贷款16.85万(商业贷款)的房贷,还款10年10个月的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:16.85万
还款月数:10年10个月
每月还款:1539.21元
利息总额:3.16万
本息合计:20.01万
期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
---|---|---|---|---|---|
1 | 2024-11 | 1539.21 | 456.29 | 1082.92 | 167393.08 |
2 | 2024-12 | 1539.21 | 453.36 | 1085.85 | 166307.23 |
3 | 2025-01 | 1539.21 | 450.42 | 1088.79 | 165218.43 |
4 | 2025-02 | 1539.21 | 447.47 | 1091.74 | 164126.69 |
5 | 2025-03 | 1539.21 | 444.51 | 1094.70 | 163031.99 |
6 | 2025-04 | 1539.21 | 441.54 | 1097.67 | 161934.32 |
7 | 2025-05 | 1539.21 | 438.57 | 1100.64 | 160833.68 |
8 | 2025-06 | 1539.21 | 435.59 | 1103.62 | 159730.06 |
9 | 2025-07 | 1539.21 | 432.60 | 1106.61 | 158623.46 |
10 | 2025-08 | 1539.21 | 429.61 | 1109.60 | 157513.85 |
11 | 2025-09 | 1539.21 | 426.60 | 1112.61 | 156401.24 |
12 | 2025-10 | 1539.21 | 423.59 | 1115.62 | 155285.62 |
13 | 2025-11 | 1539.21 | 420.57 | 1118.64 | 154166.97 |
14 | 2025-12 | 1539.21 | 417.54 | 1121.67 | 153045.30 |
15 | 2026-01 | 1539.21 | 414.50 | 1124.71 | 151920.59 |
16 | 2026-02 | 1539.21 | 411.45 | 1127.76 | 150792.83 |
17 | 2026-03 | 1539.21 | 408.40 | 1130.81 | 149662.02 |
18 | 2026-04 | 1539.21 | 405.33 | 1133.88 | 148528.14 |
19 | 2026-05 | 1539.21 | 402.26 | 1136.95 | 147391.19 |
20 | 2026-06 | 1539.21 | 399.18 | 1140.03 | 146251.17 |
21 | 2026-07 | 1539.21 | 396.10 | 1143.11 | 145108.06 |
22 | 2026-08 | 1539.21 | 393.00 | 1146.21 | 143961.85 |
23 | 2026-09 | 1539.21 | 389.90 | 1149.31 | 142812.53 |
24 | 2026-10 | 1539.21 | 386.78 | 1152.43 | 141660.11 |
25 | 2026-11 | 1539.21 | 383.66 | 1155.55 | 140504.56 |
26 | 2026-12 | 1539.21 | 380.53 | 1158.68 | 139345.88 |
27 | 2027-01 | 1539.21 | 377.40 | 1161.81 | 138184.07 |
28 | 2027-02 | 1539.21 | 374.25 | 1164.96 | 137019.11 |
29 | 2027-03 | 1539.21 | 371.09 | 1168.12 | 135850.99 |
30 | 2027-04 | 1539.21 | 367.93 | 1171.28 | 134679.71 |
31 | 2027-05 | 1539.21 | 364.76 | 1174.45 | 133505.26 |
32 | 2027-06 | 1539.21 | 361.58 | 1177.63 | 132327.62 |
33 | 2027-07 | 1539.21 | 358.39 | 1180.82 | 131146.80 |
34 | 2027-08 | 1539.21 | 355.19 | 1184.02 | 129962.78 |
35 | 2027-09 | 1539.21 | 351.98 | 1187.23 | 128775.55 |
36 | 2027-10 | 1539.21 | 348.77 | 1190.44 | 127585.11 |
37 | 2027-11 | 1539.21 | 345.54 | 1193.67 | 126391.44 |
38 | 2027-12 | 1539.21 | 342.31 | 1196.90 | 125194.54 |
39 | 2028-01 | 1539.21 | 339.07 | 1200.14 | 123994.40 |
40 | 2028-02 | 1539.21 | 335.82 | 1203.39 | 122791.01 |
41 | 2028-03 | 1539.21 | 332.56 | 1206.65 | 121584.36 |
42 | 2028-04 | 1539.21 | 329.29 | 1209.92 | 120374.44 |
43 | 2028-05 | 1539.21 | 326.01 | 1213.20 | 119161.24 |
44 | 2028-06 | 1539.21 | 322.73 | 1216.48 | 117944.76 |
45 | 2028-07 | 1539.21 | 319.43 | 1219.78 | 116724.98 |
46 | 2028-08 | 1539.21 | 316.13 | 1223.08 | 115501.90 |
47 | 2028-09 | 1539.21 | 312.82 | 1226.39 | 114275.51 |
48 | 2028-10 | 1539.21 | 309.50 | 1229.71 | 113045.80 |
49 | 2028-11 | 1539.21 | 306.17 | 1233.04 | 111812.75 |
50 | 2028-12 | 1539.21 | 302.83 | 1236.38 | 110576.37 |
51 | 2029-01 | 1539.21 | 299.48 | 1239.73 | 109336.64 |
52 | 2029-02 | 1539.21 | 296.12 | 1243.09 | 108093.55 |
53 | 2029-03 | 1539.21 | 292.75 | 1246.46 | 106847.09 |
54 | 2029-04 | 1539.21 | 289.38 | 1249.83 | 105597.26 |
55 | 2029-05 | 1539.21 | 285.99 | 1253.22 | 104344.04 |
56 | 2029-06 | 1539.21 | 282.60 | 1256.61 | 103087.43 |
57 | 2029-07 | 1539.21 | 279.20 | 1260.01 | 101827.41 |
58 | 2029-08 | 1539.21 | 275.78 | 1263.43 | 100563.99 |
59 | 2029-09 | 1539.21 | 272.36 | 1266.85 | 99297.14 |
60 | 2029-10 | 1539.21 | 268.93 | 1270.28 | 98026.86 |
61 | 2029-11 | 1539.21 | 265.49 | 1273.72 | 96753.14 |
62 | 2029-12 | 1539.21 | 262.04 | 1277.17 | 95475.97 |
63 | 2030-01 | 1539.21 | 258.58 | 1280.63 | 94195.34 |
64 | 2030-02 | 1539.21 | 255.11 | 1284.10 | 92911.24 |
65 | 2030-03 | 1539.21 | 251.63 | 1287.58 | 91623.66 |
66 | 2030-04 | 1539.21 | 248.15 | 1291.06 | 90332.60 |
67 | 2030-05 | 1539.21 | 244.65 | 1294.56 | 89038.04 |
68 | 2030-06 | 1539.21 | 241.14 | 1298.07 | 87739.98 |
69 | 2030-07 | 1539.21 | 237.63 | 1301.58 | 86438.40 |
70 | 2030-08 | 1539.21 | 234.10 | 1305.11 | 85133.29 |
71 | 2030-09 | 1539.21 | 230.57 | 1308.64 | 83824.65 |
72 | 2030-10 | 1539.21 | 227.03 | 1312.18 | 82512.46 |
73 | 2030-11 | 1539.21 | 223.47 | 1315.74 | 81196.72 |
74 | 2030-12 | 1539.21 | 219.91 | 1319.30 | 79877.42 |
75 | 2031-01 | 1539.21 | 216.33 | 1322.88 | 78554.55 |
76 | 2031-02 | 1539.21 | 212.75 | 1326.46 | 77228.09 |
77 | 2031-03 | 1539.21 | 209.16 | 1330.05 | 75898.04 |
78 | 2031-04 | 1539.21 | 205.56 | 1333.65 | 74564.39 |
79 | 2031-05 | 1539.21 | 201.95 | 1337.26 | 73227.12 |
80 | 2031-06 | 1539.21 | 198.32 | 1340.89 | 71886.23 |
81 | 2031-07 | 1539.21 | 194.69 | 1344.52 | 70541.72 |
82 | 2031-08 | 1539.21 | 191.05 | 1348.16 | 69193.56 |
83 | 2031-09 | 1539.21 | 187.40 | 1351.81 | 67841.75 |
84 | 2031-10 | 1539.21 | 183.74 | 1355.47 | 66486.27 |
85 | 2031-11 | 1539.21 | 180.07 | 1359.14 | 65127.13 |
86 | 2031-12 | 1539.21 | 176.39 | 1362.82 | 63764.31 |
87 | 2032-01 | 1539.21 | 172.69 | 1366.52 | 62397.79 |
88 | 2032-02 | 1539.21 | 168.99 | 1370.22 | 61027.58 |
89 | 2032-03 | 1539.21 | 165.28 | 1373.93 | 59653.65 |
90 | 2032-04 | 1539.21 | 161.56 | 1377.65 | 58276.00 |
91 | 2032-05 | 1539.21 | 157.83 | 1381.38 | 56894.62 |
92 | 2032-06 | 1539.21 | 154.09 | 1385.12 | 55509.50 |
93 | 2032-07 | 1539.21 | 150.34 | 1388.87 | 54120.63 |
94 | 2032-08 | 1539.21 | 146.58 | 1392.63 | 52728.00 |
95 | 2032-09 | 1539.21 | 142.80 | 1396.41 | 51331.59 |
96 | 2032-10 | 1539.21 | 139.02 | 1400.19 | 49931.40 |
97 | 2032-11 | 1539.21 | 135.23 | 1403.98 | 48527.42 |
98 | 2032-12 | 1539.21 | 131.43 | 1407.78 | 47119.64 |
99 | 2033-01 | 1539.21 | 127.62 | 1411.59 | 45708.05 |
100 | 2033-02 | 1539.21 | 123.79 | 1415.42 | 44292.63 |
101 | 2033-03 | 1539.21 | 119.96 | 1419.25 | 42873.38 |
102 | 2033-04 | 1539.21 | 116.12 | 1423.09 | 41450.28 |
103 | 2033-05 | 1539.21 | 112.26 | 1426.95 | 40023.34 |
104 | 2033-06 | 1539.21 | 108.40 | 1430.81 | 38592.52 |
105 | 2033-07 | 1539.21 | 104.52 | 1434.69 | 37157.83 |
106 | 2033-08 | 1539.21 | 100.64 | 1438.57 | 35719.26 |
107 | 2033-09 | 1539.21 | 96.74 | 1442.47 | 34276.79 |
108 | 2033-10 | 1539.21 | 92.83 | 1446.38 | 32830.41 |
109 | 2033-11 | 1539.21 | 88.92 | 1450.29 | 31380.12 |
110 | 2033-12 | 1539.21 | 84.99 | 1454.22 | 29925.90 |
111 | 2034-01 | 1539.21 | 81.05 | 1458.16 | 28467.73 |
112 | 2034-02 | 1539.21 | 77.10 | 1462.11 | 27005.62 |
113 | 2034-03 | 1539.21 | 73.14 | 1466.07 | 25539.55 |
114 | 2034-04 | 1539.21 | 69.17 | 1470.04 | 24069.51 |
115 | 2034-05 | 1539.21 | 65.19 | 1474.02 | 22595.49 |
116 | 2034-06 | 1539.21 | 61.20 | 1478.01 | 21117.48 |
117 | 2034-07 | 1539.21 | 57.19 | 1482.02 | 19635.46 |
118 | 2034-08 | 1539.21 | 53.18 | 1486.03 | 18149.43 |
119 | 2034-09 | 1539.21 | 49.15 | 1490.06 | 16659.38 |
120 | 2034-10 | 1539.21 | 45.12 | 1494.09 | 15165.28 |
121 | 2034-11 | 1539.21 | 41.07 | 1498.14 | 13667.15 |
122 | 2034-12 | 1539.21 | 37.02 | 1502.19 | 12164.95 |
123 | 2035-01 | 1539.21 | 32.95 | 1506.26 | 10658.69 |
124 | 2035-02 | 1539.21 | 28.87 | 1510.34 | 9148.35 |
125 | 2035-03 | 1539.21 | 24.78 | 1514.43 | 7633.91 |
126 | 2035-04 | 1539.21 | 20.68 | 1518.53 | 6115.38 |
127 | 2035-05 | 1539.21 | 16.56 | 1522.65 | 4592.73 |
128 | 2035-06 | 1539.21 | 12.44 | 1526.77 | 3065.96 |
129 | 2035-07 | 1539.21 | 8.30 | 1530.91 | 1535.05 |
130 | 2035-08 | 1539.21 | 4.16 | 1535.05 | 0.00 |
还款方式二:等额本金
贷款总额:16.85万
还款月数:10年10个月
首月还款:1752.26元
每月递减:3.51元
利息总额:2.99万
本息合计:19.84万
节省利息:1734.37元
期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
---|---|---|---|---|---|
1 | 2024-11 | 1752.26 | 456.29 | 1295.97 | 167180.03 |
2 | 2024-12 | 1748.75 | 452.78 | 1295.97 | 165884.06 |
3 | 2025-01 | 1745.24 | 449.27 | 1295.97 | 164588.09 |
4 | 2025-02 | 1741.73 | 445.76 | 1295.97 | 163292.12 |
5 | 2025-03 | 1738.22 | 442.25 | 1295.97 | 161996.15 |
6 | 2025-04 | 1734.71 | 438.74 | 1295.97 | 160700.18 |
7 | 2025-05 | 1731.20 | 435.23 | 1295.97 | 159404.22 |
8 | 2025-06 | 1727.69 | 431.72 | 1295.97 | 158108.25 |
9 | 2025-07 | 1724.18 | 428.21 | 1295.97 | 156812.28 |
10 | 2025-08 | 1720.67 | 424.70 | 1295.97 | 155516.31 |
11 | 2025-09 | 1717.16 | 421.19 | 1295.97 | 154220.34 |
12 | 2025-10 | 1713.65 | 417.68 | 1295.97 | 152924.37 |
13 | 2025-11 | 1710.14 | 414.17 | 1295.97 | 151628.40 |
14 | 2025-12 | 1706.63 | 410.66 | 1295.97 | 150332.43 |
15 | 2026-01 | 1703.12 | 407.15 | 1295.97 | 149036.46 |
16 | 2026-02 | 1699.61 | 403.64 | 1295.97 | 147740.49 |
17 | 2026-03 | 1696.10 | 400.13 | 1295.97 | 146444.52 |
18 | 2026-04 | 1692.59 | 396.62 | 1295.97 | 145148.55 |
19 | 2026-05 | 1689.08 | 393.11 | 1295.97 | 143852.58 |
20 | 2026-06 | 1685.57 | 389.60 | 1295.97 | 142556.62 |
21 | 2026-07 | 1682.06 | 386.09 | 1295.97 | 141260.65 |
22 | 2026-08 | 1678.55 | 382.58 | 1295.97 | 139964.68 |
23 | 2026-09 | 1675.04 | 379.07 | 1295.97 | 138668.71 |
24 | 2026-10 | 1671.53 | 375.56 | 1295.97 | 137372.74 |
25 | 2026-11 | 1668.02 | 372.05 | 1295.97 | 136076.77 |
26 | 2026-12 | 1664.51 | 368.54 | 1295.97 | 134780.80 |
27 | 2027-01 | 1661.00 | 365.03 | 1295.97 | 133484.83 |
28 | 2027-02 | 1657.49 | 361.52 | 1295.97 | 132188.86 |
29 | 2027-03 | 1653.98 | 358.01 | 1295.97 | 130892.89 |
30 | 2027-04 | 1650.47 | 354.50 | 1295.97 | 129596.92 |
31 | 2027-05 | 1646.96 | 350.99 | 1295.97 | 128300.95 |
32 | 2027-06 | 1643.45 | 347.48 | 1295.97 | 127004.98 |
33 | 2027-07 | 1639.94 | 343.97 | 1295.97 | 125709.02 |
34 | 2027-08 | 1636.43 | 340.46 | 1295.97 | 124413.05 |
35 | 2027-09 | 1632.92 | 336.95 | 1295.97 | 123117.08 |
36 | 2027-10 | 1629.41 | 333.44 | 1295.97 | 121821.11 |
37 | 2027-11 | 1625.90 | 329.93 | 1295.97 | 120525.14 |
38 | 2027-12 | 1622.39 | 326.42 | 1295.97 | 119229.17 |
39 | 2028-01 | 1618.88 | 322.91 | 1295.97 | 117933.20 |
40 | 2028-02 | 1615.37 | 319.40 | 1295.97 | 116637.23 |
41 | 2028-03 | 1611.86 | 315.89 | 1295.97 | 115341.26 |
42 | 2028-04 | 1608.35 | 312.38 | 1295.97 | 114045.29 |
43 | 2028-05 | 1604.84 | 308.87 | 1295.97 | 112749.32 |
44 | 2028-06 | 1601.33 | 305.36 | 1295.97 | 111453.35 |
45 | 2028-07 | 1597.82 | 301.85 | 1295.97 | 110157.38 |
46 | 2028-08 | 1594.31 | 298.34 | 1295.97 | 108861.42 |
47 | 2028-09 | 1590.80 | 294.83 | 1295.97 | 107565.45 |
48 | 2028-10 | 1587.29 | 291.32 | 1295.97 | 106269.48 |
49 | 2028-11 | 1583.78 | 287.81 | 1295.97 | 104973.51 |
50 | 2028-12 | 1580.27 | 284.30 | 1295.97 | 103677.54 |
51 | 2029-01 | 1576.76 | 280.79 | 1295.97 | 102381.57 |
52 | 2029-02 | 1573.25 | 277.28 | 1295.97 | 101085.60 |
53 | 2029-03 | 1569.74 | 273.77 | 1295.97 | 99789.63 |
54 | 2029-04 | 1566.23 | 270.26 | 1295.97 | 98493.66 |
55 | 2029-05 | 1562.72 | 266.75 | 1295.97 | 97197.69 |
56 | 2029-06 | 1559.21 | 263.24 | 1295.97 | 95901.72 |
57 | 2029-07 | 1555.70 | 259.73 | 1295.97 | 94605.75 |
58 | 2029-08 | 1552.19 | 256.22 | 1295.97 | 93309.78 |
59 | 2029-09 | 1548.68 | 252.71 | 1295.97 | 92013.82 |
60 | 2029-10 | 1545.17 | 249.20 | 1295.97 | 90717.85 |
61 | 2029-11 | 1541.66 | 245.69 | 1295.97 | 89421.88 |
62 | 2029-12 | 1538.15 | 242.18 | 1295.97 | 88125.91 |
63 | 2030-01 | 1534.64 | 238.67 | 1295.97 | 86829.94 |
64 | 2030-02 | 1531.13 | 235.16 | 1295.97 | 85533.97 |
65 | 2030-03 | 1527.62 | 231.65 | 1295.97 | 84238.00 |
66 | 2030-04 | 1524.11 | 228.14 | 1295.97 | 82942.03 |
67 | 2030-05 | 1520.60 | 224.63 | 1295.97 | 81646.06 |
68 | 2030-06 | 1517.09 | 221.12 | 1295.97 | 80350.09 |
69 | 2030-07 | 1513.58 | 217.61 | 1295.97 | 79054.12 |
70 | 2030-08 | 1510.07 | 214.10 | 1295.97 | 77758.15 |
71 | 2030-09 | 1506.56 | 210.59 | 1295.97 | 76462.18 |
72 | 2030-10 | 1503.05 | 207.09 | 1295.97 | 75166.22 |
73 | 2030-11 | 1499.54 | 203.58 | 1295.97 | 73870.25 |
74 | 2030-12 | 1496.03 | 200.07 | 1295.97 | 72574.28 |
75 | 2031-01 | 1492.52 | 196.56 | 1295.97 | 71278.31 |
76 | 2031-02 | 1489.01 | 193.05 | 1295.97 | 69982.34 |
77 | 2031-03 | 1485.50 | 189.54 | 1295.97 | 68686.37 |
78 | 2031-04 | 1481.99 | 186.03 | 1295.97 | 67390.40 |
79 | 2031-05 | 1478.48 | 182.52 | 1295.97 | 66094.43 |
80 | 2031-06 | 1474.97 | 179.01 | 1295.97 | 64798.46 |
81 | 2031-07 | 1471.47 | 175.50 | 1295.97 | 63502.49 |
82 | 2031-08 | 1467.96 | 171.99 | 1295.97 | 62206.52 |
83 | 2031-09 | 1464.45 | 168.48 | 1295.97 | 60910.55 |
84 | 2031-10 | 1460.94 | 164.97 | 1295.97 | 59614.58 |
85 | 2031-11 | 1457.43 | 161.46 | 1295.97 | 58318.62 |
86 | 2031-12 | 1453.92 | 157.95 | 1295.97 | 57022.65 |
87 | 2032-01 | 1450.41 | 154.44 | 1295.97 | 55726.68 |
88 | 2032-02 | 1446.90 | 150.93 | 1295.97 | 54430.71 |
89 | 2032-03 | 1443.39 | 147.42 | 1295.97 | 53134.74 |
90 | 2032-04 | 1439.88 | 143.91 | 1295.97 | 51838.77 |
91 | 2032-05 | 1436.37 | 140.40 | 1295.97 | 50542.80 |
92 | 2032-06 | 1432.86 | 136.89 | 1295.97 | 49246.83 |
93 | 2032-07 | 1429.35 | 133.38 | 1295.97 | 47950.86 |
94 | 2032-08 | 1425.84 | 129.87 | 1295.97 | 46654.89 |
95 | 2032-09 | 1422.33 | 126.36 | 1295.97 | 45358.92 |
96 | 2032-10 | 1418.82 | 122.85 | 1295.97 | 44062.95 |
97 | 2032-11 | 1415.31 | 119.34 | 1295.97 | 42766.98 |
98 | 2032-12 | 1411.80 | 115.83 | 1295.97 | 41471.02 |
99 | 2033-01 | 1408.29 | 112.32 | 1295.97 | 40175.05 |
100 | 2033-02 | 1404.78 | 108.81 | 1295.97 | 38879.08 |
101 | 2033-03 | 1401.27 | 105.30 | 1295.97 | 37583.11 |
102 | 2033-04 | 1397.76 | 101.79 | 1295.97 | 36287.14 |
103 | 2033-05 | 1394.25 | 98.28 | 1295.97 | 34991.17 |
104 | 2033-06 | 1390.74 | 94.77 | 1295.97 | 33695.20 |
105 | 2033-07 | 1387.23 | 91.26 | 1295.97 | 32399.23 |
106 | 2033-08 | 1383.72 | 87.75 | 1295.97 | 31103.26 |
107 | 2033-09 | 1380.21 | 84.24 | 1295.97 | 29807.29 |
108 | 2033-10 | 1376.70 | 80.73 | 1295.97 | 28511.32 |
109 | 2033-11 | 1373.19 | 77.22 | 1295.97 | 27215.35 |
110 | 2033-12 | 1369.68 | 73.71 | 1295.97 | 25919.38 |
111 | 2034-01 | 1366.17 | 70.20 | 1295.97 | 24623.42 |
112 | 2034-02 | 1362.66 | 66.69 | 1295.97 | 23327.45 |
113 | 2034-03 | 1359.15 | 63.18 | 1295.97 | 22031.48 |
114 | 2034-04 | 1355.64 | 59.67 | 1295.97 | 20735.51 |
115 | 2034-05 | 1352.13 | 56.16 | 1295.97 | 19439.54 |
116 | 2034-06 | 1348.62 | 52.65 | 1295.97 | 18143.57 |
117 | 2034-07 | 1345.11 | 49.14 | 1295.97 | 16847.60 |
118 | 2034-08 | 1341.60 | 45.63 | 1295.97 | 15551.63 |
119 | 2034-09 | 1338.09 | 42.12 | 1295.97 | 14255.66 |
120 | 2034-10 | 1334.58 | 38.61 | 1295.97 | 12959.69 |
121 | 2034-11 | 1331.07 | 35.10 | 1295.97 | 11663.72 |
122 | 2034-12 | 1327.56 | 31.59 | 1295.97 | 10367.75 |
123 | 2035-01 | 1324.05 | 28.08 | 1295.97 | 9071.78 |
124 | 2035-02 | 1320.54 | 24.57 | 1295.97 | 7775.82 |
125 | 2035-03 | 1317.03 | 21.06 | 1295.97 | 6479.85 |
126 | 2035-04 | 1313.52 | 17.55 | 1295.97 | 5183.88 |
127 | 2035-05 | 1310.01 | 14.04 | 1295.97 | 3887.91 |
128 | 2035-06 | 1306.50 | 10.53 | 1295.97 | 2591.94 |
129 | 2035-07 | 1302.99 | 7.02 | 1295.97 | 1295.97 |
130 | 2035-08 | 1299.48 | 3.51 | 1295.97 | 0.00 |
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采用2024年11月24日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2024年11月24日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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