贷款42.4万（商业贷款）的房贷，还款10年11个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：42.4万
还款月数：10年11个月
每月还款：3980.01元
利息总额：9.73万
本息合计：52.14万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 3980.01 | 1378.15 | 2601.85 | 421445.63 |
| 2 | 2024-12 | 3980.01 | 1369.70 | 2610.31 | 418835.32 |
| 3 | 2025-01 | 3980.01 | 1361.21 | 2618.79 | 416216.52 |
| 4 | 2025-02 | 3980.01 | 1352.70 | 2627.30 | 413589.22 |
| 5 | 2025-03 | 3980.01 | 1344.16 | 2635.84 | 410953.37 |
| 6 | 2025-04 | 3980.01 | 1335.60 | 2644.41 | 408308.97 |
| 7 | 2025-05 | 3980.01 | 1327.00 | 2653.00 | 405655.96 |
| 8 | 2025-06 | 3980.01 | 1318.38 | 2661.63 | 402994.33 |
| 9 | 2025-07 | 3980.01 | 1309.73 | 2670.28 | 400324.06 |
| 10 | 2025-08 | 3980.01 | 1301.05 | 2678.96 | 397645.10 |
| 11 | 2025-09 | 3980.01 | 1292.35 | 2687.66 | 394957.44 |
| 12 | 2025-10 | 3980.01 | 1283.61 | 2696.40 | 392261.04 |
| 13 | 2025-11 | 3980.01 | 1274.85 | 2705.16 | 389555.89 |
| 14 | 2025-12 | 3980.01 | 1266.06 | 2713.95 | 386841.93 |
| 15 | 2026-01 | 3980.01 | 1257.24 | 2722.77 | 384119.16 |
| 16 | 2026-02 | 3980.01 | 1248.39 | 2731.62 | 381387.54 |
| 17 | 2026-03 | 3980.01 | 1239.51 | 2740.50 | 378647.04 |
| 18 | 2026-04 | 3980.01 | 1230.60 | 2749.41 | 375897.64 |
| 19 | 2026-05 | 3980.01 | 1221.67 | 2758.34 | 373139.30 |
| 20 | 2026-06 | 3980.01 | 1212.70 | 2767.31 | 370371.99 |
| 21 | 2026-07 | 3980.01 | 1203.71 | 2776.30 | 367595.69 |
| 22 | 2026-08 | 3980.01 | 1194.69 | 2785.32 | 364810.37 |
| 23 | 2026-09 | 3980.01 | 1185.63 | 2794.37 | 362015.99 |
| 24 | 2026-10 | 3980.01 | 1176.55 | 2803.46 | 359212.54 |
| 25 | 2026-11 | 3980.01 | 1167.44 | 2812.57 | 356399.97 |
| 26 | 2026-12 | 3980.01 | 1158.30 | 2821.71 | 353578.26 |
| 27 | 2027-01 | 3980.01 | 1149.13 | 2830.88 | 350747.38 |
| 28 | 2027-02 | 3980.01 | 1139.93 | 2840.08 | 347907.30 |
| 29 | 2027-03 | 3980.01 | 1130.70 | 2849.31 | 345057.99 |
| 30 | 2027-04 | 3980.01 | 1121.44 | 2858.57 | 342199.42 |
| 31 | 2027-05 | 3980.01 | 1112.15 | 2867.86 | 339331.56 |
| 32 | 2027-06 | 3980.01 | 1102.83 | 2877.18 | 336454.38 |
| 33 | 2027-07 | 3980.01 | 1093.48 | 2886.53 | 333567.85 |
| 34 | 2027-08 | 3980.01 | 1084.10 | 2895.91 | 330671.94 |
| 35 | 2027-09 | 3980.01 | 1074.68 | 2905.32 | 327766.62 |
| 36 | 2027-10 | 3980.01 | 1065.24 | 2914.77 | 324851.85 |
| 37 | 2027-11 | 3980.01 | 1055.77 | 2924.24 | 321927.61 |
| 38 | 2027-12 | 3980.01 | 1046.26 | 2933.74 | 318993.87 |
| 39 | 2028-01 | 3980.01 | 1036.73 | 2943.28 | 316050.59 |
| 40 | 2028-02 | 3980.01 | 1027.16 | 2952.84 | 313097.74 |
| 41 | 2028-03 | 3980.01 | 1017.57 | 2962.44 | 310135.30 |
| 42 | 2028-04 | 3980.01 | 1007.94 | 2972.07 | 307163.23 |
| 43 | 2028-05 | 3980.01 | 998.28 | 2981.73 | 304181.51 |
| 44 | 2028-06 | 3980.01 | 988.59 | 2991.42 | 301190.09 |
| 45 | 2028-07 | 3980.01 | 978.87 | 3001.14 | 298188.95 |
| 46 | 2028-08 | 3980.01 | 969.11 | 3010.89 | 295178.05 |
| 47 | 2028-09 | 3980.01 | 959.33 | 3020.68 | 292157.37 |
| 48 | 2028-10 | 3980.01 | 949.51 | 3030.50 | 289126.88 |
| 49 | 2028-11 | 3980.01 | 939.66 | 3040.35 | 286086.53 |
| 50 | 2028-12 | 3980.01 | 929.78 | 3050.23 | 283036.30 |
| 51 | 2029-01 | 3980.01 | 919.87 | 3060.14 | 279976.16 |
| 52 | 2029-02 | 3980.01 | 909.92 | 3070.09 | 276906.08 |
| 53 | 2029-03 | 3980.01 | 899.94 | 3080.06 | 273826.02 |
| 54 | 2029-04 | 3980.01 | 889.93 | 3090.07 | 270735.94 |
| 55 | 2029-05 | 3980.01 | 879.89 | 3100.12 | 267635.83 |
| 56 | 2029-06 | 3980.01 | 869.82 | 3110.19 | 264525.63 |
| 57 | 2029-07 | 3980.01 | 859.71 | 3120.30 | 261405.33 |
| 58 | 2029-08 | 3980.01 | 849.57 | 3130.44 | 258274.89 |
| 59 | 2029-09 | 3980.01 | 839.39 | 3140.61 | 255134.28 |
| 60 | 2029-10 | 3980.01 | 829.19 | 3150.82 | 251983.46 |
| 61 | 2029-11 | 3980.01 | 818.95 | 3161.06 | 248822.39 |
| 62 | 2029-12 | 3980.01 | 808.67 | 3171.34 | 245651.06 |
| 63 | 2030-01 | 3980.01 | 798.37 | 3181.64 | 242469.42 |
| 64 | 2030-02 | 3980.01 | 788.03 | 3191.98 | 239277.43 |
| 65 | 2030-03 | 3980.01 | 777.65 | 3202.36 | 236075.08 |
| 66 | 2030-04 | 3980.01 | 767.24 | 3212.76 | 232862.31 |
| 67 | 2030-05 | 3980.01 | 756.80 | 3223.21 | 229639.11 |
| 68 | 2030-06 | 3980.01 | 746.33 | 3233.68 | 226405.43 |
| 69 | 2030-07 | 3980.01 | 735.82 | 3244.19 | 223161.24 |
| 70 | 2030-08 | 3980.01 | 725.27 | 3254.73 | 219906.50 |
| 71 | 2030-09 | 3980.01 | 714.70 | 3265.31 | 216641.19 |
| 72 | 2030-10 | 3980.01 | 704.08 | 3275.92 | 213365.27 |
| 73 | 2030-11 | 3980.01 | 693.44 | 3286.57 | 210078.69 |
| 74 | 2030-12 | 3980.01 | 682.76 | 3297.25 | 206781.44 |
| 75 | 2031-01 | 3980.01 | 672.04 | 3307.97 | 203473.47 |
| 76 | 2031-02 | 3980.01 | 661.29 | 3318.72 | 200154.75 |
| 77 | 2031-03 | 3980.01 | 650.50 | 3329.51 | 196825.25 |
| 78 | 2031-04 | 3980.01 | 639.68 | 3340.33 | 193484.92 |
| 79 | 2031-05 | 3980.01 | 628.83 | 3351.18 | 190133.74 |
| 80 | 2031-06 | 3980.01 | 617.93 | 3362.07 | 186771.67 |
| 81 | 2031-07 | 3980.01 | 607.01 | 3373.00 | 183398.67 |
| 82 | 2031-08 | 3980.01 | 596.05 | 3383.96 | 180014.70 |
| 83 | 2031-09 | 3980.01 | 585.05 | 3394.96 | 176619.74 |
| 84 | 2031-10 | 3980.01 | 574.01 | 3405.99 | 173213.75 |
| 85 | 2031-11 | 3980.01 | 562.94 | 3417.06 | 169796.69 |
| 86 | 2031-12 | 3980.01 | 551.84 | 3428.17 | 166368.52 |
| 87 | 2032-01 | 3980.01 | 540.70 | 3439.31 | 162929.21 |
| 88 | 2032-02 | 3980.01 | 529.52 | 3450.49 | 159478.72 |
| 89 | 2032-03 | 3980.01 | 518.31 | 3461.70 | 156017.02 |
| 90 | 2032-04 | 3980.01 | 507.06 | 3472.95 | 152544.06 |
| 91 | 2032-05 | 3980.01 | 495.77 | 3484.24 | 149059.82 |
| 92 | 2032-06 | 3980.01 | 484.44 | 3495.56 | 145564.26 |
| 93 | 2032-07 | 3980.01 | 473.08 | 3506.92 | 142057.33 |
| 94 | 2032-08 | 3980.01 | 461.69 | 3518.32 | 138539.01 |
| 95 | 2032-09 | 3980.01 | 450.25 | 3529.76 | 135009.26 |
| 96 | 2032-10 | 3980.01 | 438.78 | 3541.23 | 131468.03 |
| 97 | 2032-11 | 3980.01 | 427.27 | 3552.74 | 127915.29 |
| 98 | 2032-12 | 3980.01 | 415.72 | 3564.28 | 124351.01 |
| 99 | 2033-01 | 3980.01 | 404.14 | 3575.87 | 120775.14 |
| 100 | 2033-02 | 3980.01 | 392.52 | 3587.49 | 117187.65 |
| 101 | 2033-03 | 3980.01 | 380.86 | 3599.15 | 113588.50 |
| 102 | 2033-04 | 3980.01 | 369.16 | 3610.85 | 109977.66 |
| 103 | 2033-05 | 3980.01 | 357.43 | 3622.58 | 106355.08 |
| 104 | 2033-06 | 3980.01 | 345.65 | 3634.35 | 102720.72 |
| 105 | 2033-07 | 3980.01 | 333.84 | 3646.17 | 99074.56 |
| 106 | 2033-08 | 3980.01 | 321.99 | 3658.02 | 95416.54 |
| 107 | 2033-09 | 3980.01 | 310.10 | 3669.90 | 91746.64 |
| 108 | 2033-10 | 3980.01 | 298.18 | 3681.83 | 88064.80 |
| 109 | 2033-11 | 3980.01 | 286.21 | 3693.80 | 84371.01 |
| 110 | 2033-12 | 3980.01 | 274.21 | 3705.80 | 80665.20 |
| 111 | 2034-01 | 3980.01 | 262.16 | 3717.85 | 76947.36 |
| 112 | 2034-02 | 3980.01 | 250.08 | 3729.93 | 73217.43 |
| 113 | 2034-03 | 3980.01 | 237.96 | 3742.05 | 69475.38 |
| 114 | 2034-04 | 3980.01 | 225.79 | 3754.21 | 65721.16 |
| 115 | 2034-05 | 3980.01 | 213.59 | 3766.41 | 61954.75 |
| 116 | 2034-06 | 3980.01 | 201.35 | 3778.66 | 58176.09 |
| 117 | 2034-07 | 3980.01 | 189.07 | 3790.94 | 54385.16 |
| 118 | 2034-08 | 3980.01 | 176.75 | 3803.26 | 50581.90 |
| 119 | 2034-09 | 3980.01 | 164.39 | 3815.62 | 46766.28 |
| 120 | 2034-10 | 3980.01 | 151.99 | 3828.02 | 42938.27 |
| 121 | 2034-11 | 3980.01 | 139.55 | 3840.46 | 39097.81 |
| 122 | 2034-12 | 3980.01 | 127.07 | 3852.94 | 35244.87 |
| 123 | 2035-01 | 3980.01 | 114.55 | 3865.46 | 31379.40 |
| 124 | 2035-02 | 3980.01 | 101.98 | 3878.03 | 27501.38 |
| 125 | 2035-03 | 3980.01 | 89.38 | 3890.63 | 23610.75 |
| 126 | 2035-04 | 3980.01 | 76.73 | 3903.27 | 19707.48 |
| 127 | 2035-05 | 3980.01 | 64.05 | 3915.96 | 15791.52 |
| 128 | 2035-06 | 3980.01 | 51.32 | 3928.69 | 11862.83 |
| 129 | 2035-07 | 3980.01 | 38.55 | 3941.45 | 7921.38 |
| 130 | 2035-08 | 3980.01 | 25.74 | 3954.26 | 3967.12 |
| 131 | 2035-09 | 3980.01 | 12.89 | 3967.12 | 0.00 |
还款方式二：等额本金
贷款总额：42.4万
还款月数：10年11个月
首月还款：4615.16元
每月递减：10.52元
利息总额：9.1万
本息合计：51.5万
节省利息：6375.41元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 4615.16 | 1378.15 | 3237.00 | 420810.48 |
| 2 | 2024-12 | 4604.64 | 1367.63 | 3237.00 | 417573.47 |
| 3 | 2025-01 | 4594.12 | 1357.11 | 3237.00 | 414336.47 |
| 4 | 2025-02 | 4583.60 | 1346.59 | 3237.00 | 411099.47 |
| 5 | 2025-03 | 4573.08 | 1336.07 | 3237.00 | 407862.46 |
| 6 | 2025-04 | 4562.56 | 1325.55 | 3237.00 | 404625.46 |
| 7 | 2025-05 | 4552.04 | 1315.03 | 3237.00 | 401388.45 |
| 8 | 2025-06 | 4541.52 | 1304.51 | 3237.00 | 398151.45 |
| 9 | 2025-07 | 4531.00 | 1293.99 | 3237.00 | 394914.45 |
| 10 | 2025-08 | 4520.48 | 1283.47 | 3237.00 | 391677.44 |
| 11 | 2025-09 | 4509.96 | 1272.95 | 3237.00 | 388440.44 |
| 12 | 2025-10 | 4499.44 | 1262.43 | 3237.00 | 385203.44 |
| 13 | 2025-11 | 4488.91 | 1251.91 | 3237.00 | 381966.43 |
| 14 | 2025-12 | 4478.39 | 1241.39 | 3237.00 | 378729.43 |
| 15 | 2026-01 | 4467.87 | 1230.87 | 3237.00 | 375492.43 |
| 16 | 2026-02 | 4457.35 | 1220.35 | 3237.00 | 372255.42 |
| 17 | 2026-03 | 4446.83 | 1209.83 | 3237.00 | 369018.42 |
| 18 | 2026-04 | 4436.31 | 1199.31 | 3237.00 | 365781.41 |
| 19 | 2026-05 | 4425.79 | 1188.79 | 3237.00 | 362544.41 |
| 20 | 2026-06 | 4415.27 | 1178.27 | 3237.00 | 359307.41 |
| 21 | 2026-07 | 4404.75 | 1167.75 | 3237.00 | 356070.40 |
| 22 | 2026-08 | 4394.23 | 1157.23 | 3237.00 | 352833.40 |
| 23 | 2026-09 | 4383.71 | 1146.71 | 3237.00 | 349596.40 |
| 24 | 2026-10 | 4373.19 | 1136.19 | 3237.00 | 346359.39 |
| 25 | 2026-11 | 4362.67 | 1125.67 | 3237.00 | 343122.39 |
| 26 | 2026-12 | 4352.15 | 1115.15 | 3237.00 | 339885.38 |
| 27 | 2027-01 | 4341.63 | 1104.63 | 3237.00 | 336648.38 |
| 28 | 2027-02 | 4331.11 | 1094.11 | 3237.00 | 333411.38 |
| 29 | 2027-03 | 4320.59 | 1083.59 | 3237.00 | 330174.37 |
| 30 | 2027-04 | 4310.07 | 1073.07 | 3237.00 | 326937.37 |
| 31 | 2027-05 | 4299.55 | 1062.55 | 3237.00 | 323700.37 |
| 32 | 2027-06 | 4289.03 | 1052.03 | 3237.00 | 320463.36 |
| 33 | 2027-07 | 4278.51 | 1041.51 | 3237.00 | 317226.36 |
| 34 | 2027-08 | 4267.99 | 1030.99 | 3237.00 | 313989.36 |
| 35 | 2027-09 | 4257.47 | 1020.47 | 3237.00 | 310752.35 |
| 36 | 2027-10 | 4246.95 | 1009.95 | 3237.00 | 307515.35 |
| 37 | 2027-11 | 4236.43 | 999.42 | 3237.00 | 304278.34 |
| 38 | 2027-12 | 4225.91 | 988.90 | 3237.00 | 301041.34 |
| 39 | 2028-01 | 4215.39 | 978.38 | 3237.00 | 297804.34 |
| 40 | 2028-02 | 4204.87 | 967.86 | 3237.00 | 294567.33 |
| 41 | 2028-03 | 4194.35 | 957.34 | 3237.00 | 291330.33 |
| 42 | 2028-04 | 4183.83 | 946.82 | 3237.00 | 288093.33 |
| 43 | 2028-05 | 4173.31 | 936.30 | 3237.00 | 284856.32 |
| 44 | 2028-06 | 4162.79 | 925.78 | 3237.00 | 281619.32 |
| 45 | 2028-07 | 4152.27 | 915.26 | 3237.00 | 278382.32 |
| 46 | 2028-08 | 4141.75 | 904.74 | 3237.00 | 275145.31 |
| 47 | 2028-09 | 4131.23 | 894.22 | 3237.00 | 271908.31 |
| 48 | 2028-10 | 4120.71 | 883.70 | 3237.00 | 268671.30 |
| 49 | 2028-11 | 4110.19 | 873.18 | 3237.00 | 265434.30 |
| 50 | 2028-12 | 4099.67 | 862.66 | 3237.00 | 262197.30 |
| 51 | 2029-01 | 4089.14 | 852.14 | 3237.00 | 258960.29 |
| 52 | 2029-02 | 4078.62 | 841.62 | 3237.00 | 255723.29 |
| 53 | 2029-03 | 4068.10 | 831.10 | 3237.00 | 252486.29 |
| 54 | 2029-04 | 4057.58 | 820.58 | 3237.00 | 249249.28 |
| 55 | 2029-05 | 4047.06 | 810.06 | 3237.00 | 246012.28 |
| 56 | 2029-06 | 4036.54 | 799.54 | 3237.00 | 242775.27 |
| 57 | 2029-07 | 4026.02 | 789.02 | 3237.00 | 239538.27 |
| 58 | 2029-08 | 4015.50 | 778.50 | 3237.00 | 236301.27 |
| 59 | 2029-09 | 4004.98 | 767.98 | 3237.00 | 233064.26 |
| 60 | 2029-10 | 3994.46 | 757.46 | 3237.00 | 229827.26 |
| 61 | 2029-11 | 3983.94 | 746.94 | 3237.00 | 226590.26 |
| 62 | 2029-12 | 3973.42 | 736.42 | 3237.00 | 223353.25 |
| 63 | 2030-01 | 3962.90 | 725.90 | 3237.00 | 220116.25 |
| 64 | 2030-02 | 3952.38 | 715.38 | 3237.00 | 216879.25 |
| 65 | 2030-03 | 3941.86 | 704.86 | 3237.00 | 213642.24 |
| 66 | 2030-04 | 3931.34 | 694.34 | 3237.00 | 210405.24 |
| 67 | 2030-05 | 3920.82 | 683.82 | 3237.00 | 207168.23 |
| 68 | 2030-06 | 3910.30 | 673.30 | 3237.00 | 203931.23 |
| 69 | 2030-07 | 3899.78 | 662.78 | 3237.00 | 200694.23 |
| 70 | 2030-08 | 3889.26 | 652.26 | 3237.00 | 197457.22 |
| 71 | 2030-09 | 3878.74 | 641.74 | 3237.00 | 194220.22 |
| 72 | 2030-10 | 3868.22 | 631.22 | 3237.00 | 190983.22 |
| 73 | 2030-11 | 3857.70 | 620.70 | 3237.00 | 187746.21 |
| 74 | 2030-12 | 3847.18 | 610.18 | 3237.00 | 184509.21 |
| 75 | 2031-01 | 3836.66 | 599.65 | 3237.00 | 181272.21 |
| 76 | 2031-02 | 3826.14 | 589.13 | 3237.00 | 178035.20 |
| 77 | 2031-03 | 3815.62 | 578.61 | 3237.00 | 174798.20 |
| 78 | 2031-04 | 3805.10 | 568.09 | 3237.00 | 171561.19 |
| 79 | 2031-05 | 3794.58 | 557.57 | 3237.00 | 168324.19 |
| 80 | 2031-06 | 3784.06 | 547.05 | 3237.00 | 165087.19 |
| 81 | 2031-07 | 3773.54 | 536.53 | 3237.00 | 161850.18 |
| 82 | 2031-08 | 3763.02 | 526.01 | 3237.00 | 158613.18 |
| 83 | 2031-09 | 3752.50 | 515.49 | 3237.00 | 155376.18 |
| 84 | 2031-10 | 3741.98 | 504.97 | 3237.00 | 152139.17 |
| 85 | 2031-11 | 3731.46 | 494.45 | 3237.00 | 148902.17 |
| 86 | 2031-12 | 3720.94 | 483.93 | 3237.00 | 145665.16 |
| 87 | 2032-01 | 3710.42 | 473.41 | 3237.00 | 142428.16 |
| 88 | 2032-02 | 3699.90 | 462.89 | 3237.00 | 139191.16 |
| 89 | 2032-03 | 3689.37 | 452.37 | 3237.00 | 135954.15 |
| 90 | 2032-04 | 3678.85 | 441.85 | 3237.00 | 132717.15 |
| 91 | 2032-05 | 3668.33 | 431.33 | 3237.00 | 129480.15 |
| 92 | 2032-06 | 3657.81 | 420.81 | 3237.00 | 126243.14 |
| 93 | 2032-07 | 3647.29 | 410.29 | 3237.00 | 123006.14 |
| 94 | 2032-08 | 3636.77 | 399.77 | 3237.00 | 119769.14 |
| 95 | 2032-09 | 3626.25 | 389.25 | 3237.00 | 116532.13 |
| 96 | 2032-10 | 3615.73 | 378.73 | 3237.00 | 113295.13 |
| 97 | 2032-11 | 3605.21 | 368.21 | 3237.00 | 110058.12 |
| 98 | 2032-12 | 3594.69 | 357.69 | 3237.00 | 106821.12 |
| 99 | 2033-01 | 3584.17 | 347.17 | 3237.00 | 103584.12 |
| 100 | 2033-02 | 3573.65 | 336.65 | 3237.00 | 100347.11 |
| 101 | 2033-03 | 3563.13 | 326.13 | 3237.00 | 97110.11 |
| 102 | 2033-04 | 3552.61 | 315.61 | 3237.00 | 93873.11 |
| 103 | 2033-05 | 3542.09 | 305.09 | 3237.00 | 90636.10 |
| 104 | 2033-06 | 3531.57 | 294.57 | 3237.00 | 87399.10 |
| 105 | 2033-07 | 3521.05 | 284.05 | 3237.00 | 84162.10 |
| 106 | 2033-08 | 3510.53 | 273.53 | 3237.00 | 80925.09 |
| 107 | 2033-09 | 3500.01 | 263.01 | 3237.00 | 77688.09 |
| 108 | 2033-10 | 3489.49 | 252.49 | 3237.00 | 74451.08 |
| 109 | 2033-11 | 3478.97 | 241.97 | 3237.00 | 71214.08 |
| 110 | 2033-12 | 3468.45 | 231.45 | 3237.00 | 67977.08 |
| 111 | 2034-01 | 3457.93 | 220.93 | 3237.00 | 64740.07 |
| 112 | 2034-02 | 3447.41 | 210.41 | 3237.00 | 61503.07 |
| 113 | 2034-03 | 3436.89 | 199.88 | 3237.00 | 58266.07 |
| 114 | 2034-04 | 3426.37 | 189.36 | 3237.00 | 55029.06 |
| 115 | 2034-05 | 3415.85 | 178.84 | 3237.00 | 51792.06 |
| 116 | 2034-06 | 3405.33 | 168.32 | 3237.00 | 48555.05 |
| 117 | 2034-07 | 3394.81 | 157.80 | 3237.00 | 45318.05 |
| 118 | 2034-08 | 3384.29 | 147.28 | 3237.00 | 42081.05 |
| 119 | 2034-09 | 3373.77 | 136.76 | 3237.00 | 38844.04 |
| 120 | 2034-10 | 3363.25 | 126.24 | 3237.00 | 35607.04 |
| 121 | 2034-11 | 3352.73 | 115.72 | 3237.00 | 32370.04 |
| 122 | 2034-12 | 3342.21 | 105.20 | 3237.00 | 29133.03 |
| 123 | 2035-01 | 3331.69 | 94.68 | 3237.00 | 25896.03 |
| 124 | 2035-02 | 3321.17 | 84.16 | 3237.00 | 22659.03 |
| 125 | 2035-03 | 3310.65 | 73.64 | 3237.00 | 19422.02 |
| 126 | 2035-04 | 3300.13 | 63.12 | 3237.00 | 16185.02 |
| 127 | 2035-05 | 3289.60 | 52.60 | 3237.00 | 12948.01 |
| 128 | 2035-06 | 3279.08 | 42.08 | 3237.00 | 9711.01 |
| 129 | 2035-07 | 3268.56 | 31.56 | 3237.00 | 6474.01 |
| 130 | 2035-08 | 3258.04 | 21.04 | 3237.00 | 3237.00 |
| 131 | 2035-09 | 3247.52 | 10.52 | 3237.00 | 0.00 |
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采用2024年11月25日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2024年11月25日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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