贷款29.31万(商业贷款)的房贷,还款10年10个月的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:29.31万
还款月数:10年10个月
每月还款:2685.02元
利息总额:5.59万
本息合计:34.91万
期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
---|---|---|---|---|---|
1 | 2024-11 | 2685.02 | 806.14 | 1878.89 | 291261.11 |
2 | 2024-12 | 2685.02 | 800.97 | 1884.05 | 289377.06 |
3 | 2025-01 | 2685.02 | 795.79 | 1889.24 | 287487.82 |
4 | 2025-02 | 2685.02 | 790.59 | 1894.43 | 285593.39 |
5 | 2025-03 | 2685.02 | 785.38 | 1899.64 | 283693.75 |
6 | 2025-04 | 2685.02 | 780.16 | 1904.86 | 281788.89 |
7 | 2025-05 | 2685.02 | 774.92 | 1910.10 | 279878.79 |
8 | 2025-06 | 2685.02 | 769.67 | 1915.36 | 277963.43 |
9 | 2025-07 | 2685.02 | 764.40 | 1920.62 | 276042.81 |
10 | 2025-08 | 2685.02 | 759.12 | 1925.90 | 274116.90 |
11 | 2025-09 | 2685.02 | 753.82 | 1931.20 | 272185.70 |
12 | 2025-10 | 2685.02 | 748.51 | 1936.51 | 270249.19 |
13 | 2025-11 | 2685.02 | 743.19 | 1941.84 | 268307.36 |
14 | 2025-12 | 2685.02 | 737.85 | 1947.18 | 266360.18 |
15 | 2026-01 | 2685.02 | 732.49 | 1952.53 | 264407.65 |
16 | 2026-02 | 2685.02 | 727.12 | 1957.90 | 262449.75 |
17 | 2026-03 | 2685.02 | 721.74 | 1963.29 | 260486.46 |
18 | 2026-04 | 2685.02 | 716.34 | 1968.68 | 258517.78 |
19 | 2026-05 | 2685.02 | 710.92 | 1974.10 | 256543.68 |
20 | 2026-06 | 2685.02 | 705.50 | 1979.53 | 254564.15 |
21 | 2026-07 | 2685.02 | 700.05 | 1984.97 | 252579.18 |
22 | 2026-08 | 2685.02 | 694.59 | 1990.43 | 250588.75 |
23 | 2026-09 | 2685.02 | 689.12 | 1995.90 | 248592.85 |
24 | 2026-10 | 2685.02 | 683.63 | 2001.39 | 246591.46 |
25 | 2026-11 | 2685.02 | 678.13 | 2006.90 | 244584.56 |
26 | 2026-12 | 2685.02 | 672.61 | 2012.41 | 242572.15 |
27 | 2027-01 | 2685.02 | 667.07 | 2017.95 | 240554.20 |
28 | 2027-02 | 2685.02 | 661.52 | 2023.50 | 238530.70 |
29 | 2027-03 | 2685.02 | 655.96 | 2029.06 | 236501.64 |
30 | 2027-04 | 2685.02 | 650.38 | 2034.64 | 234467.00 |
31 | 2027-05 | 2685.02 | 644.78 | 2040.24 | 232426.76 |
32 | 2027-06 | 2685.02 | 639.17 | 2045.85 | 230380.91 |
33 | 2027-07 | 2685.02 | 633.55 | 2051.47 | 228329.43 |
34 | 2027-08 | 2685.02 | 627.91 | 2057.12 | 226272.32 |
35 | 2027-09 | 2685.02 | 622.25 | 2062.77 | 224209.55 |
36 | 2027-10 | 2685.02 | 616.58 | 2068.45 | 222141.10 |
37 | 2027-11 | 2685.02 | 610.89 | 2074.13 | 220066.97 |
38 | 2027-12 | 2685.02 | 605.18 | 2079.84 | 217987.13 |
39 | 2028-01 | 2685.02 | 599.46 | 2085.56 | 215901.57 |
40 | 2028-02 | 2685.02 | 593.73 | 2091.29 | 213810.28 |
41 | 2028-03 | 2685.02 | 587.98 | 2097.04 | 211713.23 |
42 | 2028-04 | 2685.02 | 582.21 | 2102.81 | 209610.42 |
43 | 2028-05 | 2685.02 | 576.43 | 2108.59 | 207501.83 |
44 | 2028-06 | 2685.02 | 570.63 | 2114.39 | 205387.44 |
45 | 2028-07 | 2685.02 | 564.82 | 2120.21 | 203267.23 |
46 | 2028-08 | 2685.02 | 558.98 | 2126.04 | 201141.19 |
47 | 2028-09 | 2685.02 | 553.14 | 2131.88 | 199009.31 |
48 | 2028-10 | 2685.02 | 547.28 | 2137.75 | 196871.56 |
49 | 2028-11 | 2685.02 | 541.40 | 2143.63 | 194727.94 |
50 | 2028-12 | 2685.02 | 535.50 | 2149.52 | 192578.42 |
51 | 2029-01 | 2685.02 | 529.59 | 2155.43 | 190422.99 |
52 | 2029-02 | 2685.02 | 523.66 | 2161.36 | 188261.63 |
53 | 2029-03 | 2685.02 | 517.72 | 2167.30 | 186094.33 |
54 | 2029-04 | 2685.02 | 511.76 | 2173.26 | 183921.06 |
55 | 2029-05 | 2685.02 | 505.78 | 2179.24 | 181741.82 |
56 | 2029-06 | 2685.02 | 499.79 | 2185.23 | 179556.59 |
57 | 2029-07 | 2685.02 | 493.78 | 2191.24 | 177365.35 |
58 | 2029-08 | 2685.02 | 487.75 | 2197.27 | 175168.08 |
59 | 2029-09 | 2685.02 | 481.71 | 2203.31 | 172964.77 |
60 | 2029-10 | 2685.02 | 475.65 | 2209.37 | 170755.40 |
61 | 2029-11 | 2685.02 | 469.58 | 2215.44 | 168539.96 |
62 | 2029-12 | 2685.02 | 463.48 | 2221.54 | 166318.42 |
63 | 2030-01 | 2685.02 | 457.38 | 2227.65 | 164090.78 |
64 | 2030-02 | 2685.02 | 451.25 | 2233.77 | 161857.00 |
65 | 2030-03 | 2685.02 | 445.11 | 2239.92 | 159617.09 |
66 | 2030-04 | 2685.02 | 438.95 | 2246.08 | 157371.01 |
67 | 2030-05 | 2685.02 | 432.77 | 2252.25 | 155118.76 |
68 | 2030-06 | 2685.02 | 426.58 | 2258.45 | 152860.32 |
69 | 2030-07 | 2685.02 | 420.37 | 2264.66 | 150595.66 |
70 | 2030-08 | 2685.02 | 414.14 | 2270.88 | 148324.78 |
71 | 2030-09 | 2685.02 | 407.89 | 2277.13 | 146047.65 |
72 | 2030-10 | 2685.02 | 401.63 | 2283.39 | 143764.26 |
73 | 2030-11 | 2685.02 | 395.35 | 2289.67 | 141474.59 |
74 | 2030-12 | 2685.02 | 389.06 | 2295.97 | 139178.62 |
75 | 2031-01 | 2685.02 | 382.74 | 2302.28 | 136876.34 |
76 | 2031-02 | 2685.02 | 376.41 | 2308.61 | 134567.73 |
77 | 2031-03 | 2685.02 | 370.06 | 2314.96 | 132252.77 |
78 | 2031-04 | 2685.02 | 363.70 | 2321.33 | 129931.44 |
79 | 2031-05 | 2685.02 | 357.31 | 2327.71 | 127603.73 |
80 | 2031-06 | 2685.02 | 350.91 | 2334.11 | 125269.62 |
81 | 2031-07 | 2685.02 | 344.49 | 2340.53 | 122929.09 |
82 | 2031-08 | 2685.02 | 338.05 | 2346.97 | 120582.12 |
83 | 2031-09 | 2685.02 | 331.60 | 2353.42 | 118228.70 |
84 | 2031-10 | 2685.02 | 325.13 | 2359.89 | 115868.80 |
85 | 2031-11 | 2685.02 | 318.64 | 2366.38 | 113502.42 |
86 | 2031-12 | 2685.02 | 312.13 | 2372.89 | 111129.53 |
87 | 2032-01 | 2685.02 | 305.61 | 2379.42 | 108750.12 |
88 | 2032-02 | 2685.02 | 299.06 | 2385.96 | 106364.16 |
89 | 2032-03 | 2685.02 | 292.50 | 2392.52 | 103971.64 |
90 | 2032-04 | 2685.02 | 285.92 | 2399.10 | 101572.54 |
91 | 2032-05 | 2685.02 | 279.32 | 2405.70 | 99166.84 |
92 | 2032-06 | 2685.02 | 272.71 | 2412.31 | 96754.52 |
93 | 2032-07 | 2685.02 | 266.07 | 2418.95 | 94335.58 |
94 | 2032-08 | 2685.02 | 259.42 | 2425.60 | 91909.98 |
95 | 2032-09 | 2685.02 | 252.75 | 2432.27 | 89477.71 |
96 | 2032-10 | 2685.02 | 246.06 | 2438.96 | 87038.75 |
97 | 2032-11 | 2685.02 | 239.36 | 2445.67 | 84593.09 |
98 | 2032-12 | 2685.02 | 232.63 | 2452.39 | 82140.69 |
99 | 2033-01 | 2685.02 | 225.89 | 2459.14 | 79681.56 |
100 | 2033-02 | 2685.02 | 219.12 | 2465.90 | 77215.66 |
101 | 2033-03 | 2685.02 | 212.34 | 2472.68 | 74742.98 |
102 | 2033-04 | 2685.02 | 205.54 | 2479.48 | 72263.50 |
103 | 2033-05 | 2685.02 | 198.72 | 2486.30 | 69777.21 |
104 | 2033-06 | 2685.02 | 191.89 | 2493.13 | 67284.07 |
105 | 2033-07 | 2685.02 | 185.03 | 2499.99 | 64784.08 |
106 | 2033-08 | 2685.02 | 178.16 | 2506.87 | 62277.21 |
107 | 2033-09 | 2685.02 | 171.26 | 2513.76 | 59763.45 |
108 | 2033-10 | 2685.02 | 164.35 | 2520.67 | 57242.78 |
109 | 2033-11 | 2685.02 | 157.42 | 2527.60 | 54715.18 |
110 | 2033-12 | 2685.02 | 150.47 | 2534.56 | 52180.62 |
111 | 2034-01 | 2685.02 | 143.50 | 2541.53 | 49639.10 |
112 | 2034-02 | 2685.02 | 136.51 | 2548.51 | 47090.58 |
113 | 2034-03 | 2685.02 | 129.50 | 2555.52 | 44535.06 |
114 | 2034-04 | 2685.02 | 122.47 | 2562.55 | 41972.51 |
115 | 2034-05 | 2685.02 | 115.42 | 2569.60 | 39402.91 |
116 | 2034-06 | 2685.02 | 108.36 | 2576.66 | 36826.25 |
117 | 2034-07 | 2685.02 | 101.27 | 2583.75 | 34242.50 |
118 | 2034-08 | 2685.02 | 94.17 | 2590.86 | 31651.64 |
119 | 2034-09 | 2685.02 | 87.04 | 2597.98 | 29053.66 |
120 | 2034-10 | 2685.02 | 79.90 | 2605.12 | 26448.54 |
121 | 2034-11 | 2685.02 | 72.73 | 2612.29 | 23836.25 |
122 | 2034-12 | 2685.02 | 65.55 | 2619.47 | 21216.78 |
123 | 2035-01 | 2685.02 | 58.35 | 2626.68 | 18590.10 |
124 | 2035-02 | 2685.02 | 51.12 | 2633.90 | 15956.20 |
125 | 2035-03 | 2685.02 | 43.88 | 2641.14 | 13315.06 |
126 | 2035-04 | 2685.02 | 36.62 | 2648.41 | 10666.65 |
127 | 2035-05 | 2685.02 | 29.33 | 2655.69 | 8010.97 |
128 | 2035-06 | 2685.02 | 22.03 | 2662.99 | 5347.97 |
129 | 2035-07 | 2685.02 | 14.71 | 2670.32 | 2677.66 |
130 | 2035-08 | 2685.02 | 7.36 | 2677.66 | 0.00 |
还款方式二:等额本金
贷款总额:29.31万
还款月数:10年10个月
首月还款:3061.06元
每月递减:6.2元
利息总额:5.28万
本息合计:34.59万
节省利息:3111.02元
期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
---|---|---|---|---|---|
1 | 2024-11 | 3061.06 | 806.14 | 2254.92 | 290885.08 |
2 | 2024-12 | 3054.86 | 799.93 | 2254.92 | 288630.15 |
3 | 2025-01 | 3048.66 | 793.73 | 2254.92 | 286375.23 |
4 | 2025-02 | 3042.45 | 787.53 | 2254.92 | 284120.31 |
5 | 2025-03 | 3036.25 | 781.33 | 2254.92 | 281865.38 |
6 | 2025-04 | 3030.05 | 775.13 | 2254.92 | 279610.46 |
7 | 2025-05 | 3023.85 | 768.93 | 2254.92 | 277355.54 |
8 | 2025-06 | 3017.65 | 762.73 | 2254.92 | 275100.62 |
9 | 2025-07 | 3011.45 | 756.53 | 2254.92 | 272845.69 |
10 | 2025-08 | 3005.25 | 750.33 | 2254.92 | 270590.77 |
11 | 2025-09 | 2999.05 | 744.12 | 2254.92 | 268335.85 |
12 | 2025-10 | 2992.85 | 737.92 | 2254.92 | 266080.92 |
13 | 2025-11 | 2986.65 | 731.72 | 2254.92 | 263826.00 |
14 | 2025-12 | 2980.44 | 725.52 | 2254.92 | 261571.08 |
15 | 2026-01 | 2974.24 | 719.32 | 2254.92 | 259316.15 |
16 | 2026-02 | 2968.04 | 713.12 | 2254.92 | 257061.23 |
17 | 2026-03 | 2961.84 | 706.92 | 2254.92 | 254806.31 |
18 | 2026-04 | 2955.64 | 700.72 | 2254.92 | 252551.38 |
19 | 2026-05 | 2949.44 | 694.52 | 2254.92 | 250296.46 |
20 | 2026-06 | 2943.24 | 688.32 | 2254.92 | 248041.54 |
21 | 2026-07 | 2937.04 | 682.11 | 2254.92 | 245786.62 |
22 | 2026-08 | 2930.84 | 675.91 | 2254.92 | 243531.69 |
23 | 2026-09 | 2924.64 | 669.71 | 2254.92 | 241276.77 |
24 | 2026-10 | 2918.43 | 663.51 | 2254.92 | 239021.85 |
25 | 2026-11 | 2912.23 | 657.31 | 2254.92 | 236766.92 |
26 | 2026-12 | 2906.03 | 651.11 | 2254.92 | 234512.00 |
27 | 2027-01 | 2899.83 | 644.91 | 2254.92 | 232257.08 |
28 | 2027-02 | 2893.63 | 638.71 | 2254.92 | 230002.15 |
29 | 2027-03 | 2887.43 | 632.51 | 2254.92 | 227747.23 |
30 | 2027-04 | 2881.23 | 626.30 | 2254.92 | 225492.31 |
31 | 2027-05 | 2875.03 | 620.10 | 2254.92 | 223237.38 |
32 | 2027-06 | 2868.83 | 613.90 | 2254.92 | 220982.46 |
33 | 2027-07 | 2862.62 | 607.70 | 2254.92 | 218727.54 |
34 | 2027-08 | 2856.42 | 601.50 | 2254.92 | 216472.62 |
35 | 2027-09 | 2850.22 | 595.30 | 2254.92 | 214217.69 |
36 | 2027-10 | 2844.02 | 589.10 | 2254.92 | 211962.77 |
37 | 2027-11 | 2837.82 | 582.90 | 2254.92 | 209707.85 |
38 | 2027-12 | 2831.62 | 576.70 | 2254.92 | 207452.92 |
39 | 2028-01 | 2825.42 | 570.50 | 2254.92 | 205198.00 |
40 | 2028-02 | 2819.22 | 564.29 | 2254.92 | 202943.08 |
41 | 2028-03 | 2813.02 | 558.09 | 2254.92 | 200688.15 |
42 | 2028-04 | 2806.82 | 551.89 | 2254.92 | 198433.23 |
43 | 2028-05 | 2800.61 | 545.69 | 2254.92 | 196178.31 |
44 | 2028-06 | 2794.41 | 539.49 | 2254.92 | 193923.38 |
45 | 2028-07 | 2788.21 | 533.29 | 2254.92 | 191668.46 |
46 | 2028-08 | 2782.01 | 527.09 | 2254.92 | 189413.54 |
47 | 2028-09 | 2775.81 | 520.89 | 2254.92 | 187158.62 |
48 | 2028-10 | 2769.61 | 514.69 | 2254.92 | 184903.69 |
49 | 2028-11 | 2763.41 | 508.49 | 2254.92 | 182648.77 |
50 | 2028-12 | 2757.21 | 502.28 | 2254.92 | 180393.85 |
51 | 2029-01 | 2751.01 | 496.08 | 2254.92 | 178138.92 |
52 | 2029-02 | 2744.81 | 489.88 | 2254.92 | 175884.00 |
53 | 2029-03 | 2738.60 | 483.68 | 2254.92 | 173629.08 |
54 | 2029-04 | 2732.40 | 477.48 | 2254.92 | 171374.15 |
55 | 2029-05 | 2726.20 | 471.28 | 2254.92 | 169119.23 |
56 | 2029-06 | 2720.00 | 465.08 | 2254.92 | 166864.31 |
57 | 2029-07 | 2713.80 | 458.88 | 2254.92 | 164609.38 |
58 | 2029-08 | 2707.60 | 452.68 | 2254.92 | 162354.46 |
59 | 2029-09 | 2701.40 | 446.47 | 2254.92 | 160099.54 |
60 | 2029-10 | 2695.20 | 440.27 | 2254.92 | 157844.62 |
61 | 2029-11 | 2689.00 | 434.07 | 2254.92 | 155589.69 |
62 | 2029-12 | 2682.79 | 427.87 | 2254.92 | 153334.77 |
63 | 2030-01 | 2676.59 | 421.67 | 2254.92 | 151079.85 |
64 | 2030-02 | 2670.39 | 415.47 | 2254.92 | 148824.92 |
65 | 2030-03 | 2664.19 | 409.27 | 2254.92 | 146570.00 |
66 | 2030-04 | 2657.99 | 403.07 | 2254.92 | 144315.08 |
67 | 2030-05 | 2651.79 | 396.87 | 2254.92 | 142060.15 |
68 | 2030-06 | 2645.59 | 390.67 | 2254.92 | 139805.23 |
69 | 2030-07 | 2639.39 | 384.46 | 2254.92 | 137550.31 |
70 | 2030-08 | 2633.19 | 378.26 | 2254.92 | 135295.38 |
71 | 2030-09 | 2626.99 | 372.06 | 2254.92 | 133040.46 |
72 | 2030-10 | 2620.78 | 365.86 | 2254.92 | 130785.54 |
73 | 2030-11 | 2614.58 | 359.66 | 2254.92 | 128530.62 |
74 | 2030-12 | 2608.38 | 353.46 | 2254.92 | 126275.69 |
75 | 2031-01 | 2602.18 | 347.26 | 2254.92 | 124020.77 |
76 | 2031-02 | 2595.98 | 341.06 | 2254.92 | 121765.85 |
77 | 2031-03 | 2589.78 | 334.86 | 2254.92 | 119510.92 |
78 | 2031-04 | 2583.58 | 328.66 | 2254.92 | 117256.00 |
79 | 2031-05 | 2577.38 | 322.45 | 2254.92 | 115001.08 |
80 | 2031-06 | 2571.18 | 316.25 | 2254.92 | 112746.15 |
81 | 2031-07 | 2564.98 | 310.05 | 2254.92 | 110491.23 |
82 | 2031-08 | 2558.77 | 303.85 | 2254.92 | 108236.31 |
83 | 2031-09 | 2552.57 | 297.65 | 2254.92 | 105981.38 |
84 | 2031-10 | 2546.37 | 291.45 | 2254.92 | 103726.46 |
85 | 2031-11 | 2540.17 | 285.25 | 2254.92 | 101471.54 |
86 | 2031-12 | 2533.97 | 279.05 | 2254.92 | 99216.62 |
87 | 2032-01 | 2527.77 | 272.85 | 2254.92 | 96961.69 |
88 | 2032-02 | 2521.57 | 266.64 | 2254.92 | 94706.77 |
89 | 2032-03 | 2515.37 | 260.44 | 2254.92 | 92451.85 |
90 | 2032-04 | 2509.17 | 254.24 | 2254.92 | 90196.92 |
91 | 2032-05 | 2502.96 | 248.04 | 2254.92 | 87942.00 |
92 | 2032-06 | 2496.76 | 241.84 | 2254.92 | 85687.08 |
93 | 2032-07 | 2490.56 | 235.64 | 2254.92 | 83432.15 |
94 | 2032-08 | 2484.36 | 229.44 | 2254.92 | 81177.23 |
95 | 2032-09 | 2478.16 | 223.24 | 2254.92 | 78922.31 |
96 | 2032-10 | 2471.96 | 217.04 | 2254.92 | 76667.38 |
97 | 2032-11 | 2465.76 | 210.84 | 2254.92 | 74412.46 |
98 | 2032-12 | 2459.56 | 204.63 | 2254.92 | 72157.54 |
99 | 2033-01 | 2453.36 | 198.43 | 2254.92 | 69902.62 |
100 | 2033-02 | 2447.16 | 192.23 | 2254.92 | 67647.69 |
101 | 2033-03 | 2440.95 | 186.03 | 2254.92 | 65392.77 |
102 | 2033-04 | 2434.75 | 179.83 | 2254.92 | 63137.85 |
103 | 2033-05 | 2428.55 | 173.63 | 2254.92 | 60882.92 |
104 | 2033-06 | 2422.35 | 167.43 | 2254.92 | 58628.00 |
105 | 2033-07 | 2416.15 | 161.23 | 2254.92 | 56373.08 |
106 | 2033-08 | 2409.95 | 155.03 | 2254.92 | 54118.15 |
107 | 2033-09 | 2403.75 | 148.82 | 2254.92 | 51863.23 |
108 | 2033-10 | 2397.55 | 142.62 | 2254.92 | 49608.31 |
109 | 2033-11 | 2391.35 | 136.42 | 2254.92 | 47353.38 |
110 | 2033-12 | 2385.14 | 130.22 | 2254.92 | 45098.46 |
111 | 2034-01 | 2378.94 | 124.02 | 2254.92 | 42843.54 |
112 | 2034-02 | 2372.74 | 117.82 | 2254.92 | 40588.62 |
113 | 2034-03 | 2366.54 | 111.62 | 2254.92 | 38333.69 |
114 | 2034-04 | 2360.34 | 105.42 | 2254.92 | 36078.77 |
115 | 2034-05 | 2354.14 | 99.22 | 2254.92 | 33823.85 |
116 | 2034-06 | 2347.94 | 93.02 | 2254.92 | 31568.92 |
117 | 2034-07 | 2341.74 | 86.81 | 2254.92 | 29314.00 |
118 | 2034-08 | 2335.54 | 80.61 | 2254.92 | 27059.08 |
119 | 2034-09 | 2329.34 | 74.41 | 2254.92 | 24804.15 |
120 | 2034-10 | 2323.13 | 68.21 | 2254.92 | 22549.23 |
121 | 2034-11 | 2316.93 | 62.01 | 2254.92 | 20294.31 |
122 | 2034-12 | 2310.73 | 55.81 | 2254.92 | 18039.38 |
123 | 2035-01 | 2304.53 | 49.61 | 2254.92 | 15784.46 |
124 | 2035-02 | 2298.33 | 43.41 | 2254.92 | 13529.54 |
125 | 2035-03 | 2292.13 | 37.21 | 2254.92 | 11274.62 |
126 | 2035-04 | 2285.93 | 31.01 | 2254.92 | 9019.69 |
127 | 2035-05 | 2279.73 | 24.80 | 2254.92 | 6764.77 |
128 | 2035-06 | 2273.53 | 18.60 | 2254.92 | 4509.85 |
129 | 2035-07 | 2267.33 | 12.40 | 2254.92 | 2254.92 |
130 | 2035-08 | 2261.12 | 6.20 | 2254.92 | 0.00 |
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采用2024年11月25日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2024年11月25日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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