贷款181.82万（商业贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：181.82万
还款月数：10年
每月还款：18365.16元
利息总额：38.56万
本息合计：220.38万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2014-07 | 18365.16 | 5984.89 | 12380.27 | 1805813.73 |
| 2 | 2014-08 | 18365.16 | 5944.14 | 12421.02 | 1793392.71 |
| 3 | 2014-09 | 18365.16 | 5903.25 | 12461.90 | 1780930.81 |
| 4 | 2014-10 | 18365.16 | 5862.23 | 12502.92 | 1768427.89 |
| 5 | 2014-11 | 18365.16 | 5821.08 | 12544.08 | 1755883.80 |
| 6 | 2014-12 | 18365.16 | 5779.78 | 12585.37 | 1743298.43 |
| 7 | 2015-01 | 18365.16 | 5738.36 | 12626.80 | 1730671.64 |
| 8 | 2015-02 | 18365.16 | 5696.79 | 12668.36 | 1718003.27 |
| 9 | 2015-03 | 18365.16 | 5655.09 | 12710.06 | 1705293.21 |
| 10 | 2015-04 | 18365.16 | 5613.26 | 12751.90 | 1692541.31 |
| 11 | 2015-05 | 18365.16 | 5571.28 | 12793.87 | 1679747.44 |
| 12 | 2015-06 | 18365.16 | 5529.17 | 12835.99 | 1666911.45 |
| 13 | 2015-07 | 18365.16 | 5486.92 | 12878.24 | 1654033.21 |
| 14 | 2015-08 | 18365.16 | 5444.53 | 12920.63 | 1641112.59 |
| 15 | 2015-09 | 18365.16 | 5402.00 | 12963.16 | 1628149.43 |
| 16 | 2015-10 | 18365.16 | 5359.33 | 13005.83 | 1615143.59 |
| 17 | 2015-11 | 18365.16 | 5316.51 | 13048.64 | 1602094.95 |
| 18 | 2015-12 | 18365.16 | 5273.56 | 13091.59 | 1589003.36 |
| 19 | 2016-01 | 18365.16 | 5230.47 | 13134.69 | 1575868.67 |
| 20 | 2016-02 | 18365.16 | 5187.23 | 13177.92 | 1562690.75 |
| 21 | 2016-03 | 18365.16 | 5143.86 | 13221.30 | 1549469.46 |
| 22 | 2016-04 | 18365.16 | 5100.34 | 13264.82 | 1536204.64 |
| 23 | 2016-05 | 18365.16 | 5056.67 | 13308.48 | 1522896.15 |
| 24 | 2016-06 | 18365.16 | 5012.87 | 13352.29 | 1509543.87 |
| 25 | 2016-07 | 18365.16 | 4968.92 | 13396.24 | 1496147.63 |
| 26 | 2016-08 | 18365.16 | 4924.82 | 13440.34 | 1482707.29 |
| 27 | 2016-09 | 18365.16 | 4880.58 | 13484.58 | 1469222.71 |
| 28 | 2016-10 | 18365.16 | 4836.19 | 13528.96 | 1455693.75 |
| 29 | 2016-11 | 18365.16 | 4791.66 | 13573.50 | 1442120.25 |
| 30 | 2016-12 | 18365.16 | 4746.98 | 13618.18 | 1428502.07 |
| 31 | 2017-01 | 18365.16 | 4702.15 | 13663.00 | 1414839.07 |
| 32 | 2017-02 | 18365.16 | 4657.18 | 13707.98 | 1401131.09 |
| 33 | 2017-03 | 18365.16 | 4612.06 | 13753.10 | 1387378.00 |
| 34 | 2017-04 | 18365.16 | 4566.79 | 13798.37 | 1373579.63 |
| 35 | 2017-05 | 18365.16 | 4521.37 | 13843.79 | 1359735.84 |
| 36 | 2017-06 | 18365.16 | 4475.80 | 13889.36 | 1345846.48 |
| 37 | 2017-07 | 18365.16 | 4430.08 | 13935.08 | 1331911.40 |
| 38 | 2017-08 | 18365.16 | 4384.21 | 13980.95 | 1317930.45 |
| 39 | 2017-09 | 18365.16 | 4338.19 | 14026.97 | 1303903.49 |
| 40 | 2017-10 | 18365.16 | 4292.02 | 14073.14 | 1289830.35 |
| 41 | 2017-11 | 18365.16 | 4245.69 | 14119.46 | 1275710.88 |
| 42 | 2017-12 | 18365.16 | 4199.21 | 14165.94 | 1261544.94 |
| 43 | 2018-01 | 18365.16 | 4152.59 | 14212.57 | 1247332.37 |
| 44 | 2018-02 | 18365.16 | 4105.80 | 14259.35 | 1233073.02 |
| 45 | 2018-03 | 18365.16 | 4058.87 | 14306.29 | 1218766.73 |
| 46 | 2018-04 | 18365.16 | 4011.77 | 14353.38 | 1204413.35 |
| 47 | 2018-05 | 18365.16 | 3964.53 | 14400.63 | 1190012.72 |
| 48 | 2018-06 | 18365.16 | 3917.13 | 14448.03 | 1175564.69 |
| 49 | 2018-07 | 18365.16 | 3869.57 | 14495.59 | 1161069.10 |
| 50 | 2018-08 | 18365.16 | 3821.85 | 14543.30 | 1146525.80 |
| 51 | 2018-09 | 18365.16 | 3773.98 | 14591.17 | 1131934.62 |
| 52 | 2018-10 | 18365.16 | 3725.95 | 14639.20 | 1117295.42 |
| 53 | 2018-11 | 18365.16 | 3677.76 | 14687.39 | 1102608.03 |
| 54 | 2018-12 | 18365.16 | 3629.42 | 14735.74 | 1087872.29 |
| 55 | 2019-01 | 18365.16 | 3580.91 | 14784.24 | 1073088.05 |
| 56 | 2019-02 | 18365.16 | 3532.25 | 14832.91 | 1058255.14 |
| 57 | 2019-03 | 18365.16 | 3483.42 | 14881.73 | 1043373.41 |
| 58 | 2019-04 | 18365.16 | 3434.44 | 14930.72 | 1028442.69 |
| 59 | 2019-05 | 18365.16 | 3385.29 | 14979.86 | 1013462.82 |
| 60 | 2019-06 | 18365.16 | 3335.98 | 15029.17 | 998433.65 |
| 61 | 2019-07 | 18365.16 | 3286.51 | 15078.64 | 983355.01 |
| 62 | 2019-08 | 18365.16 | 3236.88 | 15128.28 | 968226.73 |
| 63 | 2019-09 | 18365.16 | 3187.08 | 15178.08 | 953048.65 |
| 64 | 2019-10 | 18365.16 | 3137.12 | 15228.04 | 937820.61 |
| 65 | 2019-11 | 18365.16 | 3086.99 | 15278.16 | 922542.45 |
| 66 | 2019-12 | 18365.16 | 3036.70 | 15328.45 | 907214.00 |
| 67 | 2020-01 | 18365.16 | 2986.25 | 15378.91 | 891835.09 |
| 68 | 2020-02 | 18365.16 | 2935.62 | 15429.53 | 876405.56 |
| 69 | 2020-03 | 18365.16 | 2884.83 | 15480.32 | 860925.24 |
| 70 | 2020-04 | 18365.16 | 2833.88 | 15531.28 | 845393.96 |
| 71 | 2020-05 | 18365.16 | 2782.76 | 15582.40 | 829811.56 |
| 72 | 2020-06 | 18365.16 | 2731.46 | 15633.69 | 814177.87 |
| 73 | 2020-07 | 18365.16 | 2680.00 | 15685.15 | 798492.71 |
| 74 | 2020-08 | 18365.16 | 2628.37 | 15736.78 | 782755.93 |
| 75 | 2020-09 | 18365.16 | 2576.57 | 15788.58 | 766967.35 |
| 76 | 2020-10 | 18365.16 | 2524.60 | 15840.55 | 751126.79 |
| 77 | 2020-11 | 18365.16 | 2472.46 | 15892.70 | 735234.09 |
| 78 | 2020-12 | 18365.16 | 2420.15 | 15945.01 | 719289.08 |
| 79 | 2021-01 | 18365.16 | 2367.66 | 15997.50 | 703291.59 |
| 80 | 2021-02 | 18365.16 | 2315.00 | 16050.15 | 687241.44 |
| 81 | 2021-03 | 18365.16 | 2262.17 | 16102.99 | 671138.45 |
| 82 | 2021-04 | 18365.16 | 2209.16 | 16155.99 | 654982.46 |
| 83 | 2021-05 | 18365.16 | 2155.98 | 16209.17 | 638773.29 |
| 84 | 2021-06 | 18365.16 | 2102.63 | 16262.53 | 622510.76 |
| 85 | 2021-07 | 18365.16 | 2049.10 | 16316.06 | 606194.70 |
| 86 | 2021-08 | 18365.16 | 1995.39 | 16369.76 | 589824.94 |
| 87 | 2021-09 | 18365.16 | 1941.51 | 16423.65 | 573401.29 |
| 88 | 2021-10 | 18365.16 | 1887.45 | 16477.71 | 556923.58 |
| 89 | 2021-11 | 18365.16 | 1833.21 | 16531.95 | 540391.63 |
| 90 | 2021-12 | 18365.16 | 1778.79 | 16586.37 | 523805.26 |
| 91 | 2022-01 | 18365.16 | 1724.19 | 16640.96 | 507164.30 |
| 92 | 2022-02 | 18365.16 | 1669.42 | 16695.74 | 490468.56 |
| 93 | 2022-03 | 18365.16 | 1614.46 | 16750.70 | 473717.86 |
| 94 | 2022-04 | 18365.16 | 1559.32 | 16805.83 | 456912.03 |
| 95 | 2022-05 | 18365.16 | 1504.00 | 16861.15 | 440050.88 |
| 96 | 2022-06 | 18365.16 | 1448.50 | 16916.65 | 423134.22 |
| 97 | 2022-07 | 18365.16 | 1392.82 | 16972.34 | 406161.88 |
| 98 | 2022-08 | 18365.16 | 1336.95 | 17028.21 | 389133.68 |
| 99 | 2022-09 | 18365.16 | 1280.90 | 17084.26 | 372049.42 |
| 100 | 2022-10 | 18365.16 | 1224.66 | 17140.49 | 354908.93 |
| 101 | 2022-11 | 18365.16 | 1168.24 | 17196.91 | 337712.01 |
| 102 | 2022-12 | 18365.16 | 1111.64 | 17253.52 | 320458.49 |
| 103 | 2023-01 | 18365.16 | 1054.84 | 17310.31 | 303148.18 |
| 104 | 2023-02 | 18365.16 | 997.86 | 17367.29 | 285780.89 |
| 105 | 2023-03 | 18365.16 | 940.70 | 17424.46 | 268356.43 |
| 106 | 2023-04 | 18365.16 | 883.34 | 17481.82 | 250874.61 |
| 107 | 2023-05 | 18365.16 | 825.80 | 17539.36 | 233335.25 |
| 108 | 2023-06 | 18365.16 | 768.06 | 17597.09 | 215738.16 |
| 109 | 2023-07 | 18365.16 | 710.14 | 17655.02 | 198083.14 |
| 110 | 2023-08 | 18365.16 | 652.02 | 17713.13 | 180370.01 |
| 111 | 2023-09 | 18365.16 | 593.72 | 17771.44 | 162598.57 |
| 112 | 2023-10 | 18365.16 | 535.22 | 17829.94 | 144768.64 |
| 113 | 2023-11 | 18365.16 | 476.53 | 17888.63 | 126880.01 |
| 114 | 2023-12 | 18365.16 | 417.65 | 17947.51 | 108932.50 |
| 115 | 2024-01 | 18365.16 | 358.57 | 18006.59 | 90925.92 |
| 116 | 2024-02 | 18365.16 | 299.30 | 18065.86 | 72860.06 |
| 117 | 2024-03 | 18365.16 | 239.83 | 18125.32 | 54734.73 |
| 118 | 2024-04 | 18365.16 | 180.17 | 18184.99 | 36549.75 |
| 119 | 2024-05 | 18365.16 | 120.31 | 18244.85 | 18304.90 |
| 120 | 2024-06 | 18365.16 | 60.25 | 18304.90 | 0.00 |
等额本金还款方式：
贷款总额：181.82万
还款月数：10年
首月还款：21136.51元
每月递减：49.87元
利息总额：36.21万
本息合计：218.03万
节省利息：23538.9元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2014-07 | 21136.51 | 5984.89 | 15151.62 | 1803042.38 |
| 2 | 2014-08 | 21086.63 | 5935.01 | 15151.62 | 1787890.77 |
| 3 | 2014-09 | 21036.76 | 5885.14 | 15151.62 | 1772739.15 |
| 4 | 2014-10 | 20986.88 | 5835.27 | 15151.62 | 1757587.53 |
| 5 | 2014-11 | 20937.01 | 5785.39 | 15151.62 | 1742435.92 |
| 6 | 2014-12 | 20887.13 | 5735.52 | 15151.62 | 1727284.30 |
| 7 | 2015-01 | 20837.26 | 5685.64 | 15151.62 | 1712132.68 |
| 8 | 2015-02 | 20787.39 | 5635.77 | 15151.62 | 1696981.07 |
| 9 | 2015-03 | 20737.51 | 5585.90 | 15151.62 | 1681829.45 |
| 10 | 2015-04 | 20687.64 | 5536.02 | 15151.62 | 1666677.83 |
| 11 | 2015-05 | 20637.76 | 5486.15 | 15151.62 | 1651526.22 |
| 12 | 2015-06 | 20587.89 | 5436.27 | 15151.62 | 1636374.60 |
| 13 | 2015-07 | 20538.02 | 5386.40 | 15151.62 | 1621222.98 |
| 14 | 2015-08 | 20488.14 | 5336.53 | 15151.62 | 1606071.37 |
| 15 | 2015-09 | 20438.27 | 5286.65 | 15151.62 | 1590919.75 |
| 16 | 2015-10 | 20388.39 | 5236.78 | 15151.62 | 1575768.13 |
| 17 | 2015-11 | 20338.52 | 5186.90 | 15151.62 | 1560616.52 |
| 18 | 2015-12 | 20288.65 | 5137.03 | 15151.62 | 1545464.90 |
| 19 | 2016-01 | 20238.77 | 5087.16 | 15151.62 | 1530313.28 |
| 20 | 2016-02 | 20188.90 | 5037.28 | 15151.62 | 1515161.67 |
| 21 | 2016-03 | 20139.02 | 4987.41 | 15151.62 | 1500010.05 |
| 22 | 2016-04 | 20089.15 | 4937.53 | 15151.62 | 1484858.43 |
| 23 | 2016-05 | 20039.28 | 4887.66 | 15151.62 | 1469706.82 |
| 24 | 2016-06 | 19989.40 | 4837.78 | 15151.62 | 1454555.20 |
| 25 | 2016-07 | 19939.53 | 4787.91 | 15151.62 | 1439403.58 |
| 26 | 2016-08 | 19889.65 | 4738.04 | 15151.62 | 1424251.97 |
| 27 | 2016-09 | 19839.78 | 4688.16 | 15151.62 | 1409100.35 |
| 28 | 2016-10 | 19789.91 | 4638.29 | 15151.62 | 1393948.73 |
| 29 | 2016-11 | 19740.03 | 4588.41 | 15151.62 | 1378797.12 |
| 30 | 2016-12 | 19690.16 | 4538.54 | 15151.62 | 1363645.50 |
| 31 | 2017-01 | 19640.28 | 4488.67 | 15151.62 | 1348493.88 |
| 32 | 2017-02 | 19590.41 | 4438.79 | 15151.62 | 1333342.27 |
| 33 | 2017-03 | 19540.53 | 4388.92 | 15151.62 | 1318190.65 |
| 34 | 2017-04 | 19490.66 | 4339.04 | 15151.62 | 1303039.03 |
| 35 | 2017-05 | 19440.79 | 4289.17 | 15151.62 | 1287887.42 |
| 36 | 2017-06 | 19390.91 | 4239.30 | 15151.62 | 1272735.80 |
| 37 | 2017-07 | 19341.04 | 4189.42 | 15151.62 | 1257584.18 |
| 38 | 2017-08 | 19291.16 | 4139.55 | 15151.62 | 1242432.57 |
| 39 | 2017-09 | 19241.29 | 4089.67 | 15151.62 | 1227280.95 |
| 40 | 2017-10 | 19191.42 | 4039.80 | 15151.62 | 1212129.33 |
| 41 | 2017-11 | 19141.54 | 3989.93 | 15151.62 | 1196977.72 |
| 42 | 2017-12 | 19091.67 | 3940.05 | 15151.62 | 1181826.10 |
| 43 | 2018-01 | 19041.79 | 3890.18 | 15151.62 | 1166674.48 |
| 44 | 2018-02 | 18991.92 | 3840.30 | 15151.62 | 1151522.87 |
| 45 | 2018-03 | 18942.05 | 3790.43 | 15151.62 | 1136371.25 |
| 46 | 2018-04 | 18892.17 | 3740.56 | 15151.62 | 1121219.63 |
| 47 | 2018-05 | 18842.30 | 3690.68 | 15151.62 | 1106068.02 |
| 48 | 2018-06 | 18792.42 | 3640.81 | 15151.62 | 1090916.40 |
| 49 | 2018-07 | 18742.55 | 3590.93 | 15151.62 | 1075764.78 |
| 50 | 2018-08 | 18692.68 | 3541.06 | 15151.62 | 1060613.17 |
| 51 | 2018-09 | 18642.80 | 3491.19 | 15151.62 | 1045461.55 |
| 52 | 2018-10 | 18592.93 | 3441.31 | 15151.62 | 1030309.93 |
| 53 | 2018-11 | 18543.05 | 3391.44 | 15151.62 | 1015158.32 |
| 54 | 2018-12 | 18493.18 | 3341.56 | 15151.62 | 1000006.70 |
| 55 | 2019-01 | 18443.31 | 3291.69 | 15151.62 | 984855.08 |
| 56 | 2019-02 | 18393.43 | 3241.81 | 15151.62 | 969703.47 |
| 57 | 2019-03 | 18343.56 | 3191.94 | 15151.62 | 954551.85 |
| 58 | 2019-04 | 18293.68 | 3142.07 | 15151.62 | 939400.23 |
| 59 | 2019-05 | 18243.81 | 3092.19 | 15151.62 | 924248.62 |
| 60 | 2019-06 | 18193.94 | 3042.32 | 15151.62 | 909097.00 |
| 61 | 2019-07 | 18144.06 | 2992.44 | 15151.62 | 893945.38 |
| 62 | 2019-08 | 18094.19 | 2942.57 | 15151.62 | 878793.77 |
| 63 | 2019-09 | 18044.31 | 2892.70 | 15151.62 | 863642.15 |
| 64 | 2019-10 | 17994.44 | 2842.82 | 15151.62 | 848490.53 |
| 65 | 2019-11 | 17944.56 | 2792.95 | 15151.62 | 833338.92 |
| 66 | 2019-12 | 17894.69 | 2743.07 | 15151.62 | 818187.30 |
| 67 | 2020-01 | 17844.82 | 2693.20 | 15151.62 | 803035.68 |
| 68 | 2020-02 | 17794.94 | 2643.33 | 15151.62 | 787884.07 |
| 69 | 2020-03 | 17745.07 | 2593.45 | 15151.62 | 772732.45 |
| 70 | 2020-04 | 17695.19 | 2543.58 | 15151.62 | 757580.83 |
| 71 | 2020-05 | 17645.32 | 2493.70 | 15151.62 | 742429.22 |
| 72 | 2020-06 | 17595.45 | 2443.83 | 15151.62 | 727277.60 |
| 73 | 2020-07 | 17545.57 | 2393.96 | 15151.62 | 712125.98 |
| 74 | 2020-08 | 17495.70 | 2344.08 | 15151.62 | 696974.37 |
| 75 | 2020-09 | 17445.82 | 2294.21 | 15151.62 | 681822.75 |
| 76 | 2020-10 | 17395.95 | 2244.33 | 15151.62 | 666671.13 |
| 77 | 2020-11 | 17346.08 | 2194.46 | 15151.62 | 651519.52 |
| 78 | 2020-12 | 17296.20 | 2144.59 | 15151.62 | 636367.90 |
| 79 | 2021-01 | 17246.33 | 2094.71 | 15151.62 | 621216.28 |
| 80 | 2021-02 | 17196.45 | 2044.84 | 15151.62 | 606064.67 |
| 81 | 2021-03 | 17146.58 | 1994.96 | 15151.62 | 590913.05 |
| 82 | 2021-04 | 17096.71 | 1945.09 | 15151.62 | 575761.43 |
| 83 | 2021-05 | 17046.83 | 1895.21 | 15151.62 | 560609.82 |
| 84 | 2021-06 | 16996.96 | 1845.34 | 15151.62 | 545458.20 |
| 85 | 2021-07 | 16947.08 | 1795.47 | 15151.62 | 530306.58 |
| 86 | 2021-08 | 16897.21 | 1745.59 | 15151.62 | 515154.97 |
| 87 | 2021-09 | 16847.34 | 1695.72 | 15151.62 | 500003.35 |
| 88 | 2021-10 | 16797.46 | 1645.84 | 15151.62 | 484851.73 |
| 89 | 2021-11 | 16747.59 | 1595.97 | 15151.62 | 469700.12 |
| 90 | 2021-12 | 16697.71 | 1546.10 | 15151.62 | 454548.50 |
| 91 | 2022-01 | 16647.84 | 1496.22 | 15151.62 | 439396.88 |
| 92 | 2022-02 | 16597.96 | 1446.35 | 15151.62 | 424245.27 |
| 93 | 2022-03 | 16548.09 | 1396.47 | 15151.62 | 409093.65 |
| 94 | 2022-04 | 16498.22 | 1346.60 | 15151.62 | 393942.03 |
| 95 | 2022-05 | 16448.34 | 1296.73 | 15151.62 | 378790.42 |
| 96 | 2022-06 | 16398.47 | 1246.85 | 15151.62 | 363638.80 |
| 97 | 2022-07 | 16348.59 | 1196.98 | 15151.62 | 348487.18 |
| 98 | 2022-08 | 16298.72 | 1147.10 | 15151.62 | 333335.57 |
| 99 | 2022-09 | 16248.85 | 1097.23 | 15151.62 | 318183.95 |
| 100 | 2022-10 | 16198.97 | 1047.36 | 15151.62 | 303032.33 |
| 101 | 2022-11 | 16149.10 | 997.48 | 15151.62 | 287880.72 |
| 102 | 2022-12 | 16099.22 | 947.61 | 15151.62 | 272729.10 |
| 103 | 2023-01 | 16049.35 | 897.73 | 15151.62 | 257577.48 |
| 104 | 2023-02 | 15999.48 | 847.86 | 15151.62 | 242425.87 |
| 105 | 2023-03 | 15949.60 | 797.99 | 15151.62 | 227274.25 |
| 106 | 2023-04 | 15899.73 | 748.11 | 15151.62 | 212122.63 |
| 107 | 2023-05 | 15849.85 | 698.24 | 15151.62 | 196971.02 |
| 108 | 2023-06 | 15799.98 | 648.36 | 15151.62 | 181819.40 |
| 109 | 2023-07 | 15750.11 | 598.49 | 15151.62 | 166667.78 |
| 110 | 2023-08 | 15700.23 | 548.61 | 15151.62 | 151516.17 |
| 111 | 2023-09 | 15650.36 | 498.74 | 15151.62 | 136364.55 |
| 112 | 2023-10 | 15600.48 | 448.87 | 15151.62 | 121212.93 |
| 113 | 2023-11 | 15550.61 | 398.99 | 15151.62 | 106061.32 |
| 114 | 2023-12 | 15500.74 | 349.12 | 15151.62 | 90909.70 |
| 115 | 2024-01 | 15450.86 | 299.24 | 15151.62 | 75758.08 |
| 116 | 2024-02 | 15400.99 | 249.37 | 15151.62 | 60606.47 |
| 117 | 2024-03 | 15351.11 | 199.50 | 15151.62 | 45454.85 |
| 118 | 2024-04 | 15301.24 | 149.62 | 15151.62 | 30303.23 |
| 119 | 2024-05 | 15251.36 | 99.75 | 15151.62 | 15151.62 |
| 120 | 2024-06 | 15201.49 | 49.87 | 15151.62 | 0.00 |
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采用2024年12月21日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2024年12月21日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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