贷款183万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：183万
还款月数：10年
每月还款：17251.39元
利息总额：24.02万
本息合计：207.02万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 17251.39 | 3812.50 | 13438.89 | 1816561.11 |
| 2 | 2024-12 | 17251.39 | 3784.50 | 13466.89 | 1803094.22 |
| 3 | 2025-01 | 17251.39 | 3756.45 | 13494.95 | 1789599.27 |
| 4 | 2025-02 | 17251.39 | 3728.33 | 13523.06 | 1776076.21 |
| 5 | 2025-03 | 17251.39 | 3700.16 | 13551.23 | 1762524.98 |
| 6 | 2025-04 | 17251.39 | 3671.93 | 13579.46 | 1748945.51 |
| 7 | 2025-05 | 17251.39 | 3643.64 | 13607.76 | 1735337.76 |
| 8 | 2025-06 | 17251.39 | 3615.29 | 13636.11 | 1721701.65 |
| 9 | 2025-07 | 17251.39 | 3586.88 | 13664.51 | 1708037.14 |
| 10 | 2025-08 | 17251.39 | 3558.41 | 13692.98 | 1694344.16 |
| 11 | 2025-09 | 17251.39 | 3529.88 | 13721.51 | 1680622.65 |
| 12 | 2025-10 | 17251.39 | 3501.30 | 13750.09 | 1666872.56 |
| 13 | 2025-11 | 17251.39 | 3472.65 | 13778.74 | 1653093.81 |
| 14 | 2025-12 | 17251.39 | 3443.95 | 13807.45 | 1639286.37 |
| 15 | 2026-01 | 17251.39 | 3415.18 | 13836.21 | 1625450.16 |
| 16 | 2026-02 | 17251.39 | 3386.35 | 13865.04 | 1611585.12 |
| 17 | 2026-03 | 17251.39 | 3357.47 | 13893.92 | 1597691.20 |
| 18 | 2026-04 | 17251.39 | 3328.52 | 13922.87 | 1583768.33 |
| 19 | 2026-05 | 17251.39 | 3299.52 | 13951.87 | 1569816.45 |
| 20 | 2026-06 | 17251.39 | 3270.45 | 13980.94 | 1555835.51 |
| 21 | 2026-07 | 17251.39 | 3241.32 | 14010.07 | 1541825.44 |
| 22 | 2026-08 | 17251.39 | 3212.14 | 14039.26 | 1527786.19 |
| 23 | 2026-09 | 17251.39 | 3182.89 | 14068.50 | 1513717.68 |
| 24 | 2026-10 | 17251.39 | 3153.58 | 14097.81 | 1499619.87 |
| 25 | 2026-11 | 17251.39 | 3124.21 | 14127.18 | 1485492.69 |
| 26 | 2026-12 | 17251.39 | 3094.78 | 14156.62 | 1471336.07 |
| 27 | 2027-01 | 17251.39 | 3065.28 | 14186.11 | 1457149.96 |
| 28 | 2027-02 | 17251.39 | 3035.73 | 14215.66 | 1442934.30 |
| 29 | 2027-03 | 17251.39 | 3006.11 | 14245.28 | 1428689.02 |
| 30 | 2027-04 | 17251.39 | 2976.44 | 14274.96 | 1414414.06 |
| 31 | 2027-05 | 17251.39 | 2946.70 | 14304.70 | 1400109.37 |
| 32 | 2027-06 | 17251.39 | 2916.89 | 14334.50 | 1385774.87 |
| 33 | 2027-07 | 17251.39 | 2887.03 | 14364.36 | 1371410.51 |
| 34 | 2027-08 | 17251.39 | 2857.11 | 14394.29 | 1357016.22 |
| 35 | 2027-09 | 17251.39 | 2827.12 | 14424.27 | 1342591.95 |
| 36 | 2027-10 | 17251.39 | 2797.07 | 14454.33 | 1328137.62 |
| 37 | 2027-11 | 17251.39 | 2766.95 | 14484.44 | 1313653.18 |
| 38 | 2027-12 | 17251.39 | 2736.78 | 14514.61 | 1299138.57 |
| 39 | 2028-01 | 17251.39 | 2706.54 | 14544.85 | 1284593.72 |
| 40 | 2028-02 | 17251.39 | 2676.24 | 14575.16 | 1270018.56 |
| 41 | 2028-03 | 17251.39 | 2645.87 | 14605.52 | 1255413.04 |
| 42 | 2028-04 | 17251.39 | 2615.44 | 14635.95 | 1240777.09 |
| 43 | 2028-05 | 17251.39 | 2584.95 | 14666.44 | 1226110.65 |
| 44 | 2028-06 | 17251.39 | 2554.40 | 14696.99 | 1211413.66 |
| 45 | 2028-07 | 17251.39 | 2523.78 | 14727.61 | 1196686.04 |
| 46 | 2028-08 | 17251.39 | 2493.10 | 14758.30 | 1181927.75 |
| 47 | 2028-09 | 17251.39 | 2462.35 | 14789.04 | 1167138.71 |
| 48 | 2028-10 | 17251.39 | 2431.54 | 14819.85 | 1152318.85 |
| 49 | 2028-11 | 17251.39 | 2400.66 | 14850.73 | 1137468.12 |
| 50 | 2028-12 | 17251.39 | 2369.73 | 14881.67 | 1122586.46 |
| 51 | 2029-01 | 17251.39 | 2338.72 | 14912.67 | 1107673.79 |
| 52 | 2029-02 | 17251.39 | 2307.65 | 14943.74 | 1092730.05 |
| 53 | 2029-03 | 17251.39 | 2276.52 | 14974.87 | 1077755.18 |
| 54 | 2029-04 | 17251.39 | 2245.32 | 15006.07 | 1062749.11 |
| 55 | 2029-05 | 17251.39 | 2214.06 | 15037.33 | 1047711.78 |
| 56 | 2029-06 | 17251.39 | 2182.73 | 15068.66 | 1032643.12 |
| 57 | 2029-07 | 17251.39 | 2151.34 | 15100.05 | 1017543.07 |
| 58 | 2029-08 | 17251.39 | 2119.88 | 15131.51 | 1002411.56 |
| 59 | 2029-09 | 17251.39 | 2088.36 | 15163.03 | 987248.52 |
| 60 | 2029-10 | 17251.39 | 2056.77 | 15194.62 | 972053.90 |
| 61 | 2029-11 | 17251.39 | 2025.11 | 15226.28 | 956827.62 |
| 62 | 2029-12 | 17251.39 | 1993.39 | 15258.00 | 941569.62 |
| 63 | 2030-01 | 17251.39 | 1961.60 | 15289.79 | 926279.83 |
| 64 | 2030-02 | 17251.39 | 1929.75 | 15321.64 | 910958.19 |
| 65 | 2030-03 | 17251.39 | 1897.83 | 15353.56 | 895604.62 |
| 66 | 2030-04 | 17251.39 | 1865.84 | 15385.55 | 880219.07 |
| 67 | 2030-05 | 17251.39 | 1833.79 | 15417.60 | 864801.47 |
| 68 | 2030-06 | 17251.39 | 1801.67 | 15449.72 | 849351.75 |
| 69 | 2030-07 | 17251.39 | 1769.48 | 15481.91 | 833869.84 |
| 70 | 2030-08 | 17251.39 | 1737.23 | 15514.16 | 818355.68 |
| 71 | 2030-09 | 17251.39 | 1704.91 | 15546.48 | 802809.19 |
| 72 | 2030-10 | 17251.39 | 1672.52 | 15578.87 | 787230.32 |
| 73 | 2030-11 | 17251.39 | 1640.06 | 15611.33 | 771618.99 |
| 74 | 2030-12 | 17251.39 | 1607.54 | 15643.85 | 755975.14 |
| 75 | 2031-01 | 17251.39 | 1574.95 | 15676.44 | 740298.69 |
| 76 | 2031-02 | 17251.39 | 1542.29 | 15709.10 | 724589.59 |
| 77 | 2031-03 | 17251.39 | 1509.56 | 15741.83 | 708847.76 |
| 78 | 2031-04 | 17251.39 | 1476.77 | 15774.63 | 693073.14 |
| 79 | 2031-05 | 17251.39 | 1443.90 | 15807.49 | 677265.65 |
| 80 | 2031-06 | 17251.39 | 1410.97 | 15840.42 | 661425.22 |
| 81 | 2031-07 | 17251.39 | 1377.97 | 15873.42 | 645551.80 |
| 82 | 2031-08 | 17251.39 | 1344.90 | 15906.49 | 629645.31 |
| 83 | 2031-09 | 17251.39 | 1311.76 | 15939.63 | 613705.68 |
| 84 | 2031-10 | 17251.39 | 1278.55 | 15972.84 | 597732.84 |
| 85 | 2031-11 | 17251.39 | 1245.28 | 16006.12 | 581726.72 |
| 86 | 2031-12 | 17251.39 | 1211.93 | 16039.46 | 565687.26 |
| 87 | 2032-01 | 17251.39 | 1178.52 | 16072.88 | 549614.39 |
| 88 | 2032-02 | 17251.39 | 1145.03 | 16106.36 | 533508.02 |
| 89 | 2032-03 | 17251.39 | 1111.48 | 16139.92 | 517368.11 |
| 90 | 2032-04 | 17251.39 | 1077.85 | 16173.54 | 501194.56 |
| 91 | 2032-05 | 17251.39 | 1044.16 | 16207.24 | 484987.33 |
| 92 | 2032-06 | 17251.39 | 1010.39 | 16241.00 | 468746.33 |
| 93 | 2032-07 | 17251.39 | 976.55 | 16274.84 | 452471.49 |
| 94 | 2032-08 | 17251.39 | 942.65 | 16308.74 | 436162.75 |
| 95 | 2032-09 | 17251.39 | 908.67 | 16342.72 | 419820.03 |
| 96 | 2032-10 | 17251.39 | 874.63 | 16376.77 | 403443.26 |
| 97 | 2032-11 | 17251.39 | 840.51 | 16410.89 | 387032.37 |
| 98 | 2032-12 | 17251.39 | 806.32 | 16445.07 | 370587.30 |
| 99 | 2033-01 | 17251.39 | 772.06 | 16479.34 | 354107.96 |
| 100 | 2033-02 | 17251.39 | 737.72 | 16513.67 | 337594.30 |
| 101 | 2033-03 | 17251.39 | 703.32 | 16548.07 | 321046.23 |
| 102 | 2033-04 | 17251.39 | 668.85 | 16582.55 | 304463.68 |
| 103 | 2033-05 | 17251.39 | 634.30 | 16617.09 | 287846.59 |
| 104 | 2033-06 | 17251.39 | 599.68 | 16651.71 | 271194.88 |
| 105 | 2033-07 | 17251.39 | 564.99 | 16686.40 | 254508.47 |
| 106 | 2033-08 | 17251.39 | 530.23 | 16721.17 | 237787.31 |
| 107 | 2033-09 | 17251.39 | 495.39 | 16756.00 | 221031.31 |
| 108 | 2033-10 | 17251.39 | 460.48 | 16790.91 | 204240.40 |
| 109 | 2033-11 | 17251.39 | 425.50 | 16825.89 | 187414.51 |
| 110 | 2033-12 | 17251.39 | 390.45 | 16860.95 | 170553.56 |
| 111 | 2034-01 | 17251.39 | 355.32 | 16896.07 | 153657.49 |
| 112 | 2034-02 | 17251.39 | 320.12 | 16931.27 | 136726.22 |
| 113 | 2034-03 | 17251.39 | 284.85 | 16966.55 | 119759.67 |
| 114 | 2034-04 | 17251.39 | 249.50 | 17001.89 | 102757.78 |
| 115 | 2034-05 | 17251.39 | 214.08 | 17037.31 | 85720.46 |
| 116 | 2034-06 | 17251.39 | 178.58 | 17072.81 | 68647.66 |
| 117 | 2034-07 | 17251.39 | 143.02 | 17108.38 | 51539.28 |
| 118 | 2034-08 | 17251.39 | 107.37 | 17144.02 | 34395.26 |
| 119 | 2034-09 | 17251.39 | 71.66 | 17179.74 | 17215.53 |
| 120 | 2034-10 | 17251.39 | 35.87 | 17215.53 | 0.00 |
还款方式二：等额本金
贷款总额：183万
还款月数：10年
首月还款：19062.5元
每月递减：31.77元
利息总额：23.07万
本息合计：206.07万
节省利息：9510.79元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 19062.50 | 3812.50 | 15250.00 | 1814750.00 |
| 2 | 2024-12 | 19030.73 | 3780.73 | 15250.00 | 1799500.00 |
| 3 | 2025-01 | 18998.96 | 3748.96 | 15250.00 | 1784250.00 |
| 4 | 2025-02 | 18967.19 | 3717.19 | 15250.00 | 1769000.00 |
| 5 | 2025-03 | 18935.42 | 3685.42 | 15250.00 | 1753750.00 |
| 6 | 2025-04 | 18903.65 | 3653.65 | 15250.00 | 1738500.00 |
| 7 | 2025-05 | 18871.88 | 3621.88 | 15250.00 | 1723250.00 |
| 8 | 2025-06 | 18840.10 | 3590.10 | 15250.00 | 1708000.00 |
| 9 | 2025-07 | 18808.33 | 3558.33 | 15250.00 | 1692750.00 |
| 10 | 2025-08 | 18776.56 | 3526.56 | 15250.00 | 1677500.00 |
| 11 | 2025-09 | 18744.79 | 3494.79 | 15250.00 | 1662250.00 |
| 12 | 2025-10 | 18713.02 | 3463.02 | 15250.00 | 1647000.00 |
| 13 | 2025-11 | 18681.25 | 3431.25 | 15250.00 | 1631750.00 |
| 14 | 2025-12 | 18649.48 | 3399.48 | 15250.00 | 1616500.00 |
| 15 | 2026-01 | 18617.71 | 3367.71 | 15250.00 | 1601250.00 |
| 16 | 2026-02 | 18585.94 | 3335.94 | 15250.00 | 1586000.00 |
| 17 | 2026-03 | 18554.17 | 3304.17 | 15250.00 | 1570750.00 |
| 18 | 2026-04 | 18522.40 | 3272.40 | 15250.00 | 1555500.00 |
| 19 | 2026-05 | 18490.63 | 3240.63 | 15250.00 | 1540250.00 |
| 20 | 2026-06 | 18458.85 | 3208.85 | 15250.00 | 1525000.00 |
| 21 | 2026-07 | 18427.08 | 3177.08 | 15250.00 | 1509750.00 |
| 22 | 2026-08 | 18395.31 | 3145.31 | 15250.00 | 1494500.00 |
| 23 | 2026-09 | 18363.54 | 3113.54 | 15250.00 | 1479250.00 |
| 24 | 2026-10 | 18331.77 | 3081.77 | 15250.00 | 1464000.00 |
| 25 | 2026-11 | 18300.00 | 3050.00 | 15250.00 | 1448750.00 |
| 26 | 2026-12 | 18268.23 | 3018.23 | 15250.00 | 1433500.00 |
| 27 | 2027-01 | 18236.46 | 2986.46 | 15250.00 | 1418250.00 |
| 28 | 2027-02 | 18204.69 | 2954.69 | 15250.00 | 1403000.00 |
| 29 | 2027-03 | 18172.92 | 2922.92 | 15250.00 | 1387750.00 |
| 30 | 2027-04 | 18141.15 | 2891.15 | 15250.00 | 1372500.00 |
| 31 | 2027-05 | 18109.38 | 2859.38 | 15250.00 | 1357250.00 |
| 32 | 2027-06 | 18077.60 | 2827.60 | 15250.00 | 1342000.00 |
| 33 | 2027-07 | 18045.83 | 2795.83 | 15250.00 | 1326750.00 |
| 34 | 2027-08 | 18014.06 | 2764.06 | 15250.00 | 1311500.00 |
| 35 | 2027-09 | 17982.29 | 2732.29 | 15250.00 | 1296250.00 |
| 36 | 2027-10 | 17950.52 | 2700.52 | 15250.00 | 1281000.00 |
| 37 | 2027-11 | 17918.75 | 2668.75 | 15250.00 | 1265750.00 |
| 38 | 2027-12 | 17886.98 | 2636.98 | 15250.00 | 1250500.00 |
| 39 | 2028-01 | 17855.21 | 2605.21 | 15250.00 | 1235250.00 |
| 40 | 2028-02 | 17823.44 | 2573.44 | 15250.00 | 1220000.00 |
| 41 | 2028-03 | 17791.67 | 2541.67 | 15250.00 | 1204750.00 |
| 42 | 2028-04 | 17759.90 | 2509.90 | 15250.00 | 1189500.00 |
| 43 | 2028-05 | 17728.13 | 2478.13 | 15250.00 | 1174250.00 |
| 44 | 2028-06 | 17696.35 | 2446.35 | 15250.00 | 1159000.00 |
| 45 | 2028-07 | 17664.58 | 2414.58 | 15250.00 | 1143750.00 |
| 46 | 2028-08 | 17632.81 | 2382.81 | 15250.00 | 1128500.00 |
| 47 | 2028-09 | 17601.04 | 2351.04 | 15250.00 | 1113250.00 |
| 48 | 2028-10 | 17569.27 | 2319.27 | 15250.00 | 1098000.00 |
| 49 | 2028-11 | 17537.50 | 2287.50 | 15250.00 | 1082750.00 |
| 50 | 2028-12 | 17505.73 | 2255.73 | 15250.00 | 1067500.00 |
| 51 | 2029-01 | 17473.96 | 2223.96 | 15250.00 | 1052250.00 |
| 52 | 2029-02 | 17442.19 | 2192.19 | 15250.00 | 1037000.00 |
| 53 | 2029-03 | 17410.42 | 2160.42 | 15250.00 | 1021750.00 |
| 54 | 2029-04 | 17378.65 | 2128.65 | 15250.00 | 1006500.00 |
| 55 | 2029-05 | 17346.88 | 2096.88 | 15250.00 | 991250.00 |
| 56 | 2029-06 | 17315.10 | 2065.10 | 15250.00 | 976000.00 |
| 57 | 2029-07 | 17283.33 | 2033.33 | 15250.00 | 960750.00 |
| 58 | 2029-08 | 17251.56 | 2001.56 | 15250.00 | 945500.00 |
| 59 | 2029-09 | 17219.79 | 1969.79 | 15250.00 | 930250.00 |
| 60 | 2029-10 | 17188.02 | 1938.02 | 15250.00 | 915000.00 |
| 61 | 2029-11 | 17156.25 | 1906.25 | 15250.00 | 899750.00 |
| 62 | 2029-12 | 17124.48 | 1874.48 | 15250.00 | 884500.00 |
| 63 | 2030-01 | 17092.71 | 1842.71 | 15250.00 | 869250.00 |
| 64 | 2030-02 | 17060.94 | 1810.94 | 15250.00 | 854000.00 |
| 65 | 2030-03 | 17029.17 | 1779.17 | 15250.00 | 838750.00 |
| 66 | 2030-04 | 16997.40 | 1747.40 | 15250.00 | 823500.00 |
| 67 | 2030-05 | 16965.63 | 1715.63 | 15250.00 | 808250.00 |
| 68 | 2030-06 | 16933.85 | 1683.85 | 15250.00 | 793000.00 |
| 69 | 2030-07 | 16902.08 | 1652.08 | 15250.00 | 777750.00 |
| 70 | 2030-08 | 16870.31 | 1620.31 | 15250.00 | 762500.00 |
| 71 | 2030-09 | 16838.54 | 1588.54 | 15250.00 | 747250.00 |
| 72 | 2030-10 | 16806.77 | 1556.77 | 15250.00 | 732000.00 |
| 73 | 2030-11 | 16775.00 | 1525.00 | 15250.00 | 716750.00 |
| 74 | 2030-12 | 16743.23 | 1493.23 | 15250.00 | 701500.00 |
| 75 | 2031-01 | 16711.46 | 1461.46 | 15250.00 | 686250.00 |
| 76 | 2031-02 | 16679.69 | 1429.69 | 15250.00 | 671000.00 |
| 77 | 2031-03 | 16647.92 | 1397.92 | 15250.00 | 655750.00 |
| 78 | 2031-04 | 16616.15 | 1366.15 | 15250.00 | 640500.00 |
| 79 | 2031-05 | 16584.38 | 1334.38 | 15250.00 | 625250.00 |
| 80 | 2031-06 | 16552.60 | 1302.60 | 15250.00 | 610000.00 |
| 81 | 2031-07 | 16520.83 | 1270.83 | 15250.00 | 594750.00 |
| 82 | 2031-08 | 16489.06 | 1239.06 | 15250.00 | 579500.00 |
| 83 | 2031-09 | 16457.29 | 1207.29 | 15250.00 | 564250.00 |
| 84 | 2031-10 | 16425.52 | 1175.52 | 15250.00 | 549000.00 |
| 85 | 2031-11 | 16393.75 | 1143.75 | 15250.00 | 533750.00 |
| 86 | 2031-12 | 16361.98 | 1111.98 | 15250.00 | 518500.00 |
| 87 | 2032-01 | 16330.21 | 1080.21 | 15250.00 | 503250.00 |
| 88 | 2032-02 | 16298.44 | 1048.44 | 15250.00 | 488000.00 |
| 89 | 2032-03 | 16266.67 | 1016.67 | 15250.00 | 472750.00 |
| 90 | 2032-04 | 16234.90 | 984.90 | 15250.00 | 457500.00 |
| 91 | 2032-05 | 16203.13 | 953.13 | 15250.00 | 442250.00 |
| 92 | 2032-06 | 16171.35 | 921.35 | 15250.00 | 427000.00 |
| 93 | 2032-07 | 16139.58 | 889.58 | 15250.00 | 411750.00 |
| 94 | 2032-08 | 16107.81 | 857.81 | 15250.00 | 396500.00 |
| 95 | 2032-09 | 16076.04 | 826.04 | 15250.00 | 381250.00 |
| 96 | 2032-10 | 16044.27 | 794.27 | 15250.00 | 366000.00 |
| 97 | 2032-11 | 16012.50 | 762.50 | 15250.00 | 350750.00 |
| 98 | 2032-12 | 15980.73 | 730.73 | 15250.00 | 335500.00 |
| 99 | 2033-01 | 15948.96 | 698.96 | 15250.00 | 320250.00 |
| 100 | 2033-02 | 15917.19 | 667.19 | 15250.00 | 305000.00 |
| 101 | 2033-03 | 15885.42 | 635.42 | 15250.00 | 289750.00 |
| 102 | 2033-04 | 15853.65 | 603.65 | 15250.00 | 274500.00 |
| 103 | 2033-05 | 15821.88 | 571.88 | 15250.00 | 259250.00 |
| 104 | 2033-06 | 15790.10 | 540.10 | 15250.00 | 244000.00 |
| 105 | 2033-07 | 15758.33 | 508.33 | 15250.00 | 228750.00 |
| 106 | 2033-08 | 15726.56 | 476.56 | 15250.00 | 213500.00 |
| 107 | 2033-09 | 15694.79 | 444.79 | 15250.00 | 198250.00 |
| 108 | 2033-10 | 15663.02 | 413.02 | 15250.00 | 183000.00 |
| 109 | 2033-11 | 15631.25 | 381.25 | 15250.00 | 167750.00 |
| 110 | 2033-12 | 15599.48 | 349.48 | 15250.00 | 152500.00 |
| 111 | 2034-01 | 15567.71 | 317.71 | 15250.00 | 137250.00 |
| 112 | 2034-02 | 15535.94 | 285.94 | 15250.00 | 122000.00 |
| 113 | 2034-03 | 15504.17 | 254.17 | 15250.00 | 106750.00 |
| 114 | 2034-04 | 15472.40 | 222.40 | 15250.00 | 91500.00 |
| 115 | 2034-05 | 15440.63 | 190.63 | 15250.00 | 76250.00 |
| 116 | 2034-06 | 15408.85 | 158.85 | 15250.00 | 61000.00 |
| 117 | 2034-07 | 15377.08 | 127.08 | 15250.00 | 45750.00 |
| 118 | 2034-08 | 15345.31 | 95.31 | 15250.00 | 30500.00 |
| 119 | 2034-09 | 15313.54 | 63.54 | 15250.00 | 15250.00 |
| 120 | 2034-10 | 15281.77 | 31.77 | 15250.00 | 0.00 |
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采用2024年11月25日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2024年11月25日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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