贷款16.3万（商业贷款）的房贷，还款10年8个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：16.3万
还款月数：10年8个月
每月还款：1508.6元
利息总额：3.01万
本息合计：19.31万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 1508.60 | 441.46 | 1067.14 | 161932.86 |
| 2 | 2024-12 | 1508.60 | 438.57 | 1070.03 | 160862.82 |
| 3 | 2025-01 | 1508.60 | 435.67 | 1072.93 | 159789.89 |
| 4 | 2025-02 | 1508.60 | 432.76 | 1075.84 | 158714.06 |
| 5 | 2025-03 | 1508.60 | 429.85 | 1078.75 | 157635.31 |
| 6 | 2025-04 | 1508.60 | 426.93 | 1081.67 | 156553.63 |
| 7 | 2025-05 | 1508.60 | 424.00 | 1084.60 | 155469.03 |
| 8 | 2025-06 | 1508.60 | 421.06 | 1087.54 | 154381.49 |
| 9 | 2025-07 | 1508.60 | 418.12 | 1090.48 | 153291.01 |
| 10 | 2025-08 | 1508.60 | 415.16 | 1093.44 | 152197.57 |
| 11 | 2025-09 | 1508.60 | 412.20 | 1096.40 | 151101.17 |
| 12 | 2025-10 | 1508.60 | 409.23 | 1099.37 | 150001.80 |
| 13 | 2025-11 | 1508.60 | 406.25 | 1102.35 | 148899.46 |
| 14 | 2025-12 | 1508.60 | 403.27 | 1105.33 | 147794.13 |
| 15 | 2026-01 | 1508.60 | 400.28 | 1108.33 | 146685.80 |
| 16 | 2026-02 | 1508.60 | 397.27 | 1111.33 | 145574.47 |
| 17 | 2026-03 | 1508.60 | 394.26 | 1114.34 | 144460.14 |
| 18 | 2026-04 | 1508.60 | 391.25 | 1117.35 | 143342.78 |
| 19 | 2026-05 | 1508.60 | 388.22 | 1120.38 | 142222.40 |
| 20 | 2026-06 | 1508.60 | 385.19 | 1123.42 | 141098.99 |
| 21 | 2026-07 | 1508.60 | 382.14 | 1126.46 | 139972.53 |
| 22 | 2026-08 | 1508.60 | 379.09 | 1129.51 | 138843.02 |
| 23 | 2026-09 | 1508.60 | 376.03 | 1132.57 | 137710.45 |
| 24 | 2026-10 | 1508.60 | 372.97 | 1135.64 | 136574.82 |
| 25 | 2026-11 | 1508.60 | 369.89 | 1138.71 | 135436.11 |
| 26 | 2026-12 | 1508.60 | 366.81 | 1141.79 | 134294.31 |
| 27 | 2027-01 | 1508.60 | 363.71 | 1144.89 | 133149.42 |
| 28 | 2027-02 | 1508.60 | 360.61 | 1147.99 | 132001.44 |
| 29 | 2027-03 | 1508.60 | 357.50 | 1151.10 | 130850.34 |
| 30 | 2027-04 | 1508.60 | 354.39 | 1154.21 | 129696.12 |
| 31 | 2027-05 | 1508.60 | 351.26 | 1157.34 | 128538.78 |
| 32 | 2027-06 | 1508.60 | 348.13 | 1160.48 | 127378.31 |
| 33 | 2027-07 | 1508.60 | 344.98 | 1163.62 | 126214.69 |
| 34 | 2027-08 | 1508.60 | 341.83 | 1166.77 | 125047.92 |
| 35 | 2027-09 | 1508.60 | 338.67 | 1169.93 | 123877.99 |
| 36 | 2027-10 | 1508.60 | 335.50 | 1173.10 | 122704.89 |
| 37 | 2027-11 | 1508.60 | 332.33 | 1176.28 | 121528.62 |
| 38 | 2027-12 | 1508.60 | 329.14 | 1179.46 | 120349.16 |
| 39 | 2028-01 | 1508.60 | 325.95 | 1182.66 | 119166.50 |
| 40 | 2028-02 | 1508.60 | 322.74 | 1185.86 | 117980.64 |
| 41 | 2028-03 | 1508.60 | 319.53 | 1189.07 | 116791.57 |
| 42 | 2028-04 | 1508.60 | 316.31 | 1192.29 | 115599.28 |
| 43 | 2028-05 | 1508.60 | 313.08 | 1195.52 | 114403.76 |
| 44 | 2028-06 | 1508.60 | 309.84 | 1198.76 | 113205.01 |
| 45 | 2028-07 | 1508.60 | 306.60 | 1202.00 | 112003.00 |
| 46 | 2028-08 | 1508.60 | 303.34 | 1205.26 | 110797.74 |
| 47 | 2028-09 | 1508.60 | 300.08 | 1208.52 | 109589.22 |
| 48 | 2028-10 | 1508.60 | 296.80 | 1211.80 | 108377.42 |
| 49 | 2028-11 | 1508.60 | 293.52 | 1215.08 | 107162.34 |
| 50 | 2028-12 | 1508.60 | 290.23 | 1218.37 | 105943.97 |
| 51 | 2029-01 | 1508.60 | 286.93 | 1221.67 | 104722.30 |
| 52 | 2029-02 | 1508.60 | 283.62 | 1224.98 | 103497.33 |
| 53 | 2029-03 | 1508.60 | 280.31 | 1228.30 | 102269.03 |
| 54 | 2029-04 | 1508.60 | 276.98 | 1231.62 | 101037.41 |
| 55 | 2029-05 | 1508.60 | 273.64 | 1234.96 | 99802.45 |
| 56 | 2029-06 | 1508.60 | 270.30 | 1238.30 | 98564.15 |
| 57 | 2029-07 | 1508.60 | 266.94 | 1241.66 | 97322.49 |
| 58 | 2029-08 | 1508.60 | 263.58 | 1245.02 | 96077.47 |
| 59 | 2029-09 | 1508.60 | 260.21 | 1248.39 | 94829.08 |
| 60 | 2029-10 | 1508.60 | 256.83 | 1251.77 | 93577.31 |
| 61 | 2029-11 | 1508.60 | 253.44 | 1255.16 | 92322.15 |
| 62 | 2029-12 | 1508.60 | 250.04 | 1258.56 | 91063.58 |
| 63 | 2030-01 | 1508.60 | 246.63 | 1261.97 | 89801.61 |
| 64 | 2030-02 | 1508.60 | 243.21 | 1265.39 | 88536.23 |
| 65 | 2030-03 | 1508.60 | 239.79 | 1268.82 | 87267.41 |
| 66 | 2030-04 | 1508.60 | 236.35 | 1272.25 | 85995.16 |
| 67 | 2030-05 | 1508.60 | 232.90 | 1275.70 | 84719.46 |
| 68 | 2030-06 | 1508.60 | 229.45 | 1279.15 | 83440.31 |
| 69 | 2030-07 | 1508.60 | 225.98 | 1282.62 | 82157.69 |
| 70 | 2030-08 | 1508.60 | 222.51 | 1286.09 | 80871.60 |
| 71 | 2030-09 | 1508.60 | 219.03 | 1289.57 | 79582.03 |
| 72 | 2030-10 | 1508.60 | 215.53 | 1293.07 | 78288.96 |
| 73 | 2030-11 | 1508.60 | 212.03 | 1296.57 | 76992.39 |
| 74 | 2030-12 | 1508.60 | 208.52 | 1300.08 | 75692.31 |
| 75 | 2031-01 | 1508.60 | 205.00 | 1303.60 | 74388.71 |
| 76 | 2031-02 | 1508.60 | 201.47 | 1307.13 | 73081.58 |
| 77 | 2031-03 | 1508.60 | 197.93 | 1310.67 | 71770.91 |
| 78 | 2031-04 | 1508.60 | 194.38 | 1314.22 | 70456.69 |
| 79 | 2031-05 | 1508.60 | 190.82 | 1317.78 | 69138.91 |
| 80 | 2031-06 | 1508.60 | 187.25 | 1321.35 | 67817.56 |
| 81 | 2031-07 | 1508.60 | 183.67 | 1324.93 | 66492.63 |
| 82 | 2031-08 | 1508.60 | 180.08 | 1328.52 | 65164.11 |
| 83 | 2031-09 | 1508.60 | 176.49 | 1332.11 | 63832.00 |
| 84 | 2031-10 | 1508.60 | 172.88 | 1335.72 | 62496.27 |
| 85 | 2031-11 | 1508.60 | 169.26 | 1339.34 | 61156.93 |
| 86 | 2031-12 | 1508.60 | 165.63 | 1342.97 | 59813.97 |
| 87 | 2032-01 | 1508.60 | 162.00 | 1346.60 | 58467.36 |
| 88 | 2032-02 | 1508.60 | 158.35 | 1350.25 | 57117.11 |
| 89 | 2032-03 | 1508.60 | 154.69 | 1353.91 | 55763.20 |
| 90 | 2032-04 | 1508.60 | 151.03 | 1357.58 | 54405.63 |
| 91 | 2032-05 | 1508.60 | 147.35 | 1361.25 | 53044.37 |
| 92 | 2032-06 | 1508.60 | 143.66 | 1364.94 | 51679.43 |
| 93 | 2032-07 | 1508.60 | 139.97 | 1368.64 | 50310.80 |
| 94 | 2032-08 | 1508.60 | 136.26 | 1372.34 | 48938.46 |
| 95 | 2032-09 | 1508.60 | 132.54 | 1376.06 | 47562.40 |
| 96 | 2032-10 | 1508.60 | 128.81 | 1379.79 | 46182.61 |
| 97 | 2032-11 | 1508.60 | 125.08 | 1383.52 | 44799.09 |
| 98 | 2032-12 | 1508.60 | 121.33 | 1387.27 | 43411.82 |
| 99 | 2033-01 | 1508.60 | 117.57 | 1391.03 | 42020.79 |
| 100 | 2033-02 | 1508.60 | 113.81 | 1394.79 | 40625.99 |
| 101 | 2033-03 | 1508.60 | 110.03 | 1398.57 | 39227.42 |
| 102 | 2033-04 | 1508.60 | 106.24 | 1402.36 | 37825.06 |
| 103 | 2033-05 | 1508.60 | 102.44 | 1406.16 | 36418.90 |
| 104 | 2033-06 | 1508.60 | 98.63 | 1409.97 | 35008.94 |
| 105 | 2033-07 | 1508.60 | 94.82 | 1413.79 | 33595.15 |
| 106 | 2033-08 | 1508.60 | 90.99 | 1417.61 | 32177.54 |
| 107 | 2033-09 | 1508.60 | 87.15 | 1421.45 | 30756.09 |
| 108 | 2033-10 | 1508.60 | 83.30 | 1425.30 | 29330.78 |
| 109 | 2033-11 | 1508.60 | 79.44 | 1429.16 | 27901.62 |
| 110 | 2033-12 | 1508.60 | 75.57 | 1433.03 | 26468.58 |
| 111 | 2034-01 | 1508.60 | 71.69 | 1436.92 | 25031.67 |
| 112 | 2034-02 | 1508.60 | 67.79 | 1440.81 | 23590.86 |
| 113 | 2034-03 | 1508.60 | 63.89 | 1444.71 | 22146.15 |
| 114 | 2034-04 | 1508.60 | 59.98 | 1448.62 | 20697.53 |
| 115 | 2034-05 | 1508.60 | 56.06 | 1452.55 | 19244.99 |
| 116 | 2034-06 | 1508.60 | 52.12 | 1456.48 | 17788.51 |
| 117 | 2034-07 | 1508.60 | 48.18 | 1460.42 | 16328.08 |
| 118 | 2034-08 | 1508.60 | 44.22 | 1464.38 | 14863.70 |
| 119 | 2034-09 | 1508.60 | 40.26 | 1468.35 | 13395.36 |
| 120 | 2034-10 | 1508.60 | 36.28 | 1472.32 | 11923.04 |
| 121 | 2034-11 | 1508.60 | 32.29 | 1476.31 | 10446.73 |
| 122 | 2034-12 | 1508.60 | 28.29 | 1480.31 | 8966.42 |
| 123 | 2035-01 | 1508.60 | 24.28 | 1484.32 | 7482.10 |
| 124 | 2035-02 | 1508.60 | 20.26 | 1488.34 | 5993.77 |
| 125 | 2035-03 | 1508.60 | 16.23 | 1492.37 | 4501.40 |
| 126 | 2035-04 | 1508.60 | 12.19 | 1496.41 | 3004.99 |
| 127 | 2035-05 | 1508.60 | 8.14 | 1500.46 | 1504.53 |
| 128 | 2035-06 | 1508.60 | 4.07 | 1504.53 | 0.00 |
还款方式二：等额本金
贷款总额：16.3万
还款月数：10年8个月
首月还款：1714.9元
每月递减：3.45元
利息总额：2.85万
本息合计：19.15万
节省利息：1626.86元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 1714.90 | 441.46 | 1273.44 | 161726.56 |
| 2 | 2024-12 | 1711.45 | 438.01 | 1273.44 | 160453.13 |
| 3 | 2025-01 | 1708.00 | 434.56 | 1273.44 | 159179.69 |
| 4 | 2025-02 | 1704.55 | 431.11 | 1273.44 | 157906.25 |
| 5 | 2025-03 | 1701.10 | 427.66 | 1273.44 | 156632.81 |
| 6 | 2025-04 | 1697.65 | 424.21 | 1273.44 | 155359.38 |
| 7 | 2025-05 | 1694.20 | 420.76 | 1273.44 | 154085.94 |
| 8 | 2025-06 | 1690.75 | 417.32 | 1273.44 | 152812.50 |
| 9 | 2025-07 | 1687.30 | 413.87 | 1273.44 | 151539.06 |
| 10 | 2025-08 | 1683.86 | 410.42 | 1273.44 | 150265.63 |
| 11 | 2025-09 | 1680.41 | 406.97 | 1273.44 | 148992.19 |
| 12 | 2025-10 | 1676.96 | 403.52 | 1273.44 | 147718.75 |
| 13 | 2025-11 | 1673.51 | 400.07 | 1273.44 | 146445.31 |
| 14 | 2025-12 | 1670.06 | 396.62 | 1273.44 | 145171.88 |
| 15 | 2026-01 | 1666.61 | 393.17 | 1273.44 | 143898.44 |
| 16 | 2026-02 | 1663.16 | 389.72 | 1273.44 | 142625.00 |
| 17 | 2026-03 | 1659.71 | 386.28 | 1273.44 | 141351.56 |
| 18 | 2026-04 | 1656.26 | 382.83 | 1273.44 | 140078.13 |
| 19 | 2026-05 | 1652.82 | 379.38 | 1273.44 | 138804.69 |
| 20 | 2026-06 | 1649.37 | 375.93 | 1273.44 | 137531.25 |
| 21 | 2026-07 | 1645.92 | 372.48 | 1273.44 | 136257.81 |
| 22 | 2026-08 | 1642.47 | 369.03 | 1273.44 | 134984.38 |
| 23 | 2026-09 | 1639.02 | 365.58 | 1273.44 | 133710.94 |
| 24 | 2026-10 | 1635.57 | 362.13 | 1273.44 | 132437.50 |
| 25 | 2026-11 | 1632.12 | 358.68 | 1273.44 | 131164.06 |
| 26 | 2026-12 | 1628.67 | 355.24 | 1273.44 | 129890.63 |
| 27 | 2027-01 | 1625.22 | 351.79 | 1273.44 | 128617.19 |
| 28 | 2027-02 | 1621.78 | 348.34 | 1273.44 | 127343.75 |
| 29 | 2027-03 | 1618.33 | 344.89 | 1273.44 | 126070.31 |
| 30 | 2027-04 | 1614.88 | 341.44 | 1273.44 | 124796.88 |
| 31 | 2027-05 | 1611.43 | 337.99 | 1273.44 | 123523.44 |
| 32 | 2027-06 | 1607.98 | 334.54 | 1273.44 | 122250.00 |
| 33 | 2027-07 | 1604.53 | 331.09 | 1273.44 | 120976.56 |
| 34 | 2027-08 | 1601.08 | 327.64 | 1273.44 | 119703.13 |
| 35 | 2027-09 | 1597.63 | 324.20 | 1273.44 | 118429.69 |
| 36 | 2027-10 | 1594.18 | 320.75 | 1273.44 | 117156.25 |
| 37 | 2027-11 | 1590.74 | 317.30 | 1273.44 | 115882.81 |
| 38 | 2027-12 | 1587.29 | 313.85 | 1273.44 | 114609.38 |
| 39 | 2028-01 | 1583.84 | 310.40 | 1273.44 | 113335.94 |
| 40 | 2028-02 | 1580.39 | 306.95 | 1273.44 | 112062.50 |
| 41 | 2028-03 | 1576.94 | 303.50 | 1273.44 | 110789.06 |
| 42 | 2028-04 | 1573.49 | 300.05 | 1273.44 | 109515.63 |
| 43 | 2028-05 | 1570.04 | 296.60 | 1273.44 | 108242.19 |
| 44 | 2028-06 | 1566.59 | 293.16 | 1273.44 | 106968.75 |
| 45 | 2028-07 | 1563.14 | 289.71 | 1273.44 | 105695.31 |
| 46 | 2028-08 | 1559.70 | 286.26 | 1273.44 | 104421.88 |
| 47 | 2028-09 | 1556.25 | 282.81 | 1273.44 | 103148.44 |
| 48 | 2028-10 | 1552.80 | 279.36 | 1273.44 | 101875.00 |
| 49 | 2028-11 | 1549.35 | 275.91 | 1273.44 | 100601.56 |
| 50 | 2028-12 | 1545.90 | 272.46 | 1273.44 | 99328.13 |
| 51 | 2029-01 | 1542.45 | 269.01 | 1273.44 | 98054.69 |
| 52 | 2029-02 | 1539.00 | 265.56 | 1273.44 | 96781.25 |
| 53 | 2029-03 | 1535.55 | 262.12 | 1273.44 | 95507.81 |
| 54 | 2029-04 | 1532.10 | 258.67 | 1273.44 | 94234.38 |
| 55 | 2029-05 | 1528.66 | 255.22 | 1273.44 | 92960.94 |
| 56 | 2029-06 | 1525.21 | 251.77 | 1273.44 | 91687.50 |
| 57 | 2029-07 | 1521.76 | 248.32 | 1273.44 | 90414.06 |
| 58 | 2029-08 | 1518.31 | 244.87 | 1273.44 | 89140.63 |
| 59 | 2029-09 | 1514.86 | 241.42 | 1273.44 | 87867.19 |
| 60 | 2029-10 | 1511.41 | 237.97 | 1273.44 | 86593.75 |
| 61 | 2029-11 | 1507.96 | 234.52 | 1273.44 | 85320.31 |
| 62 | 2029-12 | 1504.51 | 231.08 | 1273.44 | 84046.88 |
| 63 | 2030-01 | 1501.06 | 227.63 | 1273.44 | 82773.44 |
| 64 | 2030-02 | 1497.62 | 224.18 | 1273.44 | 81500.00 |
| 65 | 2030-03 | 1494.17 | 220.73 | 1273.44 | 80226.56 |
| 66 | 2030-04 | 1490.72 | 217.28 | 1273.44 | 78953.13 |
| 67 | 2030-05 | 1487.27 | 213.83 | 1273.44 | 77679.69 |
| 68 | 2030-06 | 1483.82 | 210.38 | 1273.44 | 76406.25 |
| 69 | 2030-07 | 1480.37 | 206.93 | 1273.44 | 75132.81 |
| 70 | 2030-08 | 1476.92 | 203.48 | 1273.44 | 73859.38 |
| 71 | 2030-09 | 1473.47 | 200.04 | 1273.44 | 72585.94 |
| 72 | 2030-10 | 1470.02 | 196.59 | 1273.44 | 71312.50 |
| 73 | 2030-11 | 1466.58 | 193.14 | 1273.44 | 70039.06 |
| 74 | 2030-12 | 1463.13 | 189.69 | 1273.44 | 68765.63 |
| 75 | 2031-01 | 1459.68 | 186.24 | 1273.44 | 67492.19 |
| 76 | 2031-02 | 1456.23 | 182.79 | 1273.44 | 66218.75 |
| 77 | 2031-03 | 1452.78 | 179.34 | 1273.44 | 64945.31 |
| 78 | 2031-04 | 1449.33 | 175.89 | 1273.44 | 63671.88 |
| 79 | 2031-05 | 1445.88 | 172.44 | 1273.44 | 62398.44 |
| 80 | 2031-06 | 1442.43 | 169.00 | 1273.44 | 61125.00 |
| 81 | 2031-07 | 1438.98 | 165.55 | 1273.44 | 59851.56 |
| 82 | 2031-08 | 1435.54 | 162.10 | 1273.44 | 58578.13 |
| 83 | 2031-09 | 1432.09 | 158.65 | 1273.44 | 57304.69 |
| 84 | 2031-10 | 1428.64 | 155.20 | 1273.44 | 56031.25 |
| 85 | 2031-11 | 1425.19 | 151.75 | 1273.44 | 54757.81 |
| 86 | 2031-12 | 1421.74 | 148.30 | 1273.44 | 53484.38 |
| 87 | 2032-01 | 1418.29 | 144.85 | 1273.44 | 52210.94 |
| 88 | 2032-02 | 1414.84 | 141.40 | 1273.44 | 50937.50 |
| 89 | 2032-03 | 1411.39 | 137.96 | 1273.44 | 49664.06 |
| 90 | 2032-04 | 1407.94 | 134.51 | 1273.44 | 48390.63 |
| 91 | 2032-05 | 1404.50 | 131.06 | 1273.44 | 47117.19 |
| 92 | 2032-06 | 1401.05 | 127.61 | 1273.44 | 45843.75 |
| 93 | 2032-07 | 1397.60 | 124.16 | 1273.44 | 44570.31 |
| 94 | 2032-08 | 1394.15 | 120.71 | 1273.44 | 43296.88 |
| 95 | 2032-09 | 1390.70 | 117.26 | 1273.44 | 42023.44 |
| 96 | 2032-10 | 1387.25 | 113.81 | 1273.44 | 40750.00 |
| 97 | 2032-11 | 1383.80 | 110.36 | 1273.44 | 39476.56 |
| 98 | 2032-12 | 1380.35 | 106.92 | 1273.44 | 38203.13 |
| 99 | 2033-01 | 1376.90 | 103.47 | 1273.44 | 36929.69 |
| 100 | 2033-02 | 1373.46 | 100.02 | 1273.44 | 35656.25 |
| 101 | 2033-03 | 1370.01 | 96.57 | 1273.44 | 34382.81 |
| 102 | 2033-04 | 1366.56 | 93.12 | 1273.44 | 33109.38 |
| 103 | 2033-05 | 1363.11 | 89.67 | 1273.44 | 31835.94 |
| 104 | 2033-06 | 1359.66 | 86.22 | 1273.44 | 30562.50 |
| 105 | 2033-07 | 1356.21 | 82.77 | 1273.44 | 29289.06 |
| 106 | 2033-08 | 1352.76 | 79.32 | 1273.44 | 28015.63 |
| 107 | 2033-09 | 1349.31 | 75.88 | 1273.44 | 26742.19 |
| 108 | 2033-10 | 1345.86 | 72.43 | 1273.44 | 25468.75 |
| 109 | 2033-11 | 1342.42 | 68.98 | 1273.44 | 24195.31 |
| 110 | 2033-12 | 1338.97 | 65.53 | 1273.44 | 22921.88 |
| 111 | 2034-01 | 1335.52 | 62.08 | 1273.44 | 21648.44 |
| 112 | 2034-02 | 1332.07 | 58.63 | 1273.44 | 20375.00 |
| 113 | 2034-03 | 1328.62 | 55.18 | 1273.44 | 19101.56 |
| 114 | 2034-04 | 1325.17 | 51.73 | 1273.44 | 17828.13 |
| 115 | 2034-05 | 1321.72 | 48.28 | 1273.44 | 16554.69 |
| 116 | 2034-06 | 1318.27 | 44.84 | 1273.44 | 15281.25 |
| 117 | 2034-07 | 1314.82 | 41.39 | 1273.44 | 14007.81 |
| 118 | 2034-08 | 1311.38 | 37.94 | 1273.44 | 12734.38 |
| 119 | 2034-09 | 1307.93 | 34.49 | 1273.44 | 11460.94 |
| 120 | 2034-10 | 1304.48 | 31.04 | 1273.44 | 10187.50 |
| 121 | 2034-11 | 1301.03 | 27.59 | 1273.44 | 8914.06 |
| 122 | 2034-12 | 1297.58 | 24.14 | 1273.44 | 7640.63 |
| 123 | 2035-01 | 1294.13 | 20.69 | 1273.44 | 6367.19 |
| 124 | 2035-02 | 1290.68 | 17.24 | 1273.44 | 5093.75 |
| 125 | 2035-03 | 1287.23 | 13.80 | 1273.44 | 3820.31 |
| 126 | 2035-04 | 1283.78 | 10.35 | 1273.44 | 2546.88 |
| 127 | 2035-05 | 1280.34 | 6.90 | 1273.44 | 1273.44 |
| 128 | 2035-06 | 1276.89 | 3.45 | 1273.44 | 0.00 |
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采用2024年11月24日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2024年11月24日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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