贷款6.4万（商业贷款）的房贷，还款12年3个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：6.4万
还款月数：12年3个月
每月还款：516.66元
利息总额：1.19万
本息合计：7.59万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 516.66 | 152.11 | 364.56 | 63680.44 |
| 2 | 2025-05 | 516.66 | 151.24 | 365.42 | 63315.02 |
| 3 | 2025-06 | 516.66 | 150.37 | 366.29 | 62948.73 |
| 4 | 2025-07 | 516.66 | 149.50 | 367.16 | 62581.58 |
| 5 | 2025-08 | 516.66 | 148.63 | 368.03 | 62213.55 |
| 6 | 2025-09 | 516.66 | 147.76 | 368.90 | 61844.64 |
| 7 | 2025-10 | 516.66 | 146.88 | 369.78 | 61474.86 |
| 8 | 2025-11 | 516.66 | 146.00 | 370.66 | 61104.20 |
| 9 | 2025-12 | 516.66 | 145.12 | 371.54 | 60732.66 |
| 10 | 2026-01 | 516.66 | 144.24 | 372.42 | 60360.24 |
| 11 | 2026-02 | 516.66 | 143.36 | 373.31 | 59986.93 |
| 12 | 2026-03 | 516.66 | 142.47 | 374.19 | 59612.74 |
| 13 | 2026-04 | 516.66 | 141.58 | 375.08 | 59237.66 |
| 14 | 2026-05 | 516.66 | 140.69 | 375.97 | 58861.68 |
| 15 | 2026-06 | 516.66 | 139.80 | 376.87 | 58484.82 |
| 16 | 2026-07 | 516.66 | 138.90 | 377.76 | 58107.06 |
| 17 | 2026-08 | 516.66 | 138.00 | 378.66 | 57728.40 |
| 18 | 2026-09 | 516.66 | 137.10 | 379.56 | 57348.84 |
| 19 | 2026-10 | 516.66 | 136.20 | 380.46 | 56968.38 |
| 20 | 2026-11 | 516.66 | 135.30 | 381.36 | 56587.02 |
| 21 | 2026-12 | 516.66 | 134.39 | 382.27 | 56204.75 |
| 22 | 2027-01 | 516.66 | 133.49 | 383.18 | 55821.58 |
| 23 | 2027-02 | 516.66 | 132.58 | 384.09 | 55437.49 |
| 24 | 2027-03 | 516.66 | 131.66 | 385.00 | 55052.50 |
| 25 | 2027-04 | 516.66 | 130.75 | 385.91 | 54666.58 |
| 26 | 2027-05 | 516.66 | 129.83 | 386.83 | 54279.75 |
| 27 | 2027-06 | 516.66 | 128.91 | 387.75 | 53892.01 |
| 28 | 2027-07 | 516.66 | 127.99 | 388.67 | 53503.34 |
| 29 | 2027-08 | 516.66 | 127.07 | 389.59 | 53113.75 |
| 30 | 2027-09 | 516.66 | 126.15 | 390.52 | 52723.23 |
| 31 | 2027-10 | 516.66 | 125.22 | 391.44 | 52331.78 |
| 32 | 2027-11 | 516.66 | 124.29 | 392.37 | 51939.41 |
| 33 | 2027-12 | 516.66 | 123.36 | 393.31 | 51546.10 |
| 34 | 2028-01 | 516.66 | 122.42 | 394.24 | 51151.86 |
| 35 | 2028-02 | 516.66 | 121.49 | 395.18 | 50756.69 |
| 36 | 2028-03 | 516.66 | 120.55 | 396.11 | 50360.57 |
| 37 | 2028-04 | 516.66 | 119.61 | 397.06 | 49963.52 |
| 38 | 2028-05 | 516.66 | 118.66 | 398.00 | 49565.52 |
| 39 | 2028-06 | 516.66 | 117.72 | 398.94 | 49166.58 |
| 40 | 2028-07 | 516.66 | 116.77 | 399.89 | 48766.68 |
| 41 | 2028-08 | 516.66 | 115.82 | 400.84 | 48365.84 |
| 42 | 2028-09 | 516.66 | 114.87 | 401.79 | 47964.05 |
| 43 | 2028-10 | 516.66 | 113.91 | 402.75 | 47561.30 |
| 44 | 2028-11 | 516.66 | 112.96 | 403.70 | 47157.60 |
| 45 | 2028-12 | 516.66 | 112.00 | 404.66 | 46752.94 |
| 46 | 2029-01 | 516.66 | 111.04 | 405.62 | 46347.31 |
| 47 | 2029-02 | 516.66 | 110.07 | 406.59 | 45940.72 |
| 48 | 2029-03 | 516.66 | 109.11 | 407.55 | 45533.17 |
| 49 | 2029-04 | 516.66 | 108.14 | 408.52 | 45124.65 |
| 50 | 2029-05 | 516.66 | 107.17 | 409.49 | 44715.16 |
| 51 | 2029-06 | 516.66 | 106.20 | 410.46 | 44304.70 |
| 52 | 2029-07 | 516.66 | 105.22 | 411.44 | 43893.26 |
| 53 | 2029-08 | 516.66 | 104.25 | 412.42 | 43480.84 |
| 54 | 2029-09 | 516.66 | 103.27 | 413.40 | 43067.45 |
| 55 | 2029-10 | 516.66 | 102.29 | 414.38 | 42653.07 |
| 56 | 2029-11 | 516.66 | 101.30 | 415.36 | 42237.71 |
| 57 | 2029-12 | 516.66 | 100.31 | 416.35 | 41821.36 |
| 58 | 2030-01 | 516.66 | 99.33 | 417.34 | 41404.03 |
| 59 | 2030-02 | 516.66 | 98.33 | 418.33 | 40985.70 |
| 60 | 2030-03 | 516.66 | 97.34 | 419.32 | 40566.38 |
| 61 | 2030-04 | 516.66 | 96.35 | 420.32 | 40146.06 |
| 62 | 2030-05 | 516.66 | 95.35 | 421.32 | 39724.74 |
| 63 | 2030-06 | 516.66 | 94.35 | 422.32 | 39302.43 |
| 64 | 2030-07 | 516.66 | 93.34 | 423.32 | 38879.11 |
| 65 | 2030-08 | 516.66 | 92.34 | 424.32 | 38454.79 |
| 66 | 2030-09 | 516.66 | 91.33 | 425.33 | 38029.45 |
| 67 | 2030-10 | 516.66 | 90.32 | 426.34 | 37603.11 |
| 68 | 2030-11 | 516.66 | 89.31 | 427.35 | 37175.76 |
| 69 | 2030-12 | 516.66 | 88.29 | 428.37 | 36747.39 |
| 70 | 2031-01 | 516.66 | 87.28 | 429.39 | 36318.00 |
| 71 | 2031-02 | 516.66 | 86.26 | 430.41 | 35887.59 |
| 72 | 2031-03 | 516.66 | 85.23 | 431.43 | 35456.16 |
| 73 | 2031-04 | 516.66 | 84.21 | 432.45 | 35023.71 |
| 74 | 2031-05 | 516.66 | 83.18 | 433.48 | 34590.23 |
| 75 | 2031-06 | 516.66 | 82.15 | 434.51 | 34155.72 |
| 76 | 2031-07 | 516.66 | 81.12 | 435.54 | 33720.18 |
| 77 | 2031-08 | 516.66 | 80.09 | 436.58 | 33283.60 |
| 78 | 2031-09 | 516.66 | 79.05 | 437.61 | 32845.99 |
| 79 | 2031-10 | 516.66 | 78.01 | 438.65 | 32407.33 |
| 80 | 2031-11 | 516.66 | 76.97 | 439.69 | 31967.64 |
| 81 | 2031-12 | 516.66 | 75.92 | 440.74 | 31526.90 |
| 82 | 2032-01 | 516.66 | 74.88 | 441.79 | 31085.12 |
| 83 | 2032-02 | 516.66 | 73.83 | 442.83 | 30642.28 |
| 84 | 2032-03 | 516.66 | 72.78 | 443.89 | 30198.39 |
| 85 | 2032-04 | 516.66 | 71.72 | 444.94 | 29753.45 |
| 86 | 2032-05 | 516.66 | 70.66 | 446.00 | 29307.46 |
| 87 | 2032-06 | 516.66 | 69.61 | 447.06 | 28860.40 |
| 88 | 2032-07 | 516.66 | 68.54 | 448.12 | 28412.28 |
| 89 | 2032-08 | 516.66 | 67.48 | 449.18 | 27963.10 |
| 90 | 2032-09 | 516.66 | 66.41 | 450.25 | 27512.85 |
| 91 | 2032-10 | 516.66 | 65.34 | 451.32 | 27061.53 |
| 92 | 2032-11 | 516.66 | 64.27 | 452.39 | 26609.14 |
| 93 | 2032-12 | 516.66 | 63.20 | 453.47 | 26155.67 |
| 94 | 2033-01 | 516.66 | 62.12 | 454.54 | 25701.13 |
| 95 | 2033-02 | 516.66 | 61.04 | 455.62 | 25245.51 |
| 96 | 2033-03 | 516.66 | 59.96 | 456.70 | 24788.80 |
| 97 | 2033-04 | 516.66 | 58.87 | 457.79 | 24331.02 |
| 98 | 2033-05 | 516.66 | 57.79 | 458.88 | 23872.14 |
| 99 | 2033-06 | 516.66 | 56.70 | 459.97 | 23412.17 |
| 100 | 2033-07 | 516.66 | 55.60 | 461.06 | 22951.12 |
| 101 | 2033-08 | 516.66 | 54.51 | 462.15 | 22488.96 |
| 102 | 2033-09 | 516.66 | 53.41 | 463.25 | 22025.71 |
| 103 | 2033-10 | 516.66 | 52.31 | 464.35 | 21561.36 |
| 104 | 2033-11 | 516.66 | 51.21 | 465.45 | 21095.91 |
| 105 | 2033-12 | 516.66 | 50.10 | 466.56 | 20629.35 |
| 106 | 2034-01 | 516.66 | 48.99 | 467.67 | 20161.68 |
| 107 | 2034-02 | 516.66 | 47.88 | 468.78 | 19692.90 |
| 108 | 2034-03 | 516.66 | 46.77 | 469.89 | 19223.01 |
| 109 | 2034-04 | 516.66 | 45.65 | 471.01 | 18752.00 |
| 110 | 2034-05 | 516.66 | 44.54 | 472.13 | 18279.88 |
| 111 | 2034-06 | 516.66 | 43.41 | 473.25 | 17806.63 |
| 112 | 2034-07 | 516.66 | 42.29 | 474.37 | 17332.26 |
| 113 | 2034-08 | 516.66 | 41.16 | 475.50 | 16856.76 |
| 114 | 2034-09 | 516.66 | 40.03 | 476.63 | 16380.13 |
| 115 | 2034-10 | 516.66 | 38.90 | 477.76 | 15902.37 |
| 116 | 2034-11 | 516.66 | 37.77 | 478.89 | 15423.48 |
| 117 | 2034-12 | 516.66 | 36.63 | 480.03 | 14943.45 |
| 118 | 2035-01 | 516.66 | 35.49 | 481.17 | 14462.28 |
| 119 | 2035-02 | 516.66 | 34.35 | 482.31 | 13979.96 |
| 120 | 2035-03 | 516.66 | 33.20 | 483.46 | 13496.50 |
| 121 | 2035-04 | 516.66 | 32.05 | 484.61 | 13011.90 |
| 122 | 2035-05 | 516.66 | 30.90 | 485.76 | 12526.14 |
| 123 | 2035-06 | 516.66 | 29.75 | 486.91 | 12039.22 |
| 124 | 2035-07 | 516.66 | 28.59 | 488.07 | 11551.16 |
| 125 | 2035-08 | 516.66 | 27.43 | 489.23 | 11061.93 |
| 126 | 2035-09 | 516.66 | 26.27 | 490.39 | 10571.54 |
| 127 | 2035-10 | 516.66 | 25.11 | 491.55 | 10079.98 |
| 128 | 2035-11 | 516.66 | 23.94 | 492.72 | 9587.26 |
| 129 | 2035-12 | 516.66 | 22.77 | 493.89 | 9093.37 |
| 130 | 2036-01 | 516.66 | 21.60 | 495.07 | 8598.30 |
| 131 | 2036-02 | 516.66 | 20.42 | 496.24 | 8102.06 |
| 132 | 2036-03 | 516.66 | 19.24 | 497.42 | 7604.64 |
| 133 | 2036-04 | 516.66 | 18.06 | 498.60 | 7106.04 |
| 134 | 2036-05 | 516.66 | 16.88 | 499.79 | 6606.26 |
| 135 | 2036-06 | 516.66 | 15.69 | 500.97 | 6105.28 |
| 136 | 2036-07 | 516.66 | 14.50 | 502.16 | 5603.12 |
| 137 | 2036-08 | 516.66 | 13.31 | 503.35 | 5099.77 |
| 138 | 2036-09 | 516.66 | 12.11 | 504.55 | 4595.22 |
| 139 | 2036-10 | 516.66 | 10.91 | 505.75 | 4089.47 |
| 140 | 2036-11 | 516.66 | 9.71 | 506.95 | 3582.52 |
| 141 | 2036-12 | 516.66 | 8.51 | 508.15 | 3074.37 |
| 142 | 2037-01 | 516.66 | 7.30 | 509.36 | 2565.01 |
| 143 | 2037-02 | 516.66 | 6.09 | 510.57 | 2054.44 |
| 144 | 2037-03 | 516.66 | 4.88 | 511.78 | 1542.65 |
| 145 | 2037-04 | 516.66 | 3.66 | 513.00 | 1029.65 |
| 146 | 2037-05 | 516.66 | 2.45 | 514.22 | 515.44 |
| 147 | 2037-06 | 516.66 | 1.22 | 515.44 | 0.00 |
还款方式二：等额本金
贷款总额：6.4万
还款月数：12年3个月
首月还款：587.79元
每月递减：1.03元
利息总额：1.13万
本息合计：7.53万
节省利息：648.41元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 587.79 | 152.11 | 435.68 | 63609.32 |
| 2 | 2025-05 | 586.75 | 151.07 | 435.68 | 63173.64 |
| 3 | 2025-06 | 585.72 | 150.04 | 435.68 | 62737.96 |
| 4 | 2025-07 | 584.68 | 149.00 | 435.68 | 62302.28 |
| 5 | 2025-08 | 583.65 | 147.97 | 435.68 | 61866.60 |
| 6 | 2025-09 | 582.61 | 146.93 | 435.68 | 61430.92 |
| 7 | 2025-10 | 581.58 | 145.90 | 435.68 | 60995.24 |
| 8 | 2025-11 | 580.54 | 144.86 | 435.68 | 60559.56 |
| 9 | 2025-12 | 579.51 | 143.83 | 435.68 | 60123.88 |
| 10 | 2026-01 | 578.47 | 142.79 | 435.68 | 59688.20 |
| 11 | 2026-02 | 577.44 | 141.76 | 435.68 | 59252.52 |
| 12 | 2026-03 | 576.40 | 140.72 | 435.68 | 58816.84 |
| 13 | 2026-04 | 575.37 | 139.69 | 435.68 | 58381.16 |
| 14 | 2026-05 | 574.34 | 138.66 | 435.68 | 57945.48 |
| 15 | 2026-06 | 573.30 | 137.62 | 435.68 | 57509.80 |
| 16 | 2026-07 | 572.27 | 136.59 | 435.68 | 57074.12 |
| 17 | 2026-08 | 571.23 | 135.55 | 435.68 | 56638.44 |
| 18 | 2026-09 | 570.20 | 134.52 | 435.68 | 56202.76 |
| 19 | 2026-10 | 569.16 | 133.48 | 435.68 | 55767.07 |
| 20 | 2026-11 | 568.13 | 132.45 | 435.68 | 55331.39 |
| 21 | 2026-12 | 567.09 | 131.41 | 435.68 | 54895.71 |
| 22 | 2027-01 | 566.06 | 130.38 | 435.68 | 54460.03 |
| 23 | 2027-02 | 565.02 | 129.34 | 435.68 | 54024.35 |
| 24 | 2027-03 | 563.99 | 128.31 | 435.68 | 53588.67 |
| 25 | 2027-04 | 562.95 | 127.27 | 435.68 | 53152.99 |
| 26 | 2027-05 | 561.92 | 126.24 | 435.68 | 52717.31 |
| 27 | 2027-06 | 560.88 | 125.20 | 435.68 | 52281.63 |
| 28 | 2027-07 | 559.85 | 124.17 | 435.68 | 51845.95 |
| 29 | 2027-08 | 558.81 | 123.13 | 435.68 | 51410.27 |
| 30 | 2027-09 | 557.78 | 122.10 | 435.68 | 50974.59 |
| 31 | 2027-10 | 556.74 | 121.06 | 435.68 | 50538.91 |
| 32 | 2027-11 | 555.71 | 120.03 | 435.68 | 50103.23 |
| 33 | 2027-12 | 554.68 | 119.00 | 435.68 | 49667.55 |
| 34 | 2028-01 | 553.64 | 117.96 | 435.68 | 49231.87 |
| 35 | 2028-02 | 552.61 | 116.93 | 435.68 | 48796.19 |
| 36 | 2028-03 | 551.57 | 115.89 | 435.68 | 48360.51 |
| 37 | 2028-04 | 550.54 | 114.86 | 435.68 | 47924.83 |
| 38 | 2028-05 | 549.50 | 113.82 | 435.68 | 47489.15 |
| 39 | 2028-06 | 548.47 | 112.79 | 435.68 | 47053.47 |
| 40 | 2028-07 | 547.43 | 111.75 | 435.68 | 46617.79 |
| 41 | 2028-08 | 546.40 | 110.72 | 435.68 | 46182.11 |
| 42 | 2028-09 | 545.36 | 109.68 | 435.68 | 45746.43 |
| 43 | 2028-10 | 544.33 | 108.65 | 435.68 | 45310.75 |
| 44 | 2028-11 | 543.29 | 107.61 | 435.68 | 44875.07 |
| 45 | 2028-12 | 542.26 | 106.58 | 435.68 | 44439.39 |
| 46 | 2029-01 | 541.22 | 105.54 | 435.68 | 44003.71 |
| 47 | 2029-02 | 540.19 | 104.51 | 435.68 | 43568.03 |
| 48 | 2029-03 | 539.15 | 103.47 | 435.68 | 43132.35 |
| 49 | 2029-04 | 538.12 | 102.44 | 435.68 | 42696.67 |
| 50 | 2029-05 | 537.08 | 101.40 | 435.68 | 42260.99 |
| 51 | 2029-06 | 536.05 | 100.37 | 435.68 | 41825.31 |
| 52 | 2029-07 | 535.02 | 99.34 | 435.68 | 41389.63 |
| 53 | 2029-08 | 533.98 | 98.30 | 435.68 | 40953.95 |
| 54 | 2029-09 | 532.95 | 97.27 | 435.68 | 40518.27 |
| 55 | 2029-10 | 531.91 | 96.23 | 435.68 | 40082.59 |
| 56 | 2029-11 | 530.88 | 95.20 | 435.68 | 39646.90 |
| 57 | 2029-12 | 529.84 | 94.16 | 435.68 | 39211.22 |
| 58 | 2030-01 | 528.81 | 93.13 | 435.68 | 38775.54 |
| 59 | 2030-02 | 527.77 | 92.09 | 435.68 | 38339.86 |
| 60 | 2030-03 | 526.74 | 91.06 | 435.68 | 37904.18 |
| 61 | 2030-04 | 525.70 | 90.02 | 435.68 | 37468.50 |
| 62 | 2030-05 | 524.67 | 88.99 | 435.68 | 37032.82 |
| 63 | 2030-06 | 523.63 | 87.95 | 435.68 | 36597.14 |
| 64 | 2030-07 | 522.60 | 86.92 | 435.68 | 36161.46 |
| 65 | 2030-08 | 521.56 | 85.88 | 435.68 | 35725.78 |
| 66 | 2030-09 | 520.53 | 84.85 | 435.68 | 35290.10 |
| 67 | 2030-10 | 519.49 | 83.81 | 435.68 | 34854.42 |
| 68 | 2030-11 | 518.46 | 82.78 | 435.68 | 34418.74 |
| 69 | 2030-12 | 517.42 | 81.74 | 435.68 | 33983.06 |
| 70 | 2031-01 | 516.39 | 80.71 | 435.68 | 33547.38 |
| 71 | 2031-02 | 515.36 | 79.68 | 435.68 | 33111.70 |
| 72 | 2031-03 | 514.32 | 78.64 | 435.68 | 32676.02 |
| 73 | 2031-04 | 513.29 | 77.61 | 435.68 | 32240.34 |
| 74 | 2031-05 | 512.25 | 76.57 | 435.68 | 31804.66 |
| 75 | 2031-06 | 511.22 | 75.54 | 435.68 | 31368.98 |
| 76 | 2031-07 | 510.18 | 74.50 | 435.68 | 30933.30 |
| 77 | 2031-08 | 509.15 | 73.47 | 435.68 | 30497.62 |
| 78 | 2031-09 | 508.11 | 72.43 | 435.68 | 30061.94 |
| 79 | 2031-10 | 507.08 | 71.40 | 435.68 | 29626.26 |
| 80 | 2031-11 | 506.04 | 70.36 | 435.68 | 29190.58 |
| 81 | 2031-12 | 505.01 | 69.33 | 435.68 | 28754.90 |
| 82 | 2032-01 | 503.97 | 68.29 | 435.68 | 28319.22 |
| 83 | 2032-02 | 502.94 | 67.26 | 435.68 | 27883.54 |
| 84 | 2032-03 | 501.90 | 66.22 | 435.68 | 27447.86 |
| 85 | 2032-04 | 500.87 | 65.19 | 435.68 | 27012.18 |
| 86 | 2032-05 | 499.83 | 64.15 | 435.68 | 26576.50 |
| 87 | 2032-06 | 498.80 | 63.12 | 435.68 | 26140.82 |
| 88 | 2032-07 | 497.76 | 62.08 | 435.68 | 25705.14 |
| 89 | 2032-08 | 496.73 | 61.05 | 435.68 | 25269.46 |
| 90 | 2032-09 | 495.70 | 60.01 | 435.68 | 24833.78 |
| 91 | 2032-10 | 494.66 | 58.98 | 435.68 | 24398.10 |
| 92 | 2032-11 | 493.63 | 57.95 | 435.68 | 23962.41 |
| 93 | 2032-12 | 492.59 | 56.91 | 435.68 | 23526.73 |
| 94 | 2033-01 | 491.56 | 55.88 | 435.68 | 23091.05 |
| 95 | 2033-02 | 490.52 | 54.84 | 435.68 | 22655.37 |
| 96 | 2033-03 | 489.49 | 53.81 | 435.68 | 22219.69 |
| 97 | 2033-04 | 488.45 | 52.77 | 435.68 | 21784.01 |
| 98 | 2033-05 | 487.42 | 51.74 | 435.68 | 21348.33 |
| 99 | 2033-06 | 486.38 | 50.70 | 435.68 | 20912.65 |
| 100 | 2033-07 | 485.35 | 49.67 | 435.68 | 20476.97 |
| 101 | 2033-08 | 484.31 | 48.63 | 435.68 | 20041.29 |
| 102 | 2033-09 | 483.28 | 47.60 | 435.68 | 19605.61 |
| 103 | 2033-10 | 482.24 | 46.56 | 435.68 | 19169.93 |
| 104 | 2033-11 | 481.21 | 45.53 | 435.68 | 18734.25 |
| 105 | 2033-12 | 480.17 | 44.49 | 435.68 | 18298.57 |
| 106 | 2034-01 | 479.14 | 43.46 | 435.68 | 17862.89 |
| 107 | 2034-02 | 478.10 | 42.42 | 435.68 | 17427.21 |
| 108 | 2034-03 | 477.07 | 41.39 | 435.68 | 16991.53 |
| 109 | 2034-04 | 476.04 | 40.35 | 435.68 | 16555.85 |
| 110 | 2034-05 | 475.00 | 39.32 | 435.68 | 16120.17 |
| 111 | 2034-06 | 473.97 | 38.29 | 435.68 | 15684.49 |
| 112 | 2034-07 | 472.93 | 37.25 | 435.68 | 15248.81 |
| 113 | 2034-08 | 471.90 | 36.22 | 435.68 | 14813.13 |
| 114 | 2034-09 | 470.86 | 35.18 | 435.68 | 14377.45 |
| 115 | 2034-10 | 469.83 | 34.15 | 435.68 | 13941.77 |
| 116 | 2034-11 | 468.79 | 33.11 | 435.68 | 13506.09 |
| 117 | 2034-12 | 467.76 | 32.08 | 435.68 | 13070.41 |
| 118 | 2035-01 | 466.72 | 31.04 | 435.68 | 12634.73 |
| 119 | 2035-02 | 465.69 | 30.01 | 435.68 | 12199.05 |
| 120 | 2035-03 | 464.65 | 28.97 | 435.68 | 11763.37 |
| 121 | 2035-04 | 463.62 | 27.94 | 435.68 | 11327.69 |
| 122 | 2035-05 | 462.58 | 26.90 | 435.68 | 10892.01 |
| 123 | 2035-06 | 461.55 | 25.87 | 435.68 | 10456.33 |
| 124 | 2035-07 | 460.51 | 24.83 | 435.68 | 10020.65 |
| 125 | 2035-08 | 459.48 | 23.80 | 435.68 | 9584.97 |
| 126 | 2035-09 | 458.44 | 22.76 | 435.68 | 9149.29 |
| 127 | 2035-10 | 457.41 | 21.73 | 435.68 | 8713.61 |
| 128 | 2035-11 | 456.38 | 20.69 | 435.68 | 8277.93 |
| 129 | 2035-12 | 455.34 | 19.66 | 435.68 | 7842.24 |
| 130 | 2036-01 | 454.31 | 18.63 | 435.68 | 7406.56 |
| 131 | 2036-02 | 453.27 | 17.59 | 435.68 | 6970.88 |
| 132 | 2036-03 | 452.24 | 16.56 | 435.68 | 6535.20 |
| 133 | 2036-04 | 451.20 | 15.52 | 435.68 | 6099.52 |
| 134 | 2036-05 | 450.17 | 14.49 | 435.68 | 5663.84 |
| 135 | 2036-06 | 449.13 | 13.45 | 435.68 | 5228.16 |
| 136 | 2036-07 | 448.10 | 12.42 | 435.68 | 4792.48 |
| 137 | 2036-08 | 447.06 | 11.38 | 435.68 | 4356.80 |
| 138 | 2036-09 | 446.03 | 10.35 | 435.68 | 3921.12 |
| 139 | 2036-10 | 444.99 | 9.31 | 435.68 | 3485.44 |
| 140 | 2036-11 | 443.96 | 8.28 | 435.68 | 3049.76 |
| 141 | 2036-12 | 442.92 | 7.24 | 435.68 | 2614.08 |
| 142 | 2037-01 | 441.89 | 6.21 | 435.68 | 2178.40 |
| 143 | 2037-02 | 440.85 | 5.17 | 435.68 | 1742.72 |
| 144 | 2037-03 | 439.82 | 4.14 | 435.68 | 1307.04 |
| 145 | 2037-04 | 438.78 | 3.10 | 435.68 | 871.36 |
| 146 | 2037-05 | 437.75 | 2.07 | 435.68 | 435.68 |
| 147 | 2037-06 | 436.72 | 1.03 | 435.68 | 0.00 |
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采用2025年04月18日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年04月18日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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