贷款47.2万（商业贷款）的房贷，还款10年4个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：47.2万
还款月数：10年4个月
每月还款：4552.77元
利息总额：9.25万
本息合计：56.45万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 4552.77 | 1396.33 | 3156.44 | 468843.56 |
| 2 | 2025-03 | 4552.77 | 1387.00 | 3165.78 | 465677.78 |
| 3 | 2025-04 | 4552.77 | 1377.63 | 3175.14 | 462502.64 |
| 4 | 2025-05 | 4552.77 | 1368.24 | 3184.54 | 459318.10 |
| 5 | 2025-06 | 4552.77 | 1358.82 | 3193.96 | 456124.15 |
| 6 | 2025-07 | 4552.77 | 1349.37 | 3203.41 | 452920.74 |
| 7 | 2025-08 | 4552.77 | 1339.89 | 3212.88 | 449707.86 |
| 8 | 2025-09 | 4552.77 | 1330.39 | 3222.39 | 446485.47 |
| 9 | 2025-10 | 4552.77 | 1320.85 | 3231.92 | 443253.55 |
| 10 | 2025-11 | 4552.77 | 1311.29 | 3241.48 | 440012.07 |
| 11 | 2025-12 | 4552.77 | 1301.70 | 3251.07 | 436761.00 |
| 12 | 2026-01 | 4552.77 | 1292.08 | 3260.69 | 433500.31 |
| 13 | 2026-02 | 4552.77 | 1282.44 | 3270.33 | 430229.98 |
| 14 | 2026-03 | 4552.77 | 1272.76 | 3280.01 | 426949.97 |
| 15 | 2026-04 | 4552.77 | 1263.06 | 3289.71 | 423660.25 |
| 16 | 2026-05 | 4552.77 | 1253.33 | 3299.44 | 420360.81 |
| 17 | 2026-06 | 4552.77 | 1243.57 | 3309.21 | 417051.60 |
| 18 | 2026-07 | 4552.77 | 1233.78 | 3319.00 | 413732.61 |
| 19 | 2026-08 | 4552.77 | 1223.96 | 3328.81 | 410403.79 |
| 20 | 2026-09 | 4552.77 | 1214.11 | 3338.66 | 407065.13 |
| 21 | 2026-10 | 4552.77 | 1204.23 | 3348.54 | 403716.59 |
| 22 | 2026-11 | 4552.77 | 1194.33 | 3358.44 | 400358.15 |
| 23 | 2026-12 | 4552.77 | 1184.39 | 3368.38 | 396989.77 |
| 24 | 2027-01 | 4552.77 | 1174.43 | 3378.34 | 393611.42 |
| 25 | 2027-02 | 4552.77 | 1164.43 | 3388.34 | 390223.09 |
| 26 | 2027-03 | 4552.77 | 1154.41 | 3398.36 | 386824.72 |
| 27 | 2027-04 | 4552.77 | 1144.36 | 3408.42 | 383416.31 |
| 28 | 2027-05 | 4552.77 | 1134.27 | 3418.50 | 379997.81 |
| 29 | 2027-06 | 4552.77 | 1124.16 | 3428.61 | 376569.19 |
| 30 | 2027-07 | 4552.77 | 1114.02 | 3438.76 | 373130.44 |
| 31 | 2027-08 | 4552.77 | 1103.84 | 3448.93 | 369681.51 |
| 32 | 2027-09 | 4552.77 | 1093.64 | 3459.13 | 366222.38 |
| 33 | 2027-10 | 4552.77 | 1083.41 | 3469.37 | 362753.01 |
| 34 | 2027-11 | 4552.77 | 1073.14 | 3479.63 | 359273.38 |
| 35 | 2027-12 | 4552.77 | 1062.85 | 3489.92 | 355783.46 |
| 36 | 2028-01 | 4552.77 | 1052.53 | 3500.25 | 352283.21 |
| 37 | 2028-02 | 4552.77 | 1042.17 | 3510.60 | 348772.61 |
| 38 | 2028-03 | 4552.77 | 1031.79 | 3520.99 | 345251.62 |
| 39 | 2028-04 | 4552.77 | 1021.37 | 3531.40 | 341720.22 |
| 40 | 2028-05 | 4552.77 | 1010.92 | 3541.85 | 338178.37 |
| 41 | 2028-06 | 4552.77 | 1000.44 | 3552.33 | 334626.04 |
| 42 | 2028-07 | 4552.77 | 989.94 | 3562.84 | 331063.20 |
| 43 | 2028-08 | 4552.77 | 979.40 | 3573.38 | 327489.83 |
| 44 | 2028-09 | 4552.77 | 968.82 | 3583.95 | 323905.88 |
| 45 | 2028-10 | 4552.77 | 958.22 | 3594.55 | 320311.33 |
| 46 | 2028-11 | 4552.77 | 947.59 | 3605.19 | 316706.14 |
| 47 | 2028-12 | 4552.77 | 936.92 | 3615.85 | 313090.29 |
| 48 | 2029-01 | 4552.77 | 926.23 | 3626.55 | 309463.74 |
| 49 | 2029-02 | 4552.77 | 915.50 | 3637.28 | 305826.47 |
| 50 | 2029-03 | 4552.77 | 904.74 | 3648.04 | 302178.43 |
| 51 | 2029-04 | 4552.77 | 893.94 | 3658.83 | 298519.60 |
| 52 | 2029-05 | 4552.77 | 883.12 | 3669.65 | 294849.95 |
| 53 | 2029-06 | 4552.77 | 872.26 | 3680.51 | 291169.44 |
| 54 | 2029-07 | 4552.77 | 861.38 | 3691.40 | 287478.04 |
| 55 | 2029-08 | 4552.77 | 850.46 | 3702.32 | 283775.73 |
| 56 | 2029-09 | 4552.77 | 839.50 | 3713.27 | 280062.46 |
| 57 | 2029-10 | 4552.77 | 828.52 | 3724.25 | 276338.20 |
| 58 | 2029-11 | 4552.77 | 817.50 | 3735.27 | 272602.93 |
| 59 | 2029-12 | 4552.77 | 806.45 | 3746.32 | 268856.61 |
| 60 | 2030-01 | 4552.77 | 795.37 | 3757.41 | 265099.20 |
| 61 | 2030-02 | 4552.77 | 784.25 | 3768.52 | 261330.68 |
| 62 | 2030-03 | 4552.77 | 773.10 | 3779.67 | 257551.01 |
| 63 | 2030-04 | 4552.77 | 761.92 | 3790.85 | 253760.16 |
| 64 | 2030-05 | 4552.77 | 750.71 | 3802.07 | 249958.09 |
| 65 | 2030-06 | 4552.77 | 739.46 | 3813.31 | 246144.78 |
| 66 | 2030-07 | 4552.77 | 728.18 | 3824.59 | 242320.18 |
| 67 | 2030-08 | 4552.77 | 716.86 | 3835.91 | 238484.28 |
| 68 | 2030-09 | 4552.77 | 705.52 | 3847.26 | 234637.02 |
| 69 | 2030-10 | 4552.77 | 694.13 | 3858.64 | 230778.38 |
| 70 | 2030-11 | 4552.77 | 682.72 | 3870.05 | 226908.33 |
| 71 | 2030-12 | 4552.77 | 671.27 | 3881.50 | 223026.82 |
| 72 | 2031-01 | 4552.77 | 659.79 | 3892.99 | 219133.84 |
| 73 | 2031-02 | 4552.77 | 648.27 | 3904.50 | 215229.34 |
| 74 | 2031-03 | 4552.77 | 636.72 | 3916.05 | 211313.28 |
| 75 | 2031-04 | 4552.77 | 625.14 | 3927.64 | 207385.65 |
| 76 | 2031-05 | 4552.77 | 613.52 | 3939.26 | 203446.39 |
| 77 | 2031-06 | 4552.77 | 601.86 | 3950.91 | 199495.48 |
| 78 | 2031-07 | 4552.77 | 590.17 | 3962.60 | 195532.88 |
| 79 | 2031-08 | 4552.77 | 578.45 | 3974.32 | 191558.56 |
| 80 | 2031-09 | 4552.77 | 566.69 | 3986.08 | 187572.48 |
| 81 | 2031-10 | 4552.77 | 554.90 | 3997.87 | 183574.61 |
| 82 | 2031-11 | 4552.77 | 543.07 | 4009.70 | 179564.91 |
| 83 | 2031-12 | 4552.77 | 531.21 | 4021.56 | 175543.35 |
| 84 | 2032-01 | 4552.77 | 519.32 | 4033.46 | 171509.89 |
| 85 | 2032-02 | 4552.77 | 507.38 | 4045.39 | 167464.50 |
| 86 | 2032-03 | 4552.77 | 495.42 | 4057.36 | 163407.15 |
| 87 | 2032-04 | 4552.77 | 483.41 | 4069.36 | 159337.78 |
| 88 | 2032-05 | 4552.77 | 471.37 | 4081.40 | 155256.39 |
| 89 | 2032-06 | 4552.77 | 459.30 | 4093.47 | 151162.91 |
| 90 | 2032-07 | 4552.77 | 447.19 | 4105.58 | 147057.33 |
| 91 | 2032-08 | 4552.77 | 435.04 | 4117.73 | 142939.60 |
| 92 | 2032-09 | 4552.77 | 422.86 | 4129.91 | 138809.69 |
| 93 | 2032-10 | 4552.77 | 410.65 | 4142.13 | 134667.56 |
| 94 | 2032-11 | 4552.77 | 398.39 | 4154.38 | 130513.18 |
| 95 | 2032-12 | 4552.77 | 386.10 | 4166.67 | 126346.51 |
| 96 | 2033-01 | 4552.77 | 373.78 | 4179.00 | 122167.51 |
| 97 | 2033-02 | 4552.77 | 361.41 | 4191.36 | 117976.15 |
| 98 | 2033-03 | 4552.77 | 349.01 | 4203.76 | 113772.39 |
| 99 | 2033-04 | 4552.77 | 336.58 | 4216.20 | 109556.20 |
| 100 | 2033-05 | 4552.77 | 324.10 | 4228.67 | 105327.53 |
| 101 | 2033-06 | 4552.77 | 311.59 | 4241.18 | 101086.35 |
| 102 | 2033-07 | 4552.77 | 299.05 | 4253.73 | 96832.62 |
| 103 | 2033-08 | 4552.77 | 286.46 | 4266.31 | 92566.31 |
| 104 | 2033-09 | 4552.77 | 273.84 | 4278.93 | 88287.38 |
| 105 | 2033-10 | 4552.77 | 261.18 | 4291.59 | 83995.79 |
| 106 | 2033-11 | 4552.77 | 248.49 | 4304.29 | 79691.51 |
| 107 | 2033-12 | 4552.77 | 235.75 | 4317.02 | 75374.49 |
| 108 | 2034-01 | 4552.77 | 222.98 | 4329.79 | 71044.70 |
| 109 | 2034-02 | 4552.77 | 210.17 | 4342.60 | 66702.10 |
| 110 | 2034-03 | 4552.77 | 197.33 | 4355.45 | 62346.65 |
| 111 | 2034-04 | 4552.77 | 184.44 | 4368.33 | 57978.32 |
| 112 | 2034-05 | 4552.77 | 171.52 | 4381.25 | 53597.07 |
| 113 | 2034-06 | 4552.77 | 158.56 | 4394.22 | 49202.85 |
| 114 | 2034-07 | 4552.77 | 145.56 | 4407.21 | 44795.64 |
| 115 | 2034-08 | 4552.77 | 132.52 | 4420.25 | 40375.39 |
| 116 | 2034-09 | 4552.77 | 119.44 | 4433.33 | 35942.06 |
| 117 | 2034-10 | 4552.77 | 106.33 | 4446.44 | 31495.61 |
| 118 | 2034-11 | 4552.77 | 93.17 | 4459.60 | 27036.01 |
| 119 | 2034-12 | 4552.77 | 79.98 | 4472.79 | 22563.22 |
| 120 | 2035-01 | 4552.77 | 66.75 | 4486.02 | 18077.20 |
| 121 | 2035-02 | 4552.77 | 53.48 | 4499.29 | 13577.90 |
| 122 | 2035-03 | 4552.77 | 40.17 | 4512.61 | 9065.30 |
| 123 | 2035-04 | 4552.77 | 26.82 | 4525.95 | 4539.34 |
| 124 | 2035-05 | 4552.77 | 13.43 | 4539.34 | 0.00 |
还款方式二：等额本金
贷款总额：47.2万
还款月数：10年4个月
首月还款：5202.78元
每月递减：11.26元
利息总额：8.73万
本息合计：55.93万
节省利息：5273.02元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 5202.78 | 1396.33 | 3806.45 | 468193.55 |
| 2 | 2025-03 | 5191.52 | 1385.07 | 3806.45 | 464387.10 |
| 3 | 2025-04 | 5180.26 | 1373.81 | 3806.45 | 460580.65 |
| 4 | 2025-05 | 5169.00 | 1362.55 | 3806.45 | 456774.19 |
| 5 | 2025-06 | 5157.74 | 1351.29 | 3806.45 | 452967.74 |
| 6 | 2025-07 | 5146.48 | 1340.03 | 3806.45 | 449161.29 |
| 7 | 2025-08 | 5135.22 | 1328.77 | 3806.45 | 445354.84 |
| 8 | 2025-09 | 5123.96 | 1317.51 | 3806.45 | 441548.39 |
| 9 | 2025-10 | 5112.70 | 1306.25 | 3806.45 | 437741.94 |
| 10 | 2025-11 | 5101.44 | 1294.99 | 3806.45 | 433935.48 |
| 11 | 2025-12 | 5090.18 | 1283.73 | 3806.45 | 430129.03 |
| 12 | 2026-01 | 5078.92 | 1272.47 | 3806.45 | 426322.58 |
| 13 | 2026-02 | 5067.66 | 1261.20 | 3806.45 | 422516.13 |
| 14 | 2026-03 | 5056.40 | 1249.94 | 3806.45 | 418709.68 |
| 15 | 2026-04 | 5045.13 | 1238.68 | 3806.45 | 414903.23 |
| 16 | 2026-05 | 5033.87 | 1227.42 | 3806.45 | 411096.77 |
| 17 | 2026-06 | 5022.61 | 1216.16 | 3806.45 | 407290.32 |
| 18 | 2026-07 | 5011.35 | 1204.90 | 3806.45 | 403483.87 |
| 19 | 2026-08 | 5000.09 | 1193.64 | 3806.45 | 399677.42 |
| 20 | 2026-09 | 4988.83 | 1182.38 | 3806.45 | 395870.97 |
| 21 | 2026-10 | 4977.57 | 1171.12 | 3806.45 | 392064.52 |
| 22 | 2026-11 | 4966.31 | 1159.86 | 3806.45 | 388258.06 |
| 23 | 2026-12 | 4955.05 | 1148.60 | 3806.45 | 384451.61 |
| 24 | 2027-01 | 4943.79 | 1137.34 | 3806.45 | 380645.16 |
| 25 | 2027-02 | 4932.53 | 1126.08 | 3806.45 | 376838.71 |
| 26 | 2027-03 | 4921.27 | 1114.81 | 3806.45 | 373032.26 |
| 27 | 2027-04 | 4910.01 | 1103.55 | 3806.45 | 369225.81 |
| 28 | 2027-05 | 4898.74 | 1092.29 | 3806.45 | 365419.35 |
| 29 | 2027-06 | 4887.48 | 1081.03 | 3806.45 | 361612.90 |
| 30 | 2027-07 | 4876.22 | 1069.77 | 3806.45 | 357806.45 |
| 31 | 2027-08 | 4864.96 | 1058.51 | 3806.45 | 354000.00 |
| 32 | 2027-09 | 4853.70 | 1047.25 | 3806.45 | 350193.55 |
| 33 | 2027-10 | 4842.44 | 1035.99 | 3806.45 | 346387.10 |
| 34 | 2027-11 | 4831.18 | 1024.73 | 3806.45 | 342580.65 |
| 35 | 2027-12 | 4819.92 | 1013.47 | 3806.45 | 338774.19 |
| 36 | 2028-01 | 4808.66 | 1002.21 | 3806.45 | 334967.74 |
| 37 | 2028-02 | 4797.40 | 990.95 | 3806.45 | 331161.29 |
| 38 | 2028-03 | 4786.14 | 979.69 | 3806.45 | 327354.84 |
| 39 | 2028-04 | 4774.88 | 968.42 | 3806.45 | 323548.39 |
| 40 | 2028-05 | 4763.62 | 957.16 | 3806.45 | 319741.94 |
| 41 | 2028-06 | 4752.35 | 945.90 | 3806.45 | 315935.48 |
| 42 | 2028-07 | 4741.09 | 934.64 | 3806.45 | 312129.03 |
| 43 | 2028-08 | 4729.83 | 923.38 | 3806.45 | 308322.58 |
| 44 | 2028-09 | 4718.57 | 912.12 | 3806.45 | 304516.13 |
| 45 | 2028-10 | 4707.31 | 900.86 | 3806.45 | 300709.68 |
| 46 | 2028-11 | 4696.05 | 889.60 | 3806.45 | 296903.23 |
| 47 | 2028-12 | 4684.79 | 878.34 | 3806.45 | 293096.77 |
| 48 | 2029-01 | 4673.53 | 867.08 | 3806.45 | 289290.32 |
| 49 | 2029-02 | 4662.27 | 855.82 | 3806.45 | 285483.87 |
| 50 | 2029-03 | 4651.01 | 844.56 | 3806.45 | 281677.42 |
| 51 | 2029-04 | 4639.75 | 833.30 | 3806.45 | 277870.97 |
| 52 | 2029-05 | 4628.49 | 822.03 | 3806.45 | 274064.52 |
| 53 | 2029-06 | 4617.23 | 810.77 | 3806.45 | 270258.06 |
| 54 | 2029-07 | 4605.97 | 799.51 | 3806.45 | 266451.61 |
| 55 | 2029-08 | 4594.70 | 788.25 | 3806.45 | 262645.16 |
| 56 | 2029-09 | 4583.44 | 776.99 | 3806.45 | 258838.71 |
| 57 | 2029-10 | 4572.18 | 765.73 | 3806.45 | 255032.26 |
| 58 | 2029-11 | 4560.92 | 754.47 | 3806.45 | 251225.81 |
| 59 | 2029-12 | 4549.66 | 743.21 | 3806.45 | 247419.35 |
| 60 | 2030-01 | 4538.40 | 731.95 | 3806.45 | 243612.90 |
| 61 | 2030-02 | 4527.14 | 720.69 | 3806.45 | 239806.45 |
| 62 | 2030-03 | 4515.88 | 709.43 | 3806.45 | 236000.00 |
| 63 | 2030-04 | 4504.62 | 698.17 | 3806.45 | 232193.55 |
| 64 | 2030-05 | 4493.36 | 686.91 | 3806.45 | 228387.10 |
| 65 | 2030-06 | 4482.10 | 675.65 | 3806.45 | 224580.65 |
| 66 | 2030-07 | 4470.84 | 664.38 | 3806.45 | 220774.19 |
| 67 | 2030-08 | 4459.58 | 653.12 | 3806.45 | 216967.74 |
| 68 | 2030-09 | 4448.31 | 641.86 | 3806.45 | 213161.29 |
| 69 | 2030-10 | 4437.05 | 630.60 | 3806.45 | 209354.84 |
| 70 | 2030-11 | 4425.79 | 619.34 | 3806.45 | 205548.39 |
| 71 | 2030-12 | 4414.53 | 608.08 | 3806.45 | 201741.94 |
| 72 | 2031-01 | 4403.27 | 596.82 | 3806.45 | 197935.48 |
| 73 | 2031-02 | 4392.01 | 585.56 | 3806.45 | 194129.03 |
| 74 | 2031-03 | 4380.75 | 574.30 | 3806.45 | 190322.58 |
| 75 | 2031-04 | 4369.49 | 563.04 | 3806.45 | 186516.13 |
| 76 | 2031-05 | 4358.23 | 551.78 | 3806.45 | 182709.68 |
| 77 | 2031-06 | 4346.97 | 540.52 | 3806.45 | 178903.23 |
| 78 | 2031-07 | 4335.71 | 529.26 | 3806.45 | 175096.77 |
| 79 | 2031-08 | 4324.45 | 517.99 | 3806.45 | 171290.32 |
| 80 | 2031-09 | 4313.19 | 506.73 | 3806.45 | 167483.87 |
| 81 | 2031-10 | 4301.92 | 495.47 | 3806.45 | 163677.42 |
| 82 | 2031-11 | 4290.66 | 484.21 | 3806.45 | 159870.97 |
| 83 | 2031-12 | 4279.40 | 472.95 | 3806.45 | 156064.52 |
| 84 | 2032-01 | 4268.14 | 461.69 | 3806.45 | 152258.06 |
| 85 | 2032-02 | 4256.88 | 450.43 | 3806.45 | 148451.61 |
| 86 | 2032-03 | 4245.62 | 439.17 | 3806.45 | 144645.16 |
| 87 | 2032-04 | 4234.36 | 427.91 | 3806.45 | 140838.71 |
| 88 | 2032-05 | 4223.10 | 416.65 | 3806.45 | 137032.26 |
| 89 | 2032-06 | 4211.84 | 405.39 | 3806.45 | 133225.81 |
| 90 | 2032-07 | 4200.58 | 394.13 | 3806.45 | 129419.35 |
| 91 | 2032-08 | 4189.32 | 382.87 | 3806.45 | 125612.90 |
| 92 | 2032-09 | 4178.06 | 371.60 | 3806.45 | 121806.45 |
| 93 | 2032-10 | 4166.80 | 360.34 | 3806.45 | 118000.00 |
| 94 | 2032-11 | 4155.53 | 349.08 | 3806.45 | 114193.55 |
| 95 | 2032-12 | 4144.27 | 337.82 | 3806.45 | 110387.10 |
| 96 | 2033-01 | 4133.01 | 326.56 | 3806.45 | 106580.65 |
| 97 | 2033-02 | 4121.75 | 315.30 | 3806.45 | 102774.19 |
| 98 | 2033-03 | 4110.49 | 304.04 | 3806.45 | 98967.74 |
| 99 | 2033-04 | 4099.23 | 292.78 | 3806.45 | 95161.29 |
| 100 | 2033-05 | 4087.97 | 281.52 | 3806.45 | 91354.84 |
| 101 | 2033-06 | 4076.71 | 270.26 | 3806.45 | 87548.39 |
| 102 | 2033-07 | 4065.45 | 259.00 | 3806.45 | 83741.94 |
| 103 | 2033-08 | 4054.19 | 247.74 | 3806.45 | 79935.48 |
| 104 | 2033-09 | 4042.93 | 236.48 | 3806.45 | 76129.03 |
| 105 | 2033-10 | 4031.67 | 225.22 | 3806.45 | 72322.58 |
| 106 | 2033-11 | 4020.41 | 213.95 | 3806.45 | 68516.13 |
| 107 | 2033-12 | 4009.15 | 202.69 | 3806.45 | 64709.68 |
| 108 | 2034-01 | 3997.88 | 191.43 | 3806.45 | 60903.23 |
| 109 | 2034-02 | 3986.62 | 180.17 | 3806.45 | 57096.77 |
| 110 | 2034-03 | 3975.36 | 168.91 | 3806.45 | 53290.32 |
| 111 | 2034-04 | 3964.10 | 157.65 | 3806.45 | 49483.87 |
| 112 | 2034-05 | 3952.84 | 146.39 | 3806.45 | 45677.42 |
| 113 | 2034-06 | 3941.58 | 135.13 | 3806.45 | 41870.97 |
| 114 | 2034-07 | 3930.32 | 123.87 | 3806.45 | 38064.52 |
| 115 | 2034-08 | 3919.06 | 112.61 | 3806.45 | 34258.06 |
| 116 | 2034-09 | 3907.80 | 101.35 | 3806.45 | 30451.61 |
| 117 | 2034-10 | 3896.54 | 90.09 | 3806.45 | 26645.16 |
| 118 | 2034-11 | 3885.28 | 78.83 | 3806.45 | 22838.71 |
| 119 | 2034-12 | 3874.02 | 67.56 | 3806.45 | 19032.26 |
| 120 | 2035-01 | 3862.76 | 56.30 | 3806.45 | 15225.81 |
| 121 | 2035-02 | 3851.49 | 45.04 | 3806.45 | 11419.35 |
| 122 | 2035-03 | 3840.23 | 33.78 | 3806.45 | 7612.90 |
| 123 | 2035-04 | 3828.97 | 22.52 | 3806.45 | 3806.45 |
| 124 | 2035-05 | 3817.71 | 11.26 | 3806.45 | 0.00 |
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采用2025年04月20日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年04月20日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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