贷款8.8万（商业贷款）的房贷，还款11年9个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：8.8万
还款月数：11年9个月
每月还款：741.33元
利息总额：1.65万
本息合计：10.45万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 741.33 | 220.00 | 521.33 | 87478.67 |
| 2 | 2025-02 | 741.33 | 218.70 | 522.64 | 86956.03 |
| 3 | 2025-03 | 741.33 | 217.39 | 523.94 | 86432.08 |
| 4 | 2025-04 | 741.33 | 216.08 | 525.25 | 85906.83 |
| 5 | 2025-05 | 741.33 | 214.77 | 526.57 | 85380.26 |
| 6 | 2025-06 | 741.33 | 213.45 | 527.88 | 84852.38 |
| 7 | 2025-07 | 741.33 | 212.13 | 529.20 | 84323.17 |
| 8 | 2025-08 | 741.33 | 210.81 | 530.53 | 83792.65 |
| 9 | 2025-09 | 741.33 | 209.48 | 531.85 | 83260.80 |
| 10 | 2025-10 | 741.33 | 208.15 | 533.18 | 82727.61 |
| 11 | 2025-11 | 741.33 | 206.82 | 534.52 | 82193.10 |
| 12 | 2025-12 | 741.33 | 205.48 | 535.85 | 81657.25 |
| 13 | 2026-01 | 741.33 | 204.14 | 537.19 | 81120.05 |
| 14 | 2026-02 | 741.33 | 202.80 | 538.53 | 80581.52 |
| 15 | 2026-03 | 741.33 | 201.45 | 539.88 | 80041.64 |
| 16 | 2026-04 | 741.33 | 200.10 | 541.23 | 79500.41 |
| 17 | 2026-05 | 741.33 | 198.75 | 542.58 | 78957.83 |
| 18 | 2026-06 | 741.33 | 197.39 | 543.94 | 78413.89 |
| 19 | 2026-07 | 741.33 | 196.03 | 545.30 | 77868.59 |
| 20 | 2026-08 | 741.33 | 194.67 | 546.66 | 77321.92 |
| 21 | 2026-09 | 741.33 | 193.30 | 548.03 | 76773.89 |
| 22 | 2026-10 | 741.33 | 191.93 | 549.40 | 76224.49 |
| 23 | 2026-11 | 741.33 | 190.56 | 550.77 | 75673.72 |
| 24 | 2026-12 | 741.33 | 189.18 | 552.15 | 75121.57 |
| 25 | 2027-01 | 741.33 | 187.80 | 553.53 | 74568.04 |
| 26 | 2027-02 | 741.33 | 186.42 | 554.91 | 74013.13 |
| 27 | 2027-03 | 741.33 | 185.03 | 556.30 | 73456.82 |
| 28 | 2027-04 | 741.33 | 183.64 | 557.69 | 72899.13 |
| 29 | 2027-05 | 741.33 | 182.25 | 559.09 | 72340.05 |
| 30 | 2027-06 | 741.33 | 180.85 | 560.48 | 71779.56 |
| 31 | 2027-07 | 741.33 | 179.45 | 561.89 | 71217.68 |
| 32 | 2027-08 | 741.33 | 178.04 | 563.29 | 70654.38 |
| 33 | 2027-09 | 741.33 | 176.64 | 564.70 | 70089.69 |
| 34 | 2027-10 | 741.33 | 175.22 | 566.11 | 69523.58 |
| 35 | 2027-11 | 741.33 | 173.81 | 567.53 | 68956.05 |
| 36 | 2027-12 | 741.33 | 172.39 | 568.94 | 68387.11 |
| 37 | 2028-01 | 741.33 | 170.97 | 570.37 | 67816.74 |
| 38 | 2028-02 | 741.33 | 169.54 | 571.79 | 67244.95 |
| 39 | 2028-03 | 741.33 | 168.11 | 573.22 | 66671.73 |
| 40 | 2028-04 | 741.33 | 166.68 | 574.66 | 66097.07 |
| 41 | 2028-05 | 741.33 | 165.24 | 576.09 | 65520.98 |
| 42 | 2028-06 | 741.33 | 163.80 | 577.53 | 64943.45 |
| 43 | 2028-07 | 741.33 | 162.36 | 578.98 | 64364.47 |
| 44 | 2028-08 | 741.33 | 160.91 | 580.42 | 63784.05 |
| 45 | 2028-09 | 741.33 | 159.46 | 581.87 | 63202.17 |
| 46 | 2028-10 | 741.33 | 158.01 | 583.33 | 62618.84 |
| 47 | 2028-11 | 741.33 | 156.55 | 584.79 | 62034.06 |
| 48 | 2028-12 | 741.33 | 155.09 | 586.25 | 61447.81 |
| 49 | 2029-01 | 741.33 | 153.62 | 587.71 | 60860.09 |
| 50 | 2029-02 | 741.33 | 152.15 | 589.18 | 60270.91 |
| 51 | 2029-03 | 741.33 | 150.68 | 590.66 | 59680.25 |
| 52 | 2029-04 | 741.33 | 149.20 | 592.13 | 59088.12 |
| 53 | 2029-05 | 741.33 | 147.72 | 593.61 | 58494.50 |
| 54 | 2029-06 | 741.33 | 146.24 | 595.10 | 57899.40 |
| 55 | 2029-07 | 741.33 | 144.75 | 596.59 | 57302.82 |
| 56 | 2029-08 | 741.33 | 143.26 | 598.08 | 56704.74 |
| 57 | 2029-09 | 741.33 | 141.76 | 599.57 | 56105.17 |
| 58 | 2029-10 | 741.33 | 140.26 | 601.07 | 55504.10 |
| 59 | 2029-11 | 741.33 | 138.76 | 602.57 | 54901.52 |
| 60 | 2029-12 | 741.33 | 137.25 | 604.08 | 54297.44 |
| 61 | 2030-01 | 741.33 | 135.74 | 605.59 | 53691.85 |
| 62 | 2030-02 | 741.33 | 134.23 | 607.10 | 53084.75 |
| 63 | 2030-03 | 741.33 | 132.71 | 608.62 | 52476.12 |
| 64 | 2030-04 | 741.33 | 131.19 | 610.14 | 51865.98 |
| 65 | 2030-05 | 741.33 | 129.66 | 611.67 | 51254.31 |
| 66 | 2030-06 | 741.33 | 128.14 | 613.20 | 50641.11 |
| 67 | 2030-07 | 741.33 | 126.60 | 614.73 | 50026.38 |
| 68 | 2030-08 | 741.33 | 125.07 | 616.27 | 49410.11 |
| 69 | 2030-09 | 741.33 | 123.53 | 617.81 | 48792.30 |
| 70 | 2030-10 | 741.33 | 121.98 | 619.35 | 48172.95 |
| 71 | 2030-11 | 741.33 | 120.43 | 620.90 | 47552.05 |
| 72 | 2030-12 | 741.33 | 118.88 | 622.45 | 46929.59 |
| 73 | 2031-01 | 741.33 | 117.32 | 624.01 | 46305.58 |
| 74 | 2031-02 | 741.33 | 115.76 | 625.57 | 45680.01 |
| 75 | 2031-03 | 741.33 | 114.20 | 627.13 | 45052.88 |
| 76 | 2031-04 | 741.33 | 112.63 | 628.70 | 44424.18 |
| 77 | 2031-05 | 741.33 | 111.06 | 630.27 | 43793.90 |
| 78 | 2031-06 | 741.33 | 109.48 | 631.85 | 43162.05 |
| 79 | 2031-07 | 741.33 | 107.91 | 633.43 | 42528.62 |
| 80 | 2031-08 | 741.33 | 106.32 | 635.01 | 41893.61 |
| 81 | 2031-09 | 741.33 | 104.73 | 636.60 | 41257.01 |
| 82 | 2031-10 | 741.33 | 103.14 | 638.19 | 40618.82 |
| 83 | 2031-11 | 741.33 | 101.55 | 639.79 | 39979.03 |
| 84 | 2031-12 | 741.33 | 99.95 | 641.39 | 39337.64 |
| 85 | 2032-01 | 741.33 | 98.34 | 642.99 | 38694.65 |
| 86 | 2032-02 | 741.33 | 96.74 | 644.60 | 38050.05 |
| 87 | 2032-03 | 741.33 | 95.13 | 646.21 | 37403.85 |
| 88 | 2032-04 | 741.33 | 93.51 | 647.82 | 36756.02 |
| 89 | 2032-05 | 741.33 | 91.89 | 649.44 | 36106.58 |
| 90 | 2032-06 | 741.33 | 90.27 | 651.07 | 35455.51 |
| 91 | 2032-07 | 741.33 | 88.64 | 652.70 | 34802.81 |
| 92 | 2032-08 | 741.33 | 87.01 | 654.33 | 34148.49 |
| 93 | 2032-09 | 741.33 | 85.37 | 655.96 | 33492.52 |
| 94 | 2032-10 | 741.33 | 83.73 | 657.60 | 32834.92 |
| 95 | 2032-11 | 741.33 | 82.09 | 659.25 | 32175.67 |
| 96 | 2032-12 | 741.33 | 80.44 | 660.90 | 31514.78 |
| 97 | 2033-01 | 741.33 | 78.79 | 662.55 | 30852.23 |
| 98 | 2033-02 | 741.33 | 77.13 | 664.20 | 30188.03 |
| 99 | 2033-03 | 741.33 | 75.47 | 665.86 | 29522.16 |
| 100 | 2033-04 | 741.33 | 73.81 | 667.53 | 28854.63 |
| 101 | 2033-05 | 741.33 | 72.14 | 669.20 | 28185.43 |
| 102 | 2033-06 | 741.33 | 70.46 | 670.87 | 27514.56 |
| 103 | 2033-07 | 741.33 | 68.79 | 672.55 | 26842.01 |
| 104 | 2033-08 | 741.33 | 67.11 | 674.23 | 26167.79 |
| 105 | 2033-09 | 741.33 | 65.42 | 675.91 | 25491.87 |
| 106 | 2033-10 | 741.33 | 63.73 | 677.60 | 24814.27 |
| 107 | 2033-11 | 741.33 | 62.04 | 679.30 | 24134.97 |
| 108 | 2033-12 | 741.33 | 60.34 | 681.00 | 23453.97 |
| 109 | 2034-01 | 741.33 | 58.63 | 682.70 | 22771.27 |
| 110 | 2034-02 | 741.33 | 56.93 | 684.41 | 22086.86 |
| 111 | 2034-03 | 741.33 | 55.22 | 686.12 | 21400.75 |
| 112 | 2034-04 | 741.33 | 53.50 | 687.83 | 20712.91 |
| 113 | 2034-05 | 741.33 | 51.78 | 689.55 | 20023.36 |
| 114 | 2034-06 | 741.33 | 50.06 | 691.28 | 19332.09 |
| 115 | 2034-07 | 741.33 | 48.33 | 693.00 | 18639.08 |
| 116 | 2034-08 | 741.33 | 46.60 | 694.74 | 17944.35 |
| 117 | 2034-09 | 741.33 | 44.86 | 696.47 | 17247.87 |
| 118 | 2034-10 | 741.33 | 43.12 | 698.21 | 16549.66 |
| 119 | 2034-11 | 741.33 | 41.37 | 699.96 | 15849.70 |
| 120 | 2034-12 | 741.33 | 39.62 | 701.71 | 15147.99 |
| 121 | 2035-01 | 741.33 | 37.87 | 703.46 | 14444.52 |
| 122 | 2035-02 | 741.33 | 36.11 | 705.22 | 13739.30 |
| 123 | 2035-03 | 741.33 | 34.35 | 706.99 | 13032.31 |
| 124 | 2035-04 | 741.33 | 32.58 | 708.75 | 12323.56 |
| 125 | 2035-05 | 741.33 | 30.81 | 710.53 | 11613.03 |
| 126 | 2035-06 | 741.33 | 29.03 | 712.30 | 10900.73 |
| 127 | 2035-07 | 741.33 | 27.25 | 714.08 | 10186.65 |
| 128 | 2035-08 | 741.33 | 25.47 | 715.87 | 9470.78 |
| 129 | 2035-09 | 741.33 | 23.68 | 717.66 | 8753.12 |
| 130 | 2035-10 | 741.33 | 21.88 | 719.45 | 8033.67 |
| 131 | 2035-11 | 741.33 | 20.08 | 721.25 | 7312.42 |
| 132 | 2035-12 | 741.33 | 18.28 | 723.05 | 6589.37 |
| 133 | 2036-01 | 741.33 | 16.47 | 724.86 | 5864.51 |
| 134 | 2036-02 | 741.33 | 14.66 | 726.67 | 5137.83 |
| 135 | 2036-03 | 741.33 | 12.84 | 728.49 | 4409.34 |
| 136 | 2036-04 | 741.33 | 11.02 | 730.31 | 3679.03 |
| 137 | 2036-05 | 741.33 | 9.20 | 732.14 | 2946.90 |
| 138 | 2036-06 | 741.33 | 7.37 | 733.97 | 2212.93 |
| 139 | 2036-07 | 741.33 | 5.53 | 735.80 | 1477.13 |
| 140 | 2036-08 | 741.33 | 3.69 | 737.64 | 739.49 |
| 141 | 2036-09 | 741.33 | 1.85 | 739.49 | 0.00 |
还款方式二：等额本金
贷款总额：8.8万
还款月数：11年9个月
首月还款：844.11元
每月递减：1.56元
利息总额：1.56万
本息合计：10.36万
节省利息：908.16元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 844.11 | 220.00 | 624.11 | 87375.89 |
| 2 | 2025-02 | 842.55 | 218.44 | 624.11 | 86751.77 |
| 3 | 2025-03 | 840.99 | 216.88 | 624.11 | 86127.66 |
| 4 | 2025-04 | 839.43 | 215.32 | 624.11 | 85503.55 |
| 5 | 2025-05 | 837.87 | 213.76 | 624.11 | 84879.43 |
| 6 | 2025-06 | 836.31 | 212.20 | 624.11 | 84255.32 |
| 7 | 2025-07 | 834.75 | 210.64 | 624.11 | 83631.21 |
| 8 | 2025-08 | 833.19 | 209.08 | 624.11 | 83007.09 |
| 9 | 2025-09 | 831.63 | 207.52 | 624.11 | 82382.98 |
| 10 | 2025-10 | 830.07 | 205.96 | 624.11 | 81758.87 |
| 11 | 2025-11 | 828.51 | 204.40 | 624.11 | 81134.75 |
| 12 | 2025-12 | 826.95 | 202.84 | 624.11 | 80510.64 |
| 13 | 2026-01 | 825.39 | 201.28 | 624.11 | 79886.52 |
| 14 | 2026-02 | 823.83 | 199.72 | 624.11 | 79262.41 |
| 15 | 2026-03 | 822.27 | 198.16 | 624.11 | 78638.30 |
| 16 | 2026-04 | 820.71 | 196.60 | 624.11 | 78014.18 |
| 17 | 2026-05 | 819.15 | 195.04 | 624.11 | 77390.07 |
| 18 | 2026-06 | 817.59 | 193.48 | 624.11 | 76765.96 |
| 19 | 2026-07 | 816.03 | 191.91 | 624.11 | 76141.84 |
| 20 | 2026-08 | 814.47 | 190.35 | 624.11 | 75517.73 |
| 21 | 2026-09 | 812.91 | 188.79 | 624.11 | 74893.62 |
| 22 | 2026-10 | 811.35 | 187.23 | 624.11 | 74269.50 |
| 23 | 2026-11 | 809.79 | 185.67 | 624.11 | 73645.39 |
| 24 | 2026-12 | 808.23 | 184.11 | 624.11 | 73021.28 |
| 25 | 2027-01 | 806.67 | 182.55 | 624.11 | 72397.16 |
| 26 | 2027-02 | 805.11 | 180.99 | 624.11 | 71773.05 |
| 27 | 2027-03 | 803.55 | 179.43 | 624.11 | 71148.94 |
| 28 | 2027-04 | 801.99 | 177.87 | 624.11 | 70524.82 |
| 29 | 2027-05 | 800.43 | 176.31 | 624.11 | 69900.71 |
| 30 | 2027-06 | 798.87 | 174.75 | 624.11 | 69276.60 |
| 31 | 2027-07 | 797.30 | 173.19 | 624.11 | 68652.48 |
| 32 | 2027-08 | 795.74 | 171.63 | 624.11 | 68028.37 |
| 33 | 2027-09 | 794.18 | 170.07 | 624.11 | 67404.26 |
| 34 | 2027-10 | 792.62 | 168.51 | 624.11 | 66780.14 |
| 35 | 2027-11 | 791.06 | 166.95 | 624.11 | 66156.03 |
| 36 | 2027-12 | 789.50 | 165.39 | 624.11 | 65531.91 |
| 37 | 2028-01 | 787.94 | 163.83 | 624.11 | 64907.80 |
| 38 | 2028-02 | 786.38 | 162.27 | 624.11 | 64283.69 |
| 39 | 2028-03 | 784.82 | 160.71 | 624.11 | 63659.57 |
| 40 | 2028-04 | 783.26 | 159.15 | 624.11 | 63035.46 |
| 41 | 2028-05 | 781.70 | 157.59 | 624.11 | 62411.35 |
| 42 | 2028-06 | 780.14 | 156.03 | 624.11 | 61787.23 |
| 43 | 2028-07 | 778.58 | 154.47 | 624.11 | 61163.12 |
| 44 | 2028-08 | 777.02 | 152.91 | 624.11 | 60539.01 |
| 45 | 2028-09 | 775.46 | 151.35 | 624.11 | 59914.89 |
| 46 | 2028-10 | 773.90 | 149.79 | 624.11 | 59290.78 |
| 47 | 2028-11 | 772.34 | 148.23 | 624.11 | 58666.67 |
| 48 | 2028-12 | 770.78 | 146.67 | 624.11 | 58042.55 |
| 49 | 2029-01 | 769.22 | 145.11 | 624.11 | 57418.44 |
| 50 | 2029-02 | 767.66 | 143.55 | 624.11 | 56794.33 |
| 51 | 2029-03 | 766.10 | 141.99 | 624.11 | 56170.21 |
| 52 | 2029-04 | 764.54 | 140.43 | 624.11 | 55546.10 |
| 53 | 2029-05 | 762.98 | 138.87 | 624.11 | 54921.99 |
| 54 | 2029-06 | 761.42 | 137.30 | 624.11 | 54297.87 |
| 55 | 2029-07 | 759.86 | 135.74 | 624.11 | 53673.76 |
| 56 | 2029-08 | 758.30 | 134.18 | 624.11 | 53049.65 |
| 57 | 2029-09 | 756.74 | 132.62 | 624.11 | 52425.53 |
| 58 | 2029-10 | 755.18 | 131.06 | 624.11 | 51801.42 |
| 59 | 2029-11 | 753.62 | 129.50 | 624.11 | 51177.30 |
| 60 | 2029-12 | 752.06 | 127.94 | 624.11 | 50553.19 |
| 61 | 2030-01 | 750.50 | 126.38 | 624.11 | 49929.08 |
| 62 | 2030-02 | 748.94 | 124.82 | 624.11 | 49304.96 |
| 63 | 2030-03 | 747.38 | 123.26 | 624.11 | 48680.85 |
| 64 | 2030-04 | 745.82 | 121.70 | 624.11 | 48056.74 |
| 65 | 2030-05 | 744.26 | 120.14 | 624.11 | 47432.62 |
| 66 | 2030-06 | 742.70 | 118.58 | 624.11 | 46808.51 |
| 67 | 2030-07 | 741.13 | 117.02 | 624.11 | 46184.40 |
| 68 | 2030-08 | 739.57 | 115.46 | 624.11 | 45560.28 |
| 69 | 2030-09 | 738.01 | 113.90 | 624.11 | 44936.17 |
| 70 | 2030-10 | 736.45 | 112.34 | 624.11 | 44312.06 |
| 71 | 2030-11 | 734.89 | 110.78 | 624.11 | 43687.94 |
| 72 | 2030-12 | 733.33 | 109.22 | 624.11 | 43063.83 |
| 73 | 2031-01 | 731.77 | 107.66 | 624.11 | 42439.72 |
| 74 | 2031-02 | 730.21 | 106.10 | 624.11 | 41815.60 |
| 75 | 2031-03 | 728.65 | 104.54 | 624.11 | 41191.49 |
| 76 | 2031-04 | 727.09 | 102.98 | 624.11 | 40567.38 |
| 77 | 2031-05 | 725.53 | 101.42 | 624.11 | 39943.26 |
| 78 | 2031-06 | 723.97 | 99.86 | 624.11 | 39319.15 |
| 79 | 2031-07 | 722.41 | 98.30 | 624.11 | 38695.04 |
| 80 | 2031-08 | 720.85 | 96.74 | 624.11 | 38070.92 |
| 81 | 2031-09 | 719.29 | 95.18 | 624.11 | 37446.81 |
| 82 | 2031-10 | 717.73 | 93.62 | 624.11 | 36822.70 |
| 83 | 2031-11 | 716.17 | 92.06 | 624.11 | 36198.58 |
| 84 | 2031-12 | 714.61 | 90.50 | 624.11 | 35574.47 |
| 85 | 2032-01 | 713.05 | 88.94 | 624.11 | 34950.35 |
| 86 | 2032-02 | 711.49 | 87.38 | 624.11 | 34326.24 |
| 87 | 2032-03 | 709.93 | 85.82 | 624.11 | 33702.13 |
| 88 | 2032-04 | 708.37 | 84.26 | 624.11 | 33078.01 |
| 89 | 2032-05 | 706.81 | 82.70 | 624.11 | 32453.90 |
| 90 | 2032-06 | 705.25 | 81.13 | 624.11 | 31829.79 |
| 91 | 2032-07 | 703.69 | 79.57 | 624.11 | 31205.67 |
| 92 | 2032-08 | 702.13 | 78.01 | 624.11 | 30581.56 |
| 93 | 2032-09 | 700.57 | 76.45 | 624.11 | 29957.45 |
| 94 | 2032-10 | 699.01 | 74.89 | 624.11 | 29333.33 |
| 95 | 2032-11 | 697.45 | 73.33 | 624.11 | 28709.22 |
| 96 | 2032-12 | 695.89 | 71.77 | 624.11 | 28085.11 |
| 97 | 2033-01 | 694.33 | 70.21 | 624.11 | 27460.99 |
| 98 | 2033-02 | 692.77 | 68.65 | 624.11 | 26836.88 |
| 99 | 2033-03 | 691.21 | 67.09 | 624.11 | 26212.77 |
| 100 | 2033-04 | 689.65 | 65.53 | 624.11 | 25588.65 |
| 101 | 2033-05 | 688.09 | 63.97 | 624.11 | 24964.54 |
| 102 | 2033-06 | 686.52 | 62.41 | 624.11 | 24340.43 |
| 103 | 2033-07 | 684.96 | 60.85 | 624.11 | 23716.31 |
| 104 | 2033-08 | 683.40 | 59.29 | 624.11 | 23092.20 |
| 105 | 2033-09 | 681.84 | 57.73 | 624.11 | 22468.09 |
| 106 | 2033-10 | 680.28 | 56.17 | 624.11 | 21843.97 |
| 107 | 2033-11 | 678.72 | 54.61 | 624.11 | 21219.86 |
| 108 | 2033-12 | 677.16 | 53.05 | 624.11 | 20595.74 |
| 109 | 2034-01 | 675.60 | 51.49 | 624.11 | 19971.63 |
| 110 | 2034-02 | 674.04 | 49.93 | 624.11 | 19347.52 |
| 111 | 2034-03 | 672.48 | 48.37 | 624.11 | 18723.40 |
| 112 | 2034-04 | 670.92 | 46.81 | 624.11 | 18099.29 |
| 113 | 2034-05 | 669.36 | 45.25 | 624.11 | 17475.18 |
| 114 | 2034-06 | 667.80 | 43.69 | 624.11 | 16851.06 |
| 115 | 2034-07 | 666.24 | 42.13 | 624.11 | 16226.95 |
| 116 | 2034-08 | 664.68 | 40.57 | 624.11 | 15602.84 |
| 117 | 2034-09 | 663.12 | 39.01 | 624.11 | 14978.72 |
| 118 | 2034-10 | 661.56 | 37.45 | 624.11 | 14354.61 |
| 119 | 2034-11 | 660.00 | 35.89 | 624.11 | 13730.50 |
| 120 | 2034-12 | 658.44 | 34.33 | 624.11 | 13106.38 |
| 121 | 2035-01 | 656.88 | 32.77 | 624.11 | 12482.27 |
| 122 | 2035-02 | 655.32 | 31.21 | 624.11 | 11858.16 |
| 123 | 2035-03 | 653.76 | 29.65 | 624.11 | 11234.04 |
| 124 | 2035-04 | 652.20 | 28.09 | 624.11 | 10609.93 |
| 125 | 2035-05 | 650.64 | 26.52 | 624.11 | 9985.82 |
| 126 | 2035-06 | 649.08 | 24.96 | 624.11 | 9361.70 |
| 127 | 2035-07 | 647.52 | 23.40 | 624.11 | 8737.59 |
| 128 | 2035-08 | 645.96 | 21.84 | 624.11 | 8113.48 |
| 129 | 2035-09 | 644.40 | 20.28 | 624.11 | 7489.36 |
| 130 | 2035-10 | 642.84 | 18.72 | 624.11 | 6865.25 |
| 131 | 2035-11 | 641.28 | 17.16 | 624.11 | 6241.13 |
| 132 | 2035-12 | 639.72 | 15.60 | 624.11 | 5617.02 |
| 133 | 2036-01 | 638.16 | 14.04 | 624.11 | 4992.91 |
| 134 | 2036-02 | 636.60 | 12.48 | 624.11 | 4368.79 |
| 135 | 2036-03 | 635.04 | 10.92 | 624.11 | 3744.68 |
| 136 | 2036-04 | 633.48 | 9.36 | 624.11 | 3120.57 |
| 137 | 2036-05 | 631.91 | 7.80 | 624.11 | 2496.45 |
| 138 | 2036-06 | 630.35 | 6.24 | 624.11 | 1872.34 |
| 139 | 2036-07 | 628.79 | 4.68 | 624.11 | 1248.23 |
| 140 | 2036-08 | 627.23 | 3.12 | 624.11 | 624.11 |
| 141 | 2036-09 | 625.67 | 1.56 | 624.11 | 0.00 |
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采用2024年12月29日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2024年12月29日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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