贷款47.2万（商业贷款）的房贷，还款10年5个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：47.2万
还款月数：10年5个月
每月还款：4522.62元
利息总额：9.33万
本息合计：56.53万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 4522.62 | 1396.33 | 3126.28 | 468873.72 |
| 2 | 2025-03 | 4522.62 | 1387.08 | 3135.53 | 465738.18 |
| 3 | 2025-04 | 4522.62 | 1377.81 | 3144.81 | 462593.37 |
| 4 | 2025-05 | 4522.62 | 1368.51 | 3154.11 | 459439.26 |
| 5 | 2025-06 | 4522.62 | 1359.17 | 3163.44 | 456275.82 |
| 6 | 2025-07 | 4522.62 | 1349.82 | 3172.80 | 453103.02 |
| 7 | 2025-08 | 4522.62 | 1340.43 | 3182.19 | 449920.83 |
| 8 | 2025-09 | 4522.62 | 1331.02 | 3191.60 | 446729.23 |
| 9 | 2025-10 | 4522.62 | 1321.57 | 3201.04 | 443528.18 |
| 10 | 2025-11 | 4522.62 | 1312.10 | 3210.51 | 440317.67 |
| 11 | 2025-12 | 4522.62 | 1302.61 | 3220.01 | 437097.66 |
| 12 | 2026-01 | 4522.62 | 1293.08 | 3229.54 | 433868.12 |
| 13 | 2026-02 | 4522.62 | 1283.53 | 3239.09 | 430629.03 |
| 14 | 2026-03 | 4522.62 | 1273.94 | 3248.67 | 427380.36 |
| 15 | 2026-04 | 4522.62 | 1264.33 | 3258.28 | 424122.07 |
| 16 | 2026-05 | 4522.62 | 1254.69 | 3267.92 | 420854.15 |
| 17 | 2026-06 | 4522.62 | 1245.03 | 3277.59 | 417576.56 |
| 18 | 2026-07 | 4522.62 | 1235.33 | 3287.29 | 414289.27 |
| 19 | 2026-08 | 4522.62 | 1225.61 | 3297.01 | 410992.26 |
| 20 | 2026-09 | 4522.62 | 1215.85 | 3306.77 | 407685.49 |
| 21 | 2026-10 | 4522.62 | 1206.07 | 3316.55 | 404368.94 |
| 22 | 2026-11 | 4522.62 | 1196.26 | 3326.36 | 401042.58 |
| 23 | 2026-12 | 4522.62 | 1186.42 | 3336.20 | 397706.38 |
| 24 | 2027-01 | 4522.62 | 1176.55 | 3346.07 | 394360.31 |
| 25 | 2027-02 | 4522.62 | 1166.65 | 3355.97 | 391004.35 |
| 26 | 2027-03 | 4522.62 | 1156.72 | 3365.90 | 387638.45 |
| 27 | 2027-04 | 4522.62 | 1146.76 | 3375.85 | 384262.60 |
| 28 | 2027-05 | 4522.62 | 1136.78 | 3385.84 | 380876.75 |
| 29 | 2027-06 | 4522.62 | 1126.76 | 3395.86 | 377480.90 |
| 30 | 2027-07 | 4522.62 | 1116.71 | 3405.90 | 374074.99 |
| 31 | 2027-08 | 4522.62 | 1106.64 | 3415.98 | 370659.01 |
| 32 | 2027-09 | 4522.62 | 1096.53 | 3426.08 | 367232.93 |
| 33 | 2027-10 | 4522.62 | 1086.40 | 3436.22 | 363796.71 |
| 34 | 2027-11 | 4522.62 | 1076.23 | 3446.39 | 360350.32 |
| 35 | 2027-12 | 4522.62 | 1066.04 | 3456.58 | 356893.74 |
| 36 | 2028-01 | 4522.62 | 1055.81 | 3466.81 | 353426.93 |
| 37 | 2028-02 | 4522.62 | 1045.55 | 3477.06 | 349949.87 |
| 38 | 2028-03 | 4522.62 | 1035.27 | 3487.35 | 346462.52 |
| 39 | 2028-04 | 4522.62 | 1024.95 | 3497.67 | 342964.86 |
| 40 | 2028-05 | 4522.62 | 1014.60 | 3508.01 | 339456.84 |
| 41 | 2028-06 | 4522.62 | 1004.23 | 3518.39 | 335938.45 |
| 42 | 2028-07 | 4522.62 | 993.82 | 3528.80 | 332409.65 |
| 43 | 2028-08 | 4522.62 | 983.38 | 3539.24 | 328870.41 |
| 44 | 2028-09 | 4522.62 | 972.91 | 3549.71 | 325320.70 |
| 45 | 2028-10 | 4522.62 | 962.41 | 3560.21 | 321760.49 |
| 46 | 2028-11 | 4522.62 | 951.87 | 3570.74 | 318189.75 |
| 47 | 2028-12 | 4522.62 | 941.31 | 3581.31 | 314608.44 |
| 48 | 2029-01 | 4522.62 | 930.72 | 3591.90 | 311016.54 |
| 49 | 2029-02 | 4522.62 | 920.09 | 3602.53 | 307414.01 |
| 50 | 2029-03 | 4522.62 | 909.43 | 3613.18 | 303800.83 |
| 51 | 2029-04 | 4522.62 | 898.74 | 3623.87 | 300176.96 |
| 52 | 2029-05 | 4522.62 | 888.02 | 3634.59 | 296542.36 |
| 53 | 2029-06 | 4522.62 | 877.27 | 3645.35 | 292897.01 |
| 54 | 2029-07 | 4522.62 | 866.49 | 3656.13 | 289240.88 |
| 55 | 2029-08 | 4522.62 | 855.67 | 3666.95 | 285573.94 |
| 56 | 2029-09 | 4522.62 | 844.82 | 3677.79 | 281896.14 |
| 57 | 2029-10 | 4522.62 | 833.94 | 3688.68 | 278207.47 |
| 58 | 2029-11 | 4522.62 | 823.03 | 3699.59 | 274507.88 |
| 59 | 2029-12 | 4522.62 | 812.09 | 3710.53 | 270797.35 |
| 60 | 2030-01 | 4522.62 | 801.11 | 3721.51 | 267075.84 |
| 61 | 2030-02 | 4522.62 | 790.10 | 3732.52 | 263343.32 |
| 62 | 2030-03 | 4522.62 | 779.06 | 3743.56 | 259599.76 |
| 63 | 2030-04 | 4522.62 | 767.98 | 3754.64 | 255845.13 |
| 64 | 2030-05 | 4522.62 | 756.88 | 3765.74 | 252079.38 |
| 65 | 2030-06 | 4522.62 | 745.73 | 3776.88 | 248302.50 |
| 66 | 2030-07 | 4522.62 | 734.56 | 3788.06 | 244514.44 |
| 67 | 2030-08 | 4522.62 | 723.36 | 3799.26 | 240715.18 |
| 68 | 2030-09 | 4522.62 | 712.12 | 3810.50 | 236904.68 |
| 69 | 2030-10 | 4522.62 | 700.84 | 3821.77 | 233082.90 |
| 70 | 2030-11 | 4522.62 | 689.54 | 3833.08 | 229249.82 |
| 71 | 2030-12 | 4522.62 | 678.20 | 3844.42 | 225405.40 |
| 72 | 2031-01 | 4522.62 | 666.82 | 3855.79 | 221549.61 |
| 73 | 2031-02 | 4522.62 | 655.42 | 3867.20 | 217682.41 |
| 74 | 2031-03 | 4522.62 | 643.98 | 3878.64 | 213803.77 |
| 75 | 2031-04 | 4522.62 | 632.50 | 3890.11 | 209913.65 |
| 76 | 2031-05 | 4522.62 | 620.99 | 3901.62 | 206012.03 |
| 77 | 2031-06 | 4522.62 | 609.45 | 3913.17 | 202098.86 |
| 78 | 2031-07 | 4522.62 | 597.88 | 3924.74 | 198174.12 |
| 79 | 2031-08 | 4522.62 | 586.27 | 3936.35 | 194237.77 |
| 80 | 2031-09 | 4522.62 | 574.62 | 3948.00 | 190289.77 |
| 81 | 2031-10 | 4522.62 | 562.94 | 3959.68 | 186330.10 |
| 82 | 2031-11 | 4522.62 | 551.23 | 3971.39 | 182358.70 |
| 83 | 2031-12 | 4522.62 | 539.48 | 3983.14 | 178375.56 |
| 84 | 2032-01 | 4522.62 | 527.69 | 3994.92 | 174380.64 |
| 85 | 2032-02 | 4522.62 | 515.88 | 4006.74 | 170373.90 |
| 86 | 2032-03 | 4522.62 | 504.02 | 4018.59 | 166355.30 |
| 87 | 2032-04 | 4522.62 | 492.13 | 4030.48 | 162324.82 |
| 88 | 2032-05 | 4522.62 | 480.21 | 4042.41 | 158282.41 |
| 89 | 2032-06 | 4522.62 | 468.25 | 4054.37 | 154228.05 |
| 90 | 2032-07 | 4522.62 | 456.26 | 4066.36 | 150161.69 |
| 91 | 2032-08 | 4522.62 | 444.23 | 4078.39 | 146083.30 |
| 92 | 2032-09 | 4522.62 | 432.16 | 4090.45 | 141992.84 |
| 93 | 2032-10 | 4522.62 | 420.06 | 4102.56 | 137890.29 |
| 94 | 2032-11 | 4522.62 | 407.93 | 4114.69 | 133775.60 |
| 95 | 2032-12 | 4522.62 | 395.75 | 4126.86 | 129648.73 |
| 96 | 2033-01 | 4522.62 | 383.54 | 4139.07 | 125509.66 |
| 97 | 2033-02 | 4522.62 | 371.30 | 4151.32 | 121358.34 |
| 98 | 2033-03 | 4522.62 | 359.02 | 4163.60 | 117194.74 |
| 99 | 2033-04 | 4522.62 | 346.70 | 4175.92 | 113018.82 |
| 100 | 2033-05 | 4522.62 | 334.35 | 4188.27 | 108830.55 |
| 101 | 2033-06 | 4522.62 | 321.96 | 4200.66 | 104629.89 |
| 102 | 2033-07 | 4522.62 | 309.53 | 4213.09 | 100416.80 |
| 103 | 2033-08 | 4522.62 | 297.07 | 4225.55 | 96191.25 |
| 104 | 2033-09 | 4522.62 | 284.57 | 4238.05 | 91953.20 |
| 105 | 2033-10 | 4522.62 | 272.03 | 4250.59 | 87702.61 |
| 106 | 2033-11 | 4522.62 | 259.45 | 4263.16 | 83439.45 |
| 107 | 2033-12 | 4522.62 | 246.84 | 4275.78 | 79163.67 |
| 108 | 2034-01 | 4522.62 | 234.19 | 4288.43 | 74875.25 |
| 109 | 2034-02 | 4522.62 | 221.51 | 4301.11 | 70574.13 |
| 110 | 2034-03 | 4522.62 | 208.78 | 4313.84 | 66260.30 |
| 111 | 2034-04 | 4522.62 | 196.02 | 4326.60 | 61933.70 |
| 112 | 2034-05 | 4522.62 | 183.22 | 4339.40 | 57594.30 |
| 113 | 2034-06 | 4522.62 | 170.38 | 4352.23 | 53242.07 |
| 114 | 2034-07 | 4522.62 | 157.51 | 4365.11 | 48876.96 |
| 115 | 2034-08 | 4522.62 | 144.59 | 4378.02 | 44498.93 |
| 116 | 2034-09 | 4522.62 | 131.64 | 4390.98 | 40107.96 |
| 117 | 2034-10 | 4522.62 | 118.65 | 4403.97 | 35703.99 |
| 118 | 2034-11 | 4522.62 | 105.62 | 4416.99 | 31287.00 |
| 119 | 2034-12 | 4522.62 | 92.56 | 4430.06 | 26856.94 |
| 120 | 2035-01 | 4522.62 | 79.45 | 4443.17 | 22413.77 |
| 121 | 2035-02 | 4522.62 | 66.31 | 4456.31 | 17957.46 |
| 122 | 2035-03 | 4522.62 | 53.12 | 4469.49 | 13487.97 |
| 123 | 2035-04 | 4522.62 | 39.90 | 4482.72 | 9005.26 |
| 124 | 2035-05 | 4522.62 | 26.64 | 4495.98 | 4509.28 |
| 125 | 2035-06 | 4522.62 | 13.34 | 4509.28 | 0.00 |
还款方式二：等额本金
贷款总额：47.2万
还款月数：10年5个月
首月还款：5172.33元
每月递减：11.17元
利息总额：8.8万
本息合计：56万
节省利息：5358.22元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 5172.33 | 1396.33 | 3776.00 | 468224.00 |
| 2 | 2025-03 | 5161.16 | 1385.16 | 3776.00 | 464448.00 |
| 3 | 2025-04 | 5149.99 | 1373.99 | 3776.00 | 460672.00 |
| 4 | 2025-05 | 5138.82 | 1362.82 | 3776.00 | 456896.00 |
| 5 | 2025-06 | 5127.65 | 1351.65 | 3776.00 | 453120.00 |
| 6 | 2025-07 | 5116.48 | 1340.48 | 3776.00 | 449344.00 |
| 7 | 2025-08 | 5105.31 | 1329.31 | 3776.00 | 445568.00 |
| 8 | 2025-09 | 5094.14 | 1318.14 | 3776.00 | 441792.00 |
| 9 | 2025-10 | 5082.97 | 1306.97 | 3776.00 | 438016.00 |
| 10 | 2025-11 | 5071.80 | 1295.80 | 3776.00 | 434240.00 |
| 11 | 2025-12 | 5060.63 | 1284.63 | 3776.00 | 430464.00 |
| 12 | 2026-01 | 5049.46 | 1273.46 | 3776.00 | 426688.00 |
| 13 | 2026-02 | 5038.29 | 1262.29 | 3776.00 | 422912.00 |
| 14 | 2026-03 | 5027.11 | 1251.11 | 3776.00 | 419136.00 |
| 15 | 2026-04 | 5015.94 | 1239.94 | 3776.00 | 415360.00 |
| 16 | 2026-05 | 5004.77 | 1228.77 | 3776.00 | 411584.00 |
| 17 | 2026-06 | 4993.60 | 1217.60 | 3776.00 | 407808.00 |
| 18 | 2026-07 | 4982.43 | 1206.43 | 3776.00 | 404032.00 |
| 19 | 2026-08 | 4971.26 | 1195.26 | 3776.00 | 400256.00 |
| 20 | 2026-09 | 4960.09 | 1184.09 | 3776.00 | 396480.00 |
| 21 | 2026-10 | 4948.92 | 1172.92 | 3776.00 | 392704.00 |
| 22 | 2026-11 | 4937.75 | 1161.75 | 3776.00 | 388928.00 |
| 23 | 2026-12 | 4926.58 | 1150.58 | 3776.00 | 385152.00 |
| 24 | 2027-01 | 4915.41 | 1139.41 | 3776.00 | 381376.00 |
| 25 | 2027-02 | 4904.24 | 1128.24 | 3776.00 | 377600.00 |
| 26 | 2027-03 | 4893.07 | 1117.07 | 3776.00 | 373824.00 |
| 27 | 2027-04 | 4881.90 | 1105.90 | 3776.00 | 370048.00 |
| 28 | 2027-05 | 4870.73 | 1094.73 | 3776.00 | 366272.00 |
| 29 | 2027-06 | 4859.55 | 1083.55 | 3776.00 | 362496.00 |
| 30 | 2027-07 | 4848.38 | 1072.38 | 3776.00 | 358720.00 |
| 31 | 2027-08 | 4837.21 | 1061.21 | 3776.00 | 354944.00 |
| 32 | 2027-09 | 4826.04 | 1050.04 | 3776.00 | 351168.00 |
| 33 | 2027-10 | 4814.87 | 1038.87 | 3776.00 | 347392.00 |
| 34 | 2027-11 | 4803.70 | 1027.70 | 3776.00 | 343616.00 |
| 35 | 2027-12 | 4792.53 | 1016.53 | 3776.00 | 339840.00 |
| 36 | 2028-01 | 4781.36 | 1005.36 | 3776.00 | 336064.00 |
| 37 | 2028-02 | 4770.19 | 994.19 | 3776.00 | 332288.00 |
| 38 | 2028-03 | 4759.02 | 983.02 | 3776.00 | 328512.00 |
| 39 | 2028-04 | 4747.85 | 971.85 | 3776.00 | 324736.00 |
| 40 | 2028-05 | 4736.68 | 960.68 | 3776.00 | 320960.00 |
| 41 | 2028-06 | 4725.51 | 949.51 | 3776.00 | 317184.00 |
| 42 | 2028-07 | 4714.34 | 938.34 | 3776.00 | 313408.00 |
| 43 | 2028-08 | 4703.17 | 927.17 | 3776.00 | 309632.00 |
| 44 | 2028-09 | 4691.99 | 915.99 | 3776.00 | 305856.00 |
| 45 | 2028-10 | 4680.82 | 904.82 | 3776.00 | 302080.00 |
| 46 | 2028-11 | 4669.65 | 893.65 | 3776.00 | 298304.00 |
| 47 | 2028-12 | 4658.48 | 882.48 | 3776.00 | 294528.00 |
| 48 | 2029-01 | 4647.31 | 871.31 | 3776.00 | 290752.00 |
| 49 | 2029-02 | 4636.14 | 860.14 | 3776.00 | 286976.00 |
| 50 | 2029-03 | 4624.97 | 848.97 | 3776.00 | 283200.00 |
| 51 | 2029-04 | 4613.80 | 837.80 | 3776.00 | 279424.00 |
| 52 | 2029-05 | 4602.63 | 826.63 | 3776.00 | 275648.00 |
| 53 | 2029-06 | 4591.46 | 815.46 | 3776.00 | 271872.00 |
| 54 | 2029-07 | 4580.29 | 804.29 | 3776.00 | 268096.00 |
| 55 | 2029-08 | 4569.12 | 793.12 | 3776.00 | 264320.00 |
| 56 | 2029-09 | 4557.95 | 781.95 | 3776.00 | 260544.00 |
| 57 | 2029-10 | 4546.78 | 770.78 | 3776.00 | 256768.00 |
| 58 | 2029-11 | 4535.61 | 759.61 | 3776.00 | 252992.00 |
| 59 | 2029-12 | 4524.43 | 748.43 | 3776.00 | 249216.00 |
| 60 | 2030-01 | 4513.26 | 737.26 | 3776.00 | 245440.00 |
| 61 | 2030-02 | 4502.09 | 726.09 | 3776.00 | 241664.00 |
| 62 | 2030-03 | 4490.92 | 714.92 | 3776.00 | 237888.00 |
| 63 | 2030-04 | 4479.75 | 703.75 | 3776.00 | 234112.00 |
| 64 | 2030-05 | 4468.58 | 692.58 | 3776.00 | 230336.00 |
| 65 | 2030-06 | 4457.41 | 681.41 | 3776.00 | 226560.00 |
| 66 | 2030-07 | 4446.24 | 670.24 | 3776.00 | 222784.00 |
| 67 | 2030-08 | 4435.07 | 659.07 | 3776.00 | 219008.00 |
| 68 | 2030-09 | 4423.90 | 647.90 | 3776.00 | 215232.00 |
| 69 | 2030-10 | 4412.73 | 636.73 | 3776.00 | 211456.00 |
| 70 | 2030-11 | 4401.56 | 625.56 | 3776.00 | 207680.00 |
| 71 | 2030-12 | 4390.39 | 614.39 | 3776.00 | 203904.00 |
| 72 | 2031-01 | 4379.22 | 603.22 | 3776.00 | 200128.00 |
| 73 | 2031-02 | 4368.05 | 592.05 | 3776.00 | 196352.00 |
| 74 | 2031-03 | 4356.87 | 580.87 | 3776.00 | 192576.00 |
| 75 | 2031-04 | 4345.70 | 569.70 | 3776.00 | 188800.00 |
| 76 | 2031-05 | 4334.53 | 558.53 | 3776.00 | 185024.00 |
| 77 | 2031-06 | 4323.36 | 547.36 | 3776.00 | 181248.00 |
| 78 | 2031-07 | 4312.19 | 536.19 | 3776.00 | 177472.00 |
| 79 | 2031-08 | 4301.02 | 525.02 | 3776.00 | 173696.00 |
| 80 | 2031-09 | 4289.85 | 513.85 | 3776.00 | 169920.00 |
| 81 | 2031-10 | 4278.68 | 502.68 | 3776.00 | 166144.00 |
| 82 | 2031-11 | 4267.51 | 491.51 | 3776.00 | 162368.00 |
| 83 | 2031-12 | 4256.34 | 480.34 | 3776.00 | 158592.00 |
| 84 | 2032-01 | 4245.17 | 469.17 | 3776.00 | 154816.00 |
| 85 | 2032-02 | 4234.00 | 458.00 | 3776.00 | 151040.00 |
| 86 | 2032-03 | 4222.83 | 446.83 | 3776.00 | 147264.00 |
| 87 | 2032-04 | 4211.66 | 435.66 | 3776.00 | 143488.00 |
| 88 | 2032-05 | 4200.49 | 424.49 | 3776.00 | 139712.00 |
| 89 | 2032-06 | 4189.31 | 413.31 | 3776.00 | 135936.00 |
| 90 | 2032-07 | 4178.14 | 402.14 | 3776.00 | 132160.00 |
| 91 | 2032-08 | 4166.97 | 390.97 | 3776.00 | 128384.00 |
| 92 | 2032-09 | 4155.80 | 379.80 | 3776.00 | 124608.00 |
| 93 | 2032-10 | 4144.63 | 368.63 | 3776.00 | 120832.00 |
| 94 | 2032-11 | 4133.46 | 357.46 | 3776.00 | 117056.00 |
| 95 | 2032-12 | 4122.29 | 346.29 | 3776.00 | 113280.00 |
| 96 | 2033-01 | 4111.12 | 335.12 | 3776.00 | 109504.00 |
| 97 | 2033-02 | 4099.95 | 323.95 | 3776.00 | 105728.00 |
| 98 | 2033-03 | 4088.78 | 312.78 | 3776.00 | 101952.00 |
| 99 | 2033-04 | 4077.61 | 301.61 | 3776.00 | 98176.00 |
| 100 | 2033-05 | 4066.44 | 290.44 | 3776.00 | 94400.00 |
| 101 | 2033-06 | 4055.27 | 279.27 | 3776.00 | 90624.00 |
| 102 | 2033-07 | 4044.10 | 268.10 | 3776.00 | 86848.00 |
| 103 | 2033-08 | 4032.93 | 256.93 | 3776.00 | 83072.00 |
| 104 | 2033-09 | 4021.75 | 245.75 | 3776.00 | 79296.00 |
| 105 | 2033-10 | 4010.58 | 234.58 | 3776.00 | 75520.00 |
| 106 | 2033-11 | 3999.41 | 223.41 | 3776.00 | 71744.00 |
| 107 | 2033-12 | 3988.24 | 212.24 | 3776.00 | 67968.00 |
| 108 | 2034-01 | 3977.07 | 201.07 | 3776.00 | 64192.00 |
| 109 | 2034-02 | 3965.90 | 189.90 | 3776.00 | 60416.00 |
| 110 | 2034-03 | 3954.73 | 178.73 | 3776.00 | 56640.00 |
| 111 | 2034-04 | 3943.56 | 167.56 | 3776.00 | 52864.00 |
| 112 | 2034-05 | 3932.39 | 156.39 | 3776.00 | 49088.00 |
| 113 | 2034-06 | 3921.22 | 145.22 | 3776.00 | 45312.00 |
| 114 | 2034-07 | 3910.05 | 134.05 | 3776.00 | 41536.00 |
| 115 | 2034-08 | 3898.88 | 122.88 | 3776.00 | 37760.00 |
| 116 | 2034-09 | 3887.71 | 111.71 | 3776.00 | 33984.00 |
| 117 | 2034-10 | 3876.54 | 100.54 | 3776.00 | 30208.00 |
| 118 | 2034-11 | 3865.37 | 89.37 | 3776.00 | 26432.00 |
| 119 | 2034-12 | 3854.19 | 78.19 | 3776.00 | 22656.00 |
| 120 | 2035-01 | 3843.02 | 67.02 | 3776.00 | 18880.00 |
| 121 | 2035-02 | 3831.85 | 55.85 | 3776.00 | 15104.00 |
| 122 | 2035-03 | 3820.68 | 44.68 | 3776.00 | 11328.00 |
| 123 | 2035-04 | 3809.51 | 33.51 | 3776.00 | 7552.00 |
| 124 | 2035-05 | 3798.34 | 22.34 | 3776.00 | 3776.00 |
| 125 | 2035-06 | 3787.17 | 11.17 | 3776.00 | 0.00 |
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采用2025年04月20日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年04月20日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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